Harris Bank Huntley in Huntley, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 27, 2005

  • Harris Bank Huntley in Huntley, Illinois (IL)
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Harris Bank Huntley - Overview

  • General
  • FDIC Certificate #: 1783
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BMO Harris Bank National Association (#16571)
    Federal Reserve ID: 569730
    Date Established: January 01, 1913
    WWW: http://www.harrisbank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 1180
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 27, 2005
    Last Structure Change Process Date: June 03, 2005
    Last Data Update: June 03, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 10604 Vine Street, Huntley, IL 60142
    County: Mchenry
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $173.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $172,848Total assets
  • $4,329Cash and due from depository institutions
  • $0Interest-bearing balances
  • $23,960Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $139,548Net loans & leases
  • $1,324Loan loss allowance
  • $0Trading account assets
  • $3,830Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,181All other assets
  • $172,848Total liabilities and capital
  • $161,385Total liabilities
  • $133,680Total deposits
  • $123,065Interest-bearing deposits
  • $133,680Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $25,600Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,000Subordinated debt
  • $1,105All other liabilities
  • $11,463Total equity capital
  • $11,463Total bank equity capital
  • $11,463Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $5,238Undivided profits
  • Memoranda
  • $5,725Noncurrent loans and leases
  • $57,647Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $92Earning assets
  • $0Long-term assets (5+ years)
  • $699Average Assets, year-to-date
  • $163,508Average Assets, quarterly
  • $16,264Volatile liabilities
  • $152,215Insider loans
  • $165,899FHLB advances
  • $41,293Loans and leases held for sale
  • $60Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $57,647Total unused commitments
  • $0Restructured Loans and leases
  • $2,324Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $6,492Total interest income
  • $2,165Total interest expense
  • $4,327Net interest income
  • $270Provision for loan and lease losses
  • $1,338Total noninterest income
  • $0Fiduciary activities
  • $330Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,008Additional noninterest income
  • $4,008Total noninterest expense
  • $1,569Salaries and employee benefits
  • $382Premises and equipment expense
  • $2,057Additional noninterest expense
  • $1,387Pre-tax net operating income
  • $0Securities gains (losses)
  • $444Applicable income taxes
  • $943Income before extraordinary items
  • $0Extraordinary gains - net
  • $943Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $52Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.54%Yield on earning assets
  • 1.51%Cost of funding earning assets
  • 3.02%Net interest margin
  • 0.94%Noninterest income to earning assets
  • 2.80%Noninterest expense to earning assets
  • 0.62%Net operating income to assets
  • 0.62%Return on assets (ROA)
  • 0.91%Pretax return on assets
  • 9.24%Return on equity (ROE)
  • 9.24%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 519.23%Credit loss provision to net charge-offs
  • 31.87%Efficiency ratio
  • 70,750Assets per employee
  • 6.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.94%Loss allowance to noncurrent loans
  • 1439.13%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 104.39%Net loans and leases to core deposits
  • 118.27%Equity capital to assets
  • 6.63%Core capital (leverage) ratio
  • 6.83%Tier 1 risk-based capital ratio
  • 8.77%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $152,215Average earning assets
  • $10,210Average equity
  • $143,044Average loans

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