H&R Block Bank in Kansas City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • H&R Block Bank in Kansas City, Missouri (MO)
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H&R Block Bank - Overview

  • General
  • FDIC Certificate #: 58124
    Status: Active
    Federal Reserve ID: 3352399
    Date Established: May 01, 2006
    WWW: http://www.hrblockbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 18001
    FDIC's unique #: 440157
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Consumer Lending Specialization
    Date of Deposit Insurance: May 01, 2006
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: One H & R Block Way, Kansas City, MO 64105
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $1,565.7 mil
    Equity capital: $402.5 mil
    Deposits held in domestic offices: $1,096.5 mil
    Return on assets (ROA): 0.90% ($14.1 mil)
    Quarterly return on assets: -0.95% (-$14.9 mil)
    Return on Equity (ROE): 3.28% ($13.2 mil)
    Quarterly return on equity: -3.17% (-$12.7 mil)
    Net income: $13.3 mil
    Quarterly Net income: -$3.2 mil
    Pretax return on assets: 1.55% ($24,269.1 mil)
    Quarterly Pretax return on assets: -1.57% (-$24,582.2 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 63Total employees (full-time equivalent)
  • $1,565,747Total assets
  • $334,574Cash and due from depository institutions
  • $333,079Interest-bearing balances
  • $312,427Securities
  • $1,087Federal funds sold & reverse repurchase agreements
  • $841,312Net loans & leases
  • $26,156Loan loss allowance
  • $0Trading account assets
  • $1Bank premises and fixed assets
  • $5,165Other real estate owned
  • $0Goodwill and other intangibles
  • $1,565,747Life insurance assets
  • $71,181All other assets
  • $1,163,249Total liabilities and capital
  • $1,096,510Total liabilities
  • $1,051,400Total deposits
  • $1,096,510Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $25,000Trading liabilities
  • $0Other borrowed funds
  • $41,739Subordinated debt
  • $402,498All other liabilities
  • $402,498Total equity capital
  • $402,498Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $399,186Surplus
  • $3,311Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $99,377Income earned, not collected on loans
  • $0Earning assets
  • $6,660Long-term assets (5+ years)
  • $1,487,905Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $1,480,922Volatile liabilities
  • $1,351,238Insider loans
  • $842,583FHLB advances
  • $1,563,687Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $400,438Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,007Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $109,681Total interest income
  • $8,347Total interest expense
  • $101,334Net interest income
  • $31,121Provision for loan and lease losses
  • $27,925Total noninterest income
  • $0Fiduciary activities
  • $107Service charges on deposit accounts
  • $0Trading account gains & fees
  • $27,818Additional noninterest income
  • $75,201Total noninterest expense
  • $7,507Salaries and employee benefits
  • $45,121Premises and equipment expense
  • $22,573Additional noninterest expense
  • $22,937Pre-tax net operating income
  • $0Securities gains (losses)
  • $9,639Applicable income taxes
  • $13,298Income before extraordinary items
  • $0Extraordinary gains - net
  • $13,298Net income attributable to bank
  • $0Net charge-offs
  • $13,298Cash dividends
  • $39,084Sale, conversion, retirement of capital stock, net
  • $225,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.79%Yield on earning assets
  • 0.59%Cost of funding earning assets
  • 7.20%Net interest margin
  • 1.98%Noninterest income to earning assets
  • 5.34%Noninterest expense to earning assets
  • 0.90%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 1.55%Pretax return on assets
  • 3.28%Return on equity (ROE)
  • -52.25%Retained earnings to average equity (YTD only)
  • 5.34%Net charge-offs to loans
  • 79.63%Credit loss provision to net charge-offs
  • 1.38%Efficiency ratio
  • 58,179Assets per employee
  • 24.85%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 1691.98%Loss allowance to loans
  • 3.02%Loss allowance to noncurrent loans
  • 26.32%Noncurrent assets plus other real estate owned to assets
  • 6.68%Noncurrent loans to loans
  • 11.46%Net loans and leases to deposits
  • 76.73%Net loans and leases to core deposits
  • 155.98%Equity capital to assets
  • 25.71%Core capital (leverage) ratio
  • 25.61%Tier 1 risk-based capital ratio
  • 47.53%Total risk-based capital ratio
  • Memoranda
  • $49Average assets
  • $1,480,922Average earning assets
  • $405,177Average equity
  • $1,408,242Average loans

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0440157H&R Block BankOne H & R Block Way, Kansas City, MO 64105May 01, 2006Full Service Brick and Mortar

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