Hardin Federal Savings Bank in Hardin, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 17, 2001

  • Hardin Federal Savings Bank in Hardin, Missouri (MO)
  • Show street view No street view available for this location

Hardin Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 27819
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank Midwest, National Association (#32964)
    Federal Reserve ID: 669975
    Date Established: January 01, 1914
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 341
    FDIC's unique #: 40653
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: October 14, 1938
    Last Structure Change Effective Date: Febuary 17, 2001
    Last Structure Change Process Date: Febuary 26, 2001
    Last Data Update: Febuary 26, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: Elm & Second Streets, Hardin, MO 64035
    County: Ray
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $141.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 32Total employees (full-time equivalent)
  • $141,035Total assets
  • $7,688Cash and due from depository institutions
  • $6,444Interest-bearing balances
  • $44,193Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $83,207Net loans & leases
  • $336Loan loss allowance
  • $0Trading account assets
  • $1,738Bank premises and fixed assets
  • $0Other real estate owned
  • $65Goodwill and other intangibles
  • $0Life insurance assets
  • $4,144All other assets
  • $141,035Total liabilities and capital
  • $127,212Total liabilities
  • $86,695Total deposits
  • $86,695Interest-bearing deposits
  • $86,695Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $40,000Other borrowed funds
  • $0Subordinated debt
  • $517All other liabilities
  • $13,823Total equity capital
  • $13,823Total bank equity capital
  • $13,823Perpetual preferred stock
  • $0Common stock
  • $11Surplus
  • $5,379Undivided profits
  • Memoranda
  • $8,433Noncurrent loans and leases
  • $6,899Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $182Earning assets
  • $0Long-term assets (5+ years)
  • $632Average Assets, year-to-date
  • $133,844Average Assets, quarterly
  • $0Volatile liabilities
  • $139,136Insider loans
  • $142,004FHLB advances
  • $50,701Loans and leases held for sale
  • $677Unused loan commitments
  • $40,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,899Total unused commitments
  • $0Restructured Loans and leases
  • $336Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $10,340Total interest income
  • $6,389Total interest expense
  • $3,951Net interest income
  • $51Provision for loan and lease losses
  • $1,009Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,009Additional noninterest income
  • $2,641Total noninterest expense
  • $1,377Salaries and employee benefits
  • $887Premises and equipment expense
  • $377Additional noninterest expense
  • $2,268Pre-tax net operating income
  • -$31Securities gains (losses)
  • $750Applicable income taxes
  • $1,487Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,487Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $18Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.85%Yield on earning assets
  • 4.85%Cost of funding earning assets
  • 3.00%Net interest margin
  • 0.77%Noninterest income to earning assets
  • 2.01%Noninterest expense to earning assets
  • 1.08%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 1.61%Pretax return on assets
  • 12.18%Return on equity (ROE)
  • 12.18%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 283.33%Credit loss provision to net charge-offs
  • 128.83%Efficiency ratio
  • 53,246Assets per employee
  • 4.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.40%Loss allowance to noncurrent loans
  • 184.62%Noncurrent assets plus other real estate owned to assets
  • 0.13%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 95.98%Net loans and leases to core deposits
  • 109.49%Equity capital to assets
  • 9.80%Core capital (leverage) ratio
  • 10.24%Tier 1 risk-based capital ratio
  • 21.52%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $139,136Average earning assets
  • $12,209Average equity
  • $131,682Average loans

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