Hamel State Bank in Hamel, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 22, 2002

  • Hamel State Bank in Hamel, Illinois (IL)
  • Show street view No street view available for this location

Hamel State Bank - Overview

  • General
  • FDIC Certificate #: 17805
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The First National Bank in Staunton (#14924)
    Federal Reserve ID: 782940
    Date Established: September 16, 1957
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 17805
    FDIC's unique #: 11753
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 16, 1957
    Last Structure Change Effective Date: September 22, 2002
    Last Structure Change Process Date: October 21, 2002
    Last Data Update: October 21, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 105 East State Street, Hamel, IL 62046
    County: Madison
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $54.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $53,828Total assets
  • $5,390Cash and due from depository institutions
  • $3,805Interest-bearing balances
  • $19,750Securities
  • $52Federal funds sold & reverse repurchase agreements
  • $27,114Net loans & leases
  • $317Loan loss allowance
  • $0Trading account assets
  • $846Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $676All other assets
  • $53,828Total liabilities and capital
  • $49,239Total liabilities
  • $48,463Total deposits
  • $41,210Interest-bearing deposits
  • $48,463Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $414Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $362All other liabilities
  • $4,589Total equity capital
  • $4,589Total bank equity capital
  • $4,589Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $2,700Undivided profits
  • Memoranda
  • $1,789Noncurrent loans and leases
  • $2,284Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $27Earning assets
  • $0Long-term assets (5+ years)
  • $483Average Assets, year-to-date
  • $50,721Average Assets, quarterly
  • $138Volatile liabilities
  • $53,335Insider loans
  • $53,580FHLB advances
  • $2,328Loans and leases held for sale
  • $241Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,284Total unused commitments
  • $0Restructured Loans and leases
  • $317Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $3,517Total interest income
  • $1,842Total interest expense
  • $1,675Net interest income
  • $48Provision for loan and lease losses
  • $178Total noninterest income
  • $0Fiduciary activities
  • $135Service charges on deposit accounts
  • $0Trading account gains & fees
  • $43Additional noninterest income
  • $1,096Total noninterest expense
  • $599Salaries and employee benefits
  • $87Premises and equipment expense
  • $410Additional noninterest expense
  • $709Pre-tax net operating income
  • $0Securities gains (losses)
  • $194Applicable income taxes
  • $515Income before extraordinary items
  • $0Extraordinary gains - net
  • $515Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $6Sale, conversion, retirement of capital stock, net
  • $80Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.00%Yield on earning assets
  • 3.67%Cost of funding earning assets
  • 3.33%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 2.18%Noninterest expense to earning assets
  • 0.97%Net operating income to assets
  • 0.97%Return on assets (ROA)
  • 1.33%Pretax return on assets
  • 11.91%Return on equity (ROE)
  • 10.06%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 800.00%Credit loss provision to net charge-offs
  • 126.17%Efficiency ratio
  • 59,147Assets per employee
  • 2.69%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 15.53%Loss allowance to loans
  • 1.16%Loss allowance to noncurrent loans
  • 1174.07%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.10%Net loans and leases to deposits
  • 55.95%Net loans and leases to core deposits
  • 58.25%Equity capital to assets
  • 8.53%Core capital (leverage) ratio
  • 8.05%Tier 1 risk-based capital ratio
  • 15.03%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $53,335Average earning assets
  • $4,323Average equity
  • $50,226Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Hamel State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents