Gold Bank in Leawood, Kansas (KS)



Show street view No street view available for this location
Table of contents:
Gold Bank
GeneralFDIC Certificate #: 13155
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: M&I Marshall and Ilsley Bank (#1020)
Federal Reserve ID: 579252
Date Established: October 07, 1889
WWW: http://www.goldbank.com
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 33 (Interstate: No)
OTS Docket #: 11390
FDIC's unique #: 11589
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: June 15, 1956
Last Structure Change Effective Date: April 03, 2006
Last Structure Change Process Date: April 06, 2006
Last Data Update: April 06, 2006
Data Source Date: April 05, 2012
LocationAddress: 11301 Nall, Leawood, KS 66211
County: Johnson
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
Financial SummaryTotal assets: $4,205.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)
(Dollar figures in thousands)
Total employees (full-time equivalent)558
Total assets$4,165,430
Cash and due from depository institutions$75,959
Interest-bearing balances$1,241
Securities$707,907
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$3,124,008
Loan loss allowance $35,334
Trading account assets$0
Bank premises and fixed assets$47,399
Other real estate owned$3,634
Goodwill and other intangibles$28,033
All other assets$178,490
Life insurance assets$0
Total liabilities and capital$4,165,430
Total liabilities$3,786,513
Total deposits$3,037,485
Interest-bearing deposits$2,693,172
Deposits held in domestic offices$3,037,485
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $228,254
Trading liabilities$0
Other borrowed funds $486,641
Subordinated debt $0
All other liabilities $34,133
Total equity capital$378,917
Total bank equity capital$378,917
Perpetual preferred stock$378,917
Common stock$0
Surplus$10,648
Undivided profits $183,142
Memoranda
Noncurrent loans and leases $185,127
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $1,011,532
Income earned, not collected on loans $0
Earning assets $20,656
Long-term assets (5+ years) $991
Average Assets, year-to-date $20,614
Average Assets, quarterly $3,833,156
Volatile liabilities $303,097
Insider loans $4,184,085
FHLB advances $4,112,601
Loans and leases held for sale $907,420
Unused loan commitments $33,156
Tier 1 (core) risk-based capital $486,641
Tier 2 risk-based capital $190,000
Total risk weighted assets $7,352
Total unused commitments $1,011,532
Restructured Loans and leases $0
Derivatives$35,334
Back to page top, Back to table top

Income and Expense (December 31, 2005)
(Dollar figures in thousands)
Total interest income $237,350
Total interest expense $108,168
Net interest income $129,182
Provision for loan and lease losses $9,713
Total noninterest income $50,648
Fiduciary activities $193
Service charges on deposit accounts $5,905
Trading account gains & fees $0
Additional noninterest income $44,550
Total noninterest expense $73,369
Salaries and employee benefits $30,528
Premises and equipment expense $10,352
Additional noninterest expense $32,489
Pre-tax net operating income $96,748
Securities gains (losses) -$1,964
Applicable income taxes $35,986
Income before extraordinary items $58,798
Extraordinary gains - net $0
Net income attributable to bank $58,798
Net charge-offs $0
Cash dividends $0
Sale, conversion, retirement of capital stock, net $4,184
Net operating income $44,000
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2005)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets6.13%
Cost of funding earning assets 2.79%
Net interest margin 3.34%
Noninterest income to earning assets 1.31%
Noninterest expense to earning assets 1.90%
Net operating income to assets 1.44%
Return on assets (ROA) 1.41%
Pretax return on assets 2.27%
Return on equity (ROE) 15.56%
Retained earnings to average equity (YTD only) 3.92%
Net charge-offs to loans 0.14%
Credit loss provision to net charge-offs 232.15%
Efficiency ratio25.44%
Assets per employee$40,381
Cash dividends to net income (YTD only)7.46%
Condition Ratios (%)
Loss allowance to loans 74.83%
Loss allowance to noncurrent loans 1.12%
Noncurrent assets plus other real estate owned to assets 171.06%
Noncurrent loans to loans 0.58%
Net loans and leases to deposits0.65%
Net loans and leases to core deposits 102.85%
Equity capital to assets 125.00%
Core capital (leverage) ratio 9.10%
Tier 1 risk-based capital ratio 8.84%
Total risk-based capital ratio 9.65%
Memoranda
Average assets$11
Average earning assets$4,184,085
Average equity $377,964
Average loans $3,870,481
Back to page top, Back to table top

Total Fiduciary and Related Assets (December 31, 2005)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$169,860
Number of Accounts1
Personal trust and agency accounts$168,184
Employee benefit-defined contribution accounts$8,996
Employee benefit-defined benefit accounts$6,269
Other retirement accounts$0
Corporate trust and agency accounts$11,210
Investment management agency accounts$0
Other fiduciary accounts$57,617
Fiduciary accounts held in foreign offices$0
Non-managed Assets$84,092
Number of Accounts402
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$1,676
Corporate trust and agency accounts$669
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$169
Back to page top, Back to table top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Gold Bank.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.