Hampden Bank in city_name, state_name - Detailed Financial Reports, Location

Hampden Bank in Springfield, Massachusetts (MA)
Show street view No street view available for this location

Hampden Bank routing number info

Hampden Bank - Overview

General
FDIC Certificate #: 90283
Status: Active
Federal Reserve ID: 157904
Bank Holding Company (Regulatory Top Holder): Hampden Bancorp, Inc. (RSSDID: 3228702, Location: Springfield, MA)
Date Established: April 13, 1852
WWW: http://www.hampdenbank.com
Trust Powers Granted: No
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 10 (Domestic: 10, Interstate: No)
OTS Docket #: 13165
FDIC's unique #: 17873
Numeric code: 41
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: December 19, 1985
Last Structure Change Effective Date: April 04, 2012
Last Structure Change Process Date: April 04, 2012
Last Data Update: April 04, 2012
Data Source Date: April 05, 2012
Location
Address: 19 Harrison Avenue, Springfield, MA 1101
County: Hampden
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Springfield Ma
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Springfield, MA (#8000)
Core Based Statistical Area (CBSA): Springfield, MA (#44140)
CBSA Metro Statistical Area: Springfield, MA (#44140)
Financial Summary
Total assets: $563.1 mil
Equity capital: $76.8 mil
Deposits held in domestic offices: $428.3 mil
Return on assets (ROA): 0.48% ($2.7 mil)
Quarterly return on assets: 0.74% ($4.2 mil)
Return on Equity (ROE): 3.57% ($2.7 mil)
Quarterly return on equity: 5.40% ($4.2 mil)
Net income: $2.7 mil
Quarterly Net income: $1.0 mil
Pretax return on assets: 0.64% ($3,603.7 mil)
Quarterly Pretax return on assets: 1.03% ($5,799.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
112Total employees (full-time equivalent)
$563,077Total assets
$22,498Cash and due from depository institutions
$469Interest-bearing balances
$104,396Securities
$1,155Federal funds sold & reverse repurchase agreements
$399,819Net loans & leases
$5,569Loan loss allowance
$0Trading account assets
$5,153Bank premises and fixed assets
$1,075Other real estate owned
$0Goodwill and other intangibles
$563,077Life insurance assets
$28,981All other assets
$486,300Total liabilities and capital
$428,301Total liabilities
$355,571Total deposits
$428,301Interest-bearing deposits
$84Deposits held in domestic offices
6468.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$46,212Trading liabilities
$0Other borrowed funds
$5,319Subordinated debt
$76,777All other liabilities
$76,777Total equity capital
$76,777Total bank equity capital
$0Perpetual preferred stock
$1Common stock
$77,552Surplus
$-776Undivided profits
Memoranda
$0Noncurrent loans and leases
$1,318Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$5,503Income earned, not collected on loans
$0Earning assets
$1,499Long-term assets (5+ years)
$505,839Average Assets, year-to-date
$277,913Average Assets, quarterly
$558,552Volatile liabilities
$559,185Insider loans
$399,510FHLB advances
$557,635Loans and leases held for sale
$15,939Unused loan commitments
$15,939Tier 1 (core) risk-based capital
$75,145Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$86,550Restructured Loans and leases
$527Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$24,795Total interest income
$6,925Total interest expense
$17,870Net interest income
$1,700Provision for loan and lease losses
$2,796Total noninterest income
$0Fiduciary activities
$1,290Service charges on deposit accounts
$0Trading account gains & fees
$1,506Additional noninterest income
$15,293Total noninterest expense
$8,427Salaries and employee benefits
$1,849Premises and equipment expense
$5,017Additional noninterest expense
$3,673Pre-tax net operating income
-$85Securities gains (losses)
$914Applicable income taxes
$2,674Income before extraordinary items
$0Extraordinary gains - net
$2,674Net income attributable to bank
$0Net charge-offs
$2,674Cash dividends
$2,205Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.90%Yield on earning assets
1.37%Cost of funding earning assets
3.53%Net interest margin
0.55%Noninterest income to earning assets
3.02%Noninterest expense to earning assets
0.49%Net operating income to assets
0.48%Return on assets (ROA)
0.64%Pretax return on assets
3.57%Return on equity (ROE)
3.57%Retained earnings to average equity (YTD only)
0.55%Net charge-offs to loans
77.10%Credit loss provision to net charge-offs
2.44%Efficiency ratio
74,001Assets per employee
5.03%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.37%Loss allowance to noncurrent loans
101.20%Noncurrent assets plus other real estate owned to assets
1.17%Noncurrent loans to loans
1.36%Net loans and leases to deposits
93.35%Net loans and leases to core deposits
105.50%Equity capital to assets
13.64%Core capital (leverage) ratio
13.48%Tier 1 risk-based capital ratio
18.81%Total risk-based capital ratio
Memoranda
$20Average assets
$558,552Average earning assets
$74,905Average equity
$505,948Average loans

List of branches

10 Massachusetts Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	17873	Hampden Bank	19 Harrison Avenue, Springfield, MA 1101	April 13, 1852	Full Service Brick and Mortar
1	291475	West Springfield Branch	220 Westfield Street, West Springfield, MA 1089	March 22, 1975	Full Service Brick and Mortar
2	291476	Longmeadow Branch	475 Longmeadow Street, Longmeadow, MA 1106	August 25, 1976	Full Service Brick and Mortar
3	291477	Allen Street Branch	1363 Allen Street, Springfield, MA 1118	June 09, 1979	Full Service Brick and Mortar
4	360826	Agawam Branch	820 Suffield Strret, Agawam, MA 1001	June 16, 2001	Full Service Brick and Mortar
5	423058	Wilbraham Branch	2005 Boston Road, Wilbraham, MA 1095	October 07, 2003	Full Service Brick and Mortar
6	445276	Tower Square Branch	1500 Main Street, Springfield, MA 1103	October 21, 2005	Full Service Retail
7	469212	Indian Orchard Branch	187 Main Street, Indian Orchard, MA 1151	November 16, 2007	Full Service Retail
8	493491	Shaker Road Branch	916 Shaker Road, Longmeadow, MA 1106	December 30, 2008	Full Service Brick and Mortar
9	517244	Boston Road Branch	977 Boston Road, Springfield, MA 1101	January 27, 2011	Full Service Brick and Mortar

Hampden Bank in Springfield, Massachusetts (MA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Hampden Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Hampden Bank in Springfield, Massachusetts (MA)Overview, Financial Summary, Detailed Financial Reports, Branches

Hampden Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Hampden Bank in Springfield, Massachusetts (MA)
Overview, Financial Summary, Detailed Financial Reports, Branches