Gotham Bank of New York in New York, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

Gotham Bank of New York - Overview

  • General
  • FDIC Certificate #: 23258
    Status: Active
    Federal Reserve ID: 239015
    Date Established: November 24, 1980
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 16297
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 24, 1980
    Last Structure Change Effective Date: December 01, 2006
    Last Structure Change Process Date: December 01, 2006
    Last Data Update: December 01, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1412 Broadway, New York, NY 10018
    County: New York
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $433.2 mil
    Equity capital: $32.2 mil
    Deposits held in domestic offices: $369.5 mil
    Return on assets (ROA): 0.97% ($4.2 mil)
    Quarterly return on assets: 1.34% ($5.8 mil)
    Return on Equity (ROE): 13.20% ($4.2 mil)
    Quarterly return on equity: 17.97% ($5.8 mil)
    Net income: $4.0 mil
    Quarterly Net income: $1.4 mil
    Pretax return on assets: 1.78% ($7,711.8 mil)
    Quarterly Pretax return on assets: 2.44% ($10,571.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 34Total employees (full-time equivalent)
  • $433,248Total assets
  • $44,283Cash and due from depository institutions
  • $37,717Interest-bearing balances
  • $206,004Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $179,243Net loans & leases
  • $2,255Loan loss allowance
  • $0Trading account assets
  • $562Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $433,248Life insurance assets
  • $3,156All other assets
  • $401,054Total liabilities and capital
  • $369,455Total liabilities
  • $286,113Total deposits
  • $369,455Interest-bearing deposits
  • $46Deposits held in domestic offices
  • 30000.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,599Subordinated debt
  • $32,194All other liabilities
  • $32,194Total equity capital
  • $32,194Total bank equity capital
  • $0Perpetual preferred stock
  • $3,052Common stock
  • $2,744Surplus
  • $26,398Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,038Income earned, not collected on loans
  • $0Earning assets
  • $1,133Long-term assets (5+ years)
  • $422,964Average Assets, year-to-date
  • $90,478Average Assets, quarterly
  • $405,873Volatile liabilities
  • $426,572Insider loans
  • $189,904FHLB advances
  • $423,783Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $31,264Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $22,536Restructured Loans and leases
  • $1,398Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $14,070Total interest income
  • $4,076Total interest expense
  • $9,994Net interest income
  • $397Provision for loan and lease losses
  • $451Total noninterest income
  • $0Fiduciary activities
  • $159Service charges on deposit accounts
  • $0Trading account gains & fees
  • $292Additional noninterest income
  • $7,298Total noninterest expense
  • $4,425Salaries and employee benefits
  • $1,116Premises and equipment expense
  • $1,757Additional noninterest expense
  • $2,750Pre-tax net operating income
  • $4,488Securities gains (losses)
  • $3,281Applicable income taxes
  • $3,957Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,957Net income attributable to bank
  • $0Net charge-offs
  • $3,957Cash dividends
  • $97Sale, conversion, retirement of capital stock, net
  • $769Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.57%Yield on earning assets
  • 1.03%Cost of funding earning assets
  • 2.54%Net interest margin
  • 0.11%Noninterest income to earning assets
  • 1.85%Noninterest expense to earning assets
  • 0.27%Net operating income to assets
  • 0.97%Return on assets (ROA)
  • 1.78%Pretax return on assets
  • 13.20%Return on equity (ROE)
  • 10.64%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 409.28%Credit loss provision to net charge-offs
  • 32.44%Efficiency ratio
  • 69,871Assets per employee
  • 12.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 19.43%Loss allowance to loans
  • 1.24%Loss allowance to noncurrent loans
  • 217.24%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.57%Net loans and leases to deposits
  • 48.52%Net loans and leases to core deposits
  • 66.21%Equity capital to assets
  • 7.43%Core capital (leverage) ratio
  • 7.38%Tier 1 risk-based capital ratio
  • 16.46%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $405,873Average earning assets
  • $29,966Average equity
  • $393,933Average loans

List of branches

  • 1 New York Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016297Gotham Bank Of New York1412 Broadway, New York, NY 10018November 24, 1980Full Service Brick and Mortar

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