Harlan County Bank in Alma, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 1995

  • Harlan County Bank in Alma, Nebraska (NE)
  • Show street view No street view available for this location

Harlan County Bank - Overview

  • General
  • FDIC Certificate #: 12678
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: York State Bank (#16079)
    Federal Reserve ID: 970251
    Date Established: January 01, 1900
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 8041
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 01, 1995
    Last Structure Change Process Date: May 18, 1995
    Last Data Update: May 18, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 620 West Main Street, Alma, NE 68920
    County: Harlan
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $30.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $10Total assets
  • $31,242Cash and due from depository institutions
  • $1,184Interest-bearing balances
  • $0Securities
  • $6,711Federal funds sold & reverse repurchase agreements
  • $2,000Net loans & leases
  • $20,079Loan loss allowance
  • $207Trading account assets
  • $0Bank premises and fixed assets
  • $486Other real estate owned
  • $0Goodwill and other intangibles
  • $782Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $31,242Total liabilities
  • $28,196Total deposits
  • $25,927Interest-bearing deposits
  • $22,717Deposits held in domestic offices
  • 25927.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $1,978Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $291Total equity capital
  • $291Total bank equity capital
  • $3,046Perpetual preferred stock
  • $0Common stock
  • $250Surplus
  • $850Undivided profits
  • Memoranda
  • $1,946Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $396Income earned, not collected on loans
  • $590Earning assets
  • $28,790Long-term assets (5+ years)
  • $2,507Average Assets, year-to-date
  • $29,695Average Assets, quarterly
  • $30,185Volatile liabilities
  • $3,607Insider loans
  • $248FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,869Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,046Total risk weighted assets
  • $21,284Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,059Total interest expense
  • $938Net interest income
  • $1,121Provision for loan and lease losses
  • $34Total noninterest income
  • $121Fiduciary activities
  • $0Service charges on deposit accounts
  • $33Trading account gains & fees
  • $0Additional noninterest income
  • $88Total noninterest expense
  • $685Salaries and employee benefits
  • $375Premises and equipment expense
  • $76Additional noninterest expense
  • $234Pre-tax net operating income
  • $522Securities gains (losses)
  • $1Applicable income taxes
  • $157Income before extraordinary items
  • $367Extraordinary gains - net
  • $0Net income attributable to bank
  • $367Net charge-offs
  • $6Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.45%Cost of funding earning assets
  • 3.40%Net interest margin
  • 4.06%Noninterest income to earning assets
  • 0.44%Noninterest expense to earning assets
  • 2.48%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 1.24%Pretax return on assets
  • 1.76%Return on equity (ROE)
  • 12.81%Retained earnings to average equity (YTD only)
  • 12.81%Net charge-offs to loans
  • 0.03%Credit loss provision to net charge-offs
  • 566.67%Efficiency ratio
  • 55,153Assets per employee
  • 3.12%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 52.27%Noncurrent assets plus other real estate owned to assets
  • 1.27%Noncurrent loans to loans
  • 1.95%Net loans and leases to deposits
  • 77.44%Net loans and leases to core deposits
  • 82.64%Equity capital to assets
  • 9.75%Core capital (leverage) ratio
  • 10.13%Tier 1 risk-based capital ratio
  • 14.31%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $29,695Average earning assets
  • $2,865Average equity
  • $27,627Average loans

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