Harris Bank Batavia, National Association - Overview
General
FDIC Certificate #: 3605 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:BMO Harris Bank National Association (#16571) Federal Reserve ID: 369435 Date Established: October 01, 1891 WWW:http://www.harrisbank.com Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 3 (Interstate: No) FDIC's unique #: 2295 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: May 27, 2005 Last Structure Change Process Date: June 03, 2005 Last Data Update: June 03, 2005 Data Source Date: April 05, 2012
Location
Address: 155 West Wilson Street, Batavia, IL 60510 County: Kane Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $189.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2004)
Dollar figures in thousands
35Total employees (full-time equivalent)
$196,471Total assets
$5,003Cash and due from depository institutions
$0Interest-bearing balances
$14,951Securities
$7,150Federal funds sold & reverse repurchase agreements
$161,822Net loans & leases
$1,982Loan loss allowance
$0Trading account assets
$6,058Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,487All other assets
$196,471Total liabilities and capital
$182,777Total liabilities
$176,752Total deposits
$134,896Interest-bearing deposits
$176,752Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$4,600Subordinated debt
$1,425All other liabilities
$13,694Total equity capital
$13,694Total bank equity capital
$13,694Perpetual preferred stock
$0Common stock
$566Surplus
$2,077Undivided profits
Memoranda
$11,051Noncurrent loans and leases
$108,594Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$283Earning assets
$57Long-term assets (5+ years)
$641Average Assets, year-to-date
$183,923Average Assets, quarterly
$27,314Volatile liabilities
$193,516Insider loans
$194,093FHLB advances
$11,665Loans and leases held for sale
$3,483Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$108,594Total unused commitments
$0Restructured Loans and leases
$6,569Derivatives
Income and Expense (December 31, 2004)
Dollar figures in thousands
$7,689Total interest income
$2,038Total interest expense
$5,651Net interest income
$795Provision for loan and lease losses
$1,150Total noninterest income
$0Fiduciary activities
$571Service charges on deposit accounts
$0Trading account gains & fees
$579Additional noninterest income
$5,524Total noninterest expense
$2,130Salaries and employee benefits
$572Premises and equipment expense
$2,822Additional noninterest expense
$482Pre-tax net operating income
$0Securities gains (losses)
$140Applicable income taxes
$342Income before extraordinary items
$0Extraordinary gains - net
$342Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$108Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2004)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.26%Yield on earning assets
1.13%Cost of funding earning assets
3.13%Net interest margin
0.64%Noninterest income to earning assets
3.06%Noninterest expense to earning assets
0.18%Net operating income to assets
0.18%Return on assets (ROA)
0.25%Pretax return on assets
2.59%Return on equity (ROE)
2.59%Retained earnings to average equity (YTD only)
0.07%Net charge-offs to loans
736.11%Credit loss provision to net charge-offs
11.82%Efficiency ratio
81,223Assets per employee
5.61%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.21%Loss allowance to noncurrent loans
700.35%Noncurrent assets plus other real estate owned to assets
0.14%Noncurrent loans to loans
0.17%Net loans and leases to deposits
91.55%Net loans and leases to core deposits
98.02%Equity capital to assets
6.97%Core capital (leverage) ratio
7.17%Tier 1 risk-based capital ratio
8.67%Total risk-based capital ratio
Memoranda
$13Average assets
$193,516Average earning assets
$13,228Average equity
$180,402Average loans
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