Guthrie Federal Savings Bank in Guthrie, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 15, 1999

  • Guthrie Federal Savings Bank in Guthrie, Oklahoma (OK)
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Guthrie Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 30372
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Local Oklahoma Bank (#28542)
    Federal Reserve ID: 162579
    Date Established: January 01, 1906
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 5245
    FDIC's unique #: 43206
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: May 23, 1949
    Last Structure Change Effective Date: October 15, 1999
    Last Structure Change Process Date: November 05, 1999
    Last Data Update: November 05, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 120 North Division, Guthrie, OK 73044
    County: Logan
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • Financial Summary
  • Total assets: $43.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $46,055Total assets
  • $4,825Cash and due from depository institutions
  • $4,526Interest-bearing balances
  • $14,847Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $24,599Net loans & leases
  • $237Loan loss allowance
  • $0Trading account assets
  • $722Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,062All other assets
  • $46,055Total liabilities and capital
  • $39,305Total liabilities
  • $35,786Total deposits
  • $34,766Interest-bearing deposits
  • $35,786Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,268Other borrowed funds
  • $0Subordinated debt
  • $251All other liabilities
  • $6,750Total equity capital
  • $6,750Total bank equity capital
  • $6,750Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $2,410Undivided profits
  • Memoranda
  • $4,339Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $406Earning assets
  • $0Long-term assets (5+ years)
  • $133Average Assets, year-to-date
  • $43,972Average Assets, quarterly
  • $0Volatile liabilities
  • $47,432Insider loans
  • $46,549FHLB advances
  • $5,013Loans and leases held for sale
  • $80Unused loan commitments
  • $3,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,678Total unused commitments
  • $0Restructured Loans and leases
  • $20,863Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $3,487Total interest income
  • $1,828Total interest expense
  • $1,659Net interest income
  • $0Provision for loan and lease losses
  • $318Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $318Additional noninterest income
  • $1,117Total noninterest expense
  • $580Salaries and employee benefits
  • $245Premises and equipment expense
  • $292Additional noninterest expense
  • $860Pre-tax net operating income
  • $0Securities gains (losses)
  • $345Applicable income taxes
  • $515Income before extraordinary items
  • $0Extraordinary gains - net
  • $515Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $16Sale, conversion, retirement of capital stock, net
  • $450Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.69%Yield on earning assets
  • 4.03%Cost of funding earning assets
  • 3.66%Net interest margin
  • 0.70%Noninterest income to earning assets
  • 2.46%Noninterest expense to earning assets
  • 1.09%Net operating income to assets
  • 1.09%Return on assets (ROA)
  • 1.81%Pretax return on assets
  • 7.61%Return on equity (ROE)
  • 0.96%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 53.75%Efficiency ratio
  • 56,500Assets per employee
  • 2.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 87.38%Loss allowance to loans
  • 0.95%Loss allowance to noncurrent loans
  • 58.37%Noncurrent assets plus other real estate owned to assets
  • 0.88%Noncurrent loans to loans
  • 1.63%Net loans and leases to deposits
  • 68.74%Net loans and leases to core deposits
  • 72.26%Equity capital to assets
  • 14.66%Core capital (leverage) ratio
  • 14.65%Tier 1 risk-based capital ratio
  • 32.35%Total risk-based capital ratio
  • Memoranda
  • $33Average assets
  • $47,432Average earning assets
  • $6,767Average equity
  • $45,360Average loans

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