Hancock Bank in Gulfport, Mississippi (MS), FL, AL
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Hancock Bank in Gulfport, Mississippi (MS), FL, AL
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Hancock Bank routing number info

Hancock Bank - Overview

  • General
  • FDIC Certificate #: 12441
    Status: Active
    Federal Reserve ID: 463735
    Bank Holding Company (Regulatory Top Holder): Hancock Holding Company (RSSDID: 1086533, Location: Gulfport, MS)
    Date Established: October 09, 1899
    WWW: http://www.hancockbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 87 (Domestic: 87, Interstate: Yes)
    OTS Docket #: 11602
    FDIC's unique #: 7921
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 06, 2011
    Last Structure Change Process Date: June 14, 2011
    Last Data Update: June 14, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 Hancock Plaza, Gulfport, MS 39501
    County: Harrison
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Jackson Ms
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Biloxi-Gulfport-Pascagoula, MS (#920)
    Combined Statistical Area (CSA): Gulfport-Biloxi-Pascagoula, MS (#274)
    Core Based Statistical Area (CBSA): Gulfport-Biloxi, MS (#25060)
    CBSA Metro Statistical Area: Gulfport-Biloxi, MS (#25060)
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $4,988.4 mil
    Equity capital: $424.6 mil
    Deposits held in domestic offices: $4,121.5 mil
    Return on assets (ROA): 0.78% ($38.9 mil)
    Quarterly return on assets: 1.02% ($50.9 mil)
    Return on Equity (ROE): 9.54% ($40.5 mil)
    Quarterly return on equity: 12.13% ($51.6 mil)
    Net income: $41.3 mil
    Quarterly Net income: $12.9 mil
    Pretax return on assets: 0.96% ($47,888.6 mil)
    Quarterly Pretax return on assets: 1.21% ($60,359.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 1,729Total employees (full-time equivalent)
  • $4,988,392Total assets
  • $175,676Cash and due from depository institutions
  • $85,193Interest-bearing balances
  • $1,117,037Securities
  • $197Federal funds sold & reverse repurchase agreements
  • $2,914,152Net loans & leases
  • $90,768Loan loss allowance
  • $2,203Trading account assets
  • $198,607Bank premises and fixed assets
  • $59,280Other real estate owned
  • $37,801Goodwill and other intangibles
  • $4,988,392Life insurance assets
  • $483,439All other assets
  • $4,563,764Total liabilities and capital
  • $4,121,482Total liabilities
  • $3,227,515Total deposits
  • $4,121,482Interest-bearing deposits
  • $69Deposits held in domestic offices
  • 357908.00%% insured (estimated)
  • $2,203Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $82,171Subordinated debt
  • $424,628All other liabilities
  • $424,628Total equity capital
  • $424,628Total bank equity capital
  • $0Perpetual preferred stock
  • $11,866Common stock
  • $291,167Surplus
  • $121,595Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $13,660Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $82,891Income earned, not collected on loans
  • $0Earning assets
  • $16,135Long-term assets (5+ years)
  • $4,116,579Average Assets, year-to-date
  • $1,394,750Average Assets, quarterly
  • $5,290,778Volatile liabilities
  • $5,053,565Insider loans
  • $3,075,900FHLB advances
  • $4,880,269Loans and leases held for sale
  • $107,067Unused loan commitments
  • $80,132Tier 1 (core) risk-based capital
  • $397,900Tier 2 risk-based capital
  • $26,935Total risk weighted assets
  • $0Total unused commitments
  • $561,018Restructured Loans and leases
  • $31,576Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $206,729Total interest income
  • $38,477Total interest expense
  • $168,252Net interest income
  • $20,269Provision for loan and lease losses
  • $121,008Total noninterest income
  • $11,417Fiduciary activities
  • $22,288Service charges on deposit accounts
  • $0Trading account gains & fees
  • $87,303Additional noninterest income
  • $218,400Total noninterest expense
  • $121,759Salaries and employee benefits
  • $25,116Premises and equipment expense
  • $71,525Additional noninterest expense
  • $50,591Pre-tax net operating income
  • -$51Securities gains (losses)
  • $9,230Applicable income taxes
  • $41,310Income before extraordinary items
  • $0Extraordinary gains - net
  • $41,310Net income attributable to bank
  • $0Net charge-offs
  • $41,310Cash dividends
  • $30,996Sale, conversion, retirement of capital stock, net
  • $59,050Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.70%Yield on earning assets
  • 0.88%Cost of funding earning assets
  • 3.83%Net interest margin
  • 2.75%Noninterest income to earning assets
  • 4.97%Noninterest expense to earning assets
  • 0.78%Net operating income to assets
  • 0.78%Return on assets (ROA)
  • 0.96%Pretax return on assets
  • 9.54%Return on equity (ROE)
  • -4.10%Retained earnings to average equity (YTD only)
  • 1.05%Net charge-offs to loans
  • 65.39%Credit loss provision to net charge-offs
  • 2.29%Efficiency ratio
  • 74,884Assets per employee
  • 2.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 142.94%Loss allowance to loans
  • 3.02%Loss allowance to noncurrent loans
  • 109.50%Noncurrent assets plus other real estate owned to assets
  • 2.85%Noncurrent loans to loans
  • 2.76%Net loans and leases to deposits
  • 70.71%Net loans and leases to core deposits
  • 74.35%Equity capital to assets
  • 8.51%Core capital (leverage) ratio
  • 8.15%Tier 1 risk-based capital ratio
  • 12.94%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $5,290,778Average earning assets
  • $432,808Average equity
  • $4,396,097Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $4,670,367Managed Assets
  • 1Number of Accounts
  • $2,378,973Personal trust and agency accounts
  • $348,535Employee benefit-defined contribution accounts
  • $41,447Employee benefit-defined benefit accounts
  • $112,082Other retirement accounts
  • $59,351Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $1,779,304Other fiduciary accounts
  • $38,254Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1177Number of Accounts
  • $0Personal trust and agency accounts
  • $56,939Employee benefit-defined contribution accounts
  • $297,133Employee benefit-defined benefit accounts
  • $2,291,394Other retirement accounts
  • $2Corporate trust and agency accounts
  • $203,174Other fiduciary accounts
  • $3,998Fiduciary accounts held in foreign offices

List of branches

  • 2 Alabama Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    129470587Eastern Shore Branch30723 State Highway 181, Daphne, AL 36526January 23, 2008Full Service Brick and Mortar
    130473733Cottage Hill Branch2110 Demetropolis Road, Mobile, AL 36693March 04, 2008Full Service Brick and Mortar
  • 31 Florida Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    7945001Peoples First Community Branch2305 Hwy 77, Panama City, FL 32405July 21, 1983Full Service Brick and Mortar
    80287067607 South Tyndall Parkway Branch607 South Tyndall Parkway, Panama City, FL 32404June 30, 1985Full Service Brick and Mortar
    812870681001 State Road 434 Branch909 State Road 434, Altamonte Springs, FL 32714June 30, 1986Full Service Brick and Mortar
    822870699001 Hwy 98 Branch9001 Front Beach Road, Panama City Beach, FL 32407June 30, 1988Full Service Brick and Mortar
    832870701199 Eglin Parkway Branch1199 Eglin Parkway, Shalimar, FL 32579June 30, 1989Full Service Brick and Mortar
    84287071Marianna Branch2900 North Jefferson Street, Marianna, FL 32446June 22, 1992Full Service Brick and Mortar
    85287072Destin Branch14075 Emerald Coast Parkway, Destin, FL 32541December 14, 1992Full Service Brick and Mortar
    88287076Kerry Forest Pkwy Branch2920 Kerry Forest Parkway, Tallahassee, FL 32317August 02, 1993Full Service Brick and Mortar
    89287077Hunt Club Branch514 S. Hunt Club Boulevard, Apopka, FL 32703November 04, 1993Full Service Brick and Mortar
    91287079Ponte Vedra Branch110 A1a North, Ponte Vedra Beach, FL 32082April 18, 1994Full Service Brick and Mortar
    92287080Ohio Avenue Branch1302 Ohio Avenue, Lynn Haven, FL 32444June 26, 1995Full Service Brick and Mortar
    93287081Capital Circle Branch2105 Capital Circle, Tallahassee, FL 32308November 07, 1994Full Service Brick and Mortar
    94287082Niceville Branch1003 - A John Simms Parkway, Niceville, FL 32578April 17, 1998Full Service Brick and Mortar
    95287083Palm Coast Branch300 Palm Coast Parkway Northeast, Palm Coast, FL 32137May 18, 1998Full Service Brick and Mortar
    96287085Harrison Avenue Branch1038 Harrison Avenue, Panama City, FL 32401Febuary 02, 1998Full Service Brick and Mortar
    97287086Pensacola Branch940 Creighton Road, Pensacola, FL 32504April 07, 1998Full Service Brick and Mortar
    100359144Gulf Breeze Branch1387 Shoreline Dr, Gulf Breeze, FL 32561December 07, 1999Full Service Brick and Mortar
    101363509Casselberry Branch1229 East State Road 436, Casselberry, FL 32707July 31, 2001Full Service Brick and Mortar
    102363510Corporate Financial Branch1002 West 23rd Street, Panama City, FL 32405July 31, 2001Full Service Brick and Mortar
    105363526Orange City Branch920 Saxon Blvd., Orange City, FL 32763Febuary 04, 2002Full Service Brick and Mortar
    106363527Pace Branch4952 Highway 90, Pace, FL 32571July 31, 2001Full Service Brick and Mortar
    109445574Clermont Branch2580 East Highway 50, Clermont, FL 34711May 03, 2004Full Service Brick and Mortar
    110445575Point Meadow Way Branch8195 Point Meadow Way, Jacksonville, FL 32256July 12, 2004Full Service Brick and Mortar
    112492482Mahan Branch2453 Mahan Drive, Tallahassee, FL 32308October 04, 2007Full Service Brick and Mortar
    113426578Hancock Bank Of Florida Branch101 North Monroe Street, Tallahassee, FL 32301March 12, 2004Full Service Brick and Mortar
    116281155Northside Branch2437 North Monroe Street, Tallahassee, FL 32302November 26, 1952Full Service Brick and Mortar
    117260270Southside Branch2613 South Monroe Street, Tallahassee, FL 32301Febuary 23, 1994Full Service Brick and Mortar
    121510741Hancock Center Motor Bank Branch1022 West 23rd St, Panama City, FL 32405June 17, 2010Limited Service Facility
    123511958Kernan Branch3475 Kernan Blvd South, Jacksonville, FL 32224December 18, 2009Full Service Brick and Mortar
    124512425Edgewater Branch11701 Panama City Beach Parkway, Panama City, FL 32407August 30, 2010Full Service Brick and Mortar
    126513840Gateway Center Branch1000 Legion Place, Suite 100, Orlando, FL 32801October 11, 2010Full Service Brick and Mortar
  • 48 Mississippi Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    07921Hancock Bank1 Hancock Plaza, Gulfport, MS 39501October 09, 1899Full Service Brick and Mortar
    1227130Bay St Louis Main Branch100 South Beach Boulevard, Bay St. Louis, MS 39520August 27, 1938Full Service Brick and Mortar
    2227131Stennis Satellite BranchNasa Administration Building, Hancock County, MS 39501November 12, 1963Full Service Brick and Mortar
    3227132Northeast Branch1402 Pass Road, Gulfport, MS 39501May 24, 1955Full Service Brick and Mortar
    4227133Long Beach Branch101 Jeff Davis Avenue, Long Beach, MS 39560May 19, 1955Full Service Brick and Mortar
    6227135Pass Christian Branch265 East Scenic Boulevard, Pass Christian, MS 39571January 01, 1929Full Service Brick and Mortar
    7227136Downtown Drive-In Branch1430 25th Avenue, Gulfport, MS 39501December 30, 1966Limited Service Facility
    8227137Seabee BranchNaval Construction Battalion Center, Harrison County, MS 39501October 26, 1967Full Service Brick and Mortar
    10227139Norwood Village Branch12100 Highway 49 North, Gulfport, MS 39503June 09, 1969Full Service Brick and Mortar
    127291Poplarville Branch602 South Main Street, Poplarville, MS 39470January 03, 1914Full Service Brick and Mortar
    14224619Picayune West Canal Branch600 West Canal Street, Picayune, MS 39466Febuary 23, 1963Full Service Brick and Mortar
    15224620Picayune Northside Branch2400 Highway 11 North, Picayune, MS 39466June 28, 1973Full Service Brick and Mortar
    16227141Bay 90 Branch601 Highway 90, Bay St. Louis, MS 39520June 28, 1976Full Service Brick and Mortar
    17227142Picayune Southside Branch229 Highway 43 South, Picayune, MS 39466September 21, 1979Full Service Brick and Mortar
    18227143Diamondhead Branch4401 Kalani Drive, Diamondhead, MS 39525December 06, 1979Full Service Brick and Mortar
    19227144Pineville Road Branch5101 Beatline Road, Long Beach, MS 39560June 24, 1982Full Service Brick and Mortar
    21227146Lyman Branch16100 Highway 53, Gulfport, MS 39503July 29, 1985Full Service Brick and Mortar
    2210156Moss Point Main Branch5025 Main Street, Moss Point, MS 39563March 14, 1907Full Service Brick and Mortar
    24235934Ocean Springs Main Branch901 Washington Avenue, Ocean Springs, MS 39564Febuary 10, 1954Full Service Brick and Mortar
    25235935Pascagoula Main Branch3207 Magnolia Street, Pascagoula, MS 39567March 14, 1907Full Service Brick and Mortar
    26235936Pascagoula East Branch3939 Denny Avenue, Pascagoula, MS 39567October 14, 1964Full Service Brick and Mortar
    27235937Market Street Branch1969 Market Street, Pascagoula, MS 39567January 20, 1956Full Service Brick and Mortar
    28235938St. Martin Branch15309 Lemoyne Boulevard, Biloxi, MS 39532June 17, 1968Full Service Brick and Mortar
    29235939Doctors Plaza Branch4211 Hospital Street, Pascagoula, MS 39567November 15, 1973Full Service Brick and Mortar
    32235942Escatawpa Branch7716 Highway 613, Escatawpa, MS 39552April 30, 1973Full Service Brick and Mortar
    34227148Courthouse Road Branch533 Courthouse Road, Gulfport, MS 39507October 01, 1987Full Service Brick and Mortar
    35227149Vancleave Branch10909 Highway 57, Vancleave, MS 39565October 07, 1987Full Service Brick and Mortar
    38227152Popps Ferry Branch2369 Pass Road, Biloxi, MS 39531January 26, 1989Full Service Brick and Mortar
    41206218Gautier Branch2020 Highway 90, Gautier, MS 39553January 07, 1971Full Service Brick and Mortar
    44253705Diberville Branch10335 Diberville Boulevard, Diberville, MS 39532July 15, 1977Full Service Brick and Mortar
    47249727East Ocean Springs Branch2699 Bienville Boulevard, Ocean Springs, MS 39564December 01, 1984Full Service Brick and Mortar
    55227155Dedeaux Road Branch14165 Dedeaux Road, Gulfport, MS 39507January 18, 1995Full Service Brick and Mortar
    56227156Kiln Branch16230 Hancock Plaza, Ste A, Bay Saint Louis, MS 39520October 19, 1995Full Service Brick and Mortar
    61360753Saucier Branch18447 Highway 49, Saucier, MS 39574July 03, 2000Full Service Brick and Mortar
    63224603Sumrall Branch201 Highway 42 East, Sumrall, MS 39482April 02, 1935Full Service Brick and Mortar
    64224604Hattiesburg Hwy 98 Branch6052 Highway 98 West, Hattiesburg, MS 39401September 06, 1989Full Service Brick and Mortar
    6544692Prentiss Branch965 South Columbia Avenue, Prentiss, MS 39474January 01, 1973Full Service Brick and Mortar
    66286225Purvis Branch4 Highway 589, Purvis, MS 39475January 01, 1955Full Service Brick and Mortar
    68224606Petal Branch535 Highway 42, Petal, MS 39465May 15, 1996Full Service Brick and Mortar
    69334341Hattiesburg Usm University Branch3101 Hardy Street, Hattiesburg, MS 39401March 20, 2000Full Service Brick and Mortar
    70357438Hattiesburg Lincoln Road Branch2007 Lincoln Road, Hattiesburg, MS 39402December 06, 1999Full Service Brick and Mortar
    72363064Cowan Road Branch1014 Cowan Road, Gulfport, MS 39507January 14, 2002Full Service Brick and Mortar
    73440522Cedar Lake Branch926 Cedar Lake Road, Biloxi, MS 39532May 24, 2005Full Service Brick and Mortar
    74442545Crossroads Branch10496 Hwy 49, Gulfport, MS 39503June 08, 2002Full Service Brick and Mortar
    77477415Waveland Branch529 Highway 90, Waveland, MS 39576June 13, 2008Full Service Brick and Mortar
    78486002Biloxi Main Branch888 Howard Avenue, Biloxi, MS 39530Febuary 02, 2009Full Service Brick and Mortar
    120508428North Diberville Branch3200 Lakeview Town Square Shopping Center, Suite E3, Diberville, MS 39540April 26, 2010Full Service Brick and Mortar
    125513428U. S. Naval Home Branch1800 Beach Boulevard, Gulfport, MS 39507October 04, 2010Full Service Brick and Mortar

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