Gateway Bank of St. Louis in Saint Louis, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 06, 2009

  • Gateway Bank of St. Louis in Saint Louis, Missouri (MO)
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Gateway Bank of St. Louis - Overview

  • General
  • FDIC Certificate #: 19450
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Central Bank of Kansas City (#17009)
    Federal Reserve ID: 182157
    Date Established: June 18, 1965
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 13251
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 18, 1965
    Last Structure Change Effective Date: November 06, 2009
    Last Structure Change Process Date: November 09, 2009
    Last Data Update: November 09, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 3412 North Union Boulevard, Saint Louis, MO 63115
    County: Saint Louis (City)
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Absorption - Assisted
  • Financial Summary
  • Total assets: $26.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $30,772Total assets
  • $964Cash and due from depository institutions
  • $0Interest-bearing balances
  • $2,102Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $23,579Net loans & leases
  • $852Loan loss allowance
  • $0Trading account assets
  • $756Bank premises and fixed assets
  • $3,151Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $220All other assets
  • $30,772Total liabilities and capital
  • $28,797Total liabilities
  • $27,990Total deposits
  • $24,370Interest-bearing deposits
  • $27,990Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $500Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $307All other liabilities
  • $1,975Total equity capital
  • $1,975Total bank equity capital
  • $1,975Perpetual preferred stock
  • $340Common stock
  • $876Surplus
  • $4,066Undivided profits
  • Memoranda
  • $-3,307Noncurrent loans and leases
  • $648Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,305Earning assets
  • $0Long-term assets (5+ years)
  • $151Average Assets, year-to-date
  • $25,681Average Assets, quarterly
  • $2,165Volatile liabilities
  • $36,882Insider loans
  • $33,124FHLB advances
  • $3,003Loans and leases held for sale
  • $207Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $648Total unused commitments
  • $0Restructured Loans and leases
  • $297Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $2,251Total interest income
  • $1,055Total interest expense
  • $1,196Net interest income
  • $293Provision for loan and lease losses
  • $647Total noninterest income
  • $0Fiduciary activities
  • $167Service charges on deposit accounts
  • $0Trading account gains & fees
  • $480Additional noninterest income
  • $3,234Total noninterest expense
  • $1,170Salaries and employee benefits
  • $344Premises and equipment expense
  • $1,720Additional noninterest expense
  • -$1,684Pre-tax net operating income
  • -$6Securities gains (losses)
  • -$16Applicable income taxes
  • -$1,674Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,674Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $658Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.15%Yield on earning assets
  • 3.35%Cost of funding earning assets
  • 3.80%Net interest margin
  • 2.05%Noninterest income to earning assets
  • 10.27%Noninterest expense to earning assets
  • -4.52%Net operating income to assets
  • -4.54%Return on assets (ROA)
  • -4.58%Pretax return on assets
  • -55.69%Return on equity (ROE)
  • -55.69%Retained earnings to average equity (YTD only)
  • 2.42%Net charge-offs to loans
  • 44.53%Credit loss provision to net charge-offs
  • -2.11%Efficiency ratio
  • 175,475Assets per employee
  • 1.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.49%Loss allowance to noncurrent loans
  • 36.96%Noncurrent assets plus other real estate owned to assets
  • 17.73%Noncurrent loans to loans
  • 9.43%Net loans and leases to deposits
  • 84.24%Net loans and leases to core deposits
  • 92.51%Equity capital to assets
  • 6.42%Core capital (leverage) ratio
  • 5.85%Tier 1 risk-based capital ratio
  • 8.47%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $36,882Average earning assets
  • $3,006Average equity
  • $31,490Average loans

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