Greeneville Federal Bank, FSB in Greeneville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Greeneville Federal Bank, FSB in Greeneville, Tennessee (TN)
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Greeneville Federal Bank, FSB - Overview

  • General
  • FDIC Certificate #: 31198
    Status: Active
    Federal Reserve ID: 645577
    Date Established: August 02, 1960
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 6518
    FDIC's unique #: 44032
    Numeric code: 34
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 02, 1960
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 West Summer Street, Greeneville, TN 37743
    County: Greene
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Greeneville, TN (#24620)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $195.5 mil
    Equity capital: $16.8 mil
    Deposits held in domestic offices: $157.4 mil
    Return on assets (ROA): 0.02% ($0.0 mil)
    Quarterly return on assets: -0.70% (-$1.4 mil)
    Return on Equity (ROE): 0.26% ($0.0 mil)
    Quarterly return on equity: -8.22% (-$1.4 mil)
    Net income: $0.0 mil
    Quarterly Net income: -$0.3 mil
    Pretax return on assets: 0.22% ($430.2 mil)
    Quarterly Pretax return on assets: -0.45% (-$880.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 46Total employees (full-time equivalent)
  • $195,549Total assets
  • $19,536Cash and due from depository institutions
  • $17,844Interest-bearing balances
  • $16,176Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $142,536Net loans & leases
  • $5,733Loan loss allowance
  • $0Trading account assets
  • $4,787Bank premises and fixed assets
  • $5,214Other real estate owned
  • $0Goodwill and other intangibles
  • $195,549Life insurance assets
  • $7,300All other assets
  • $178,735Total liabilities and capital
  • $157,414Total liabilities
  • $151,933Total deposits
  • $157,414Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $20,000Trading liabilities
  • $0Other borrowed funds
  • $1,321Subordinated debt
  • $16,814All other liabilities
  • $16,814Total equity capital
  • $16,814Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $16,814Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $9,660Income earned, not collected on loans
  • $0Earning assets
  • $764Long-term assets (5+ years)
  • $176,556Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $203,118Volatile liabilities
  • $198,932Insider loans
  • $137,492FHLB advances
  • $195,505Loans and leases held for sale
  • $1,457Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $16,770Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $12,039Restructured Loans and leases
  • $4,146Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,489Total interest income
  • $2,039Total interest expense
  • $7,450Net interest income
  • $1,900Provision for loan and lease losses
  • $502Total noninterest income
  • $0Fiduciary activities
  • $271Service charges on deposit accounts
  • $0Trading account gains & fees
  • $231Additional noninterest income
  • $5,602Total noninterest expense
  • $3,241Salaries and employee benefits
  • $611Premises and equipment expense
  • $1,750Additional noninterest expense
  • $450Pre-tax net operating income
  • $0Securities gains (losses)
  • $406Applicable income taxes
  • $44Income before extraordinary items
  • $0Extraordinary gains - net
  • $44Net income attributable to bank
  • $0Net charge-offs
  • $44Cash dividends
  • $771Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.25%Yield on earning assets
  • 1.13%Cost of funding earning assets
  • 4.12%Net interest margin
  • 0.28%Noninterest income to earning assets
  • 3.10%Noninterest expense to earning assets
  • 0.02%Net operating income to assets
  • 0.02%Return on assets (ROA)
  • 0.22%Pretax return on assets
  • 0.26%Return on equity (ROE)
  • 0.26%Retained earnings to average equity (YTD only)
  • 0.49%Net charge-offs to loans
  • 246.43%Credit loss provision to net charge-offs
  • 3.05%Efficiency ratio
  • 70,448Assets per employee
  • 4.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.87%Loss allowance to noncurrent loans
  • 59.35%Noncurrent assets plus other real estate owned to assets
  • 7.61%Noncurrent loans to loans
  • 6.52%Net loans and leases to deposits
  • 90.55%Net loans and leases to core deposits
  • 99.52%Equity capital to assets
  • 8.60%Core capital (leverage) ratio
  • 8.58%Tier 1 risk-based capital ratio
  • 12.20%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $203,118Average earning assets
  • $16,976Average equity
  • $180,852Average loans

List of branches

  • 3 Tennessee Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    044032Greeneville Federal Bank, Fsb101 West Summer Street, Greeneville, TN 37743August 02, 1960Full Service Brick and Mortar
    100283797903 Tusculum Boulevard Branch903 Tusculum Boulevard, Greeneville, TN 37743June 30, 1989Full Service Brick and Mortar
    1014645872305 E Andrew Johnson Hwy Branch2305 E. Andrew Johnson Highway, Greeneville, TN 37745June 30, 2001Full Service Brick and Mortar

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