Harris Central National Association in Roselle, Illinois (IL)



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Harris Central National Association routing number info

Table of contents:
Harris Central National Association
GeneralFDIC Certificate #: 58216
Status: Active
Federal Reserve ID: 3353154
Bank Holding Company (Regulatory Top Holder): Bank Of Montreal (RSSDID: 1231333, Location: Montreal)
Date Established: May 28, 2005
WWW: http://www.4.harrisbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 442541
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: May 28, 2005
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 110 East Irving Park Road, Roselle, IL 60172
County: Dupage
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $4.6 mil
Equity capital: $4.1 mil
Deposits held in domestic offices: $0.5 mil
Return on assets (ROA): 0.68% ($0.0 mil)
Quarterly return on assets: 1.22% ($0.1 mil)
Return on Equity (ROE): 0.76% ($0.0 mil)
Quarterly return on equity: 1.37% ($0.1 mil)
Net income: $0.0 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 1.16% ($53.2 mil)
Quarterly Pretax return on assets: 2.10% ($96.3 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)0
Total assets$4,588
Cash and due from depository institutions$4,480
Interest-bearing balances$0
Securities$0
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$0
Loan loss allowance $0
Trading account assets$0
Bank premises and fixed assets$0
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$108
Life insurance assets$4,588
Total liabilities and capital$506
Total liabilities$500
Total deposits$0
Interest-bearing deposits$500
Deposits held in domestic offices$100
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $6
All other liabilities $4,082
Total equity capital$4,082
Total bank equity capital$4,082
Perpetual preferred stock$0
Common stock$1,301
Surplus$2,199
Undivided profits $582
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $0
Average Assets, year-to-date $0
Average Assets, quarterly $0
Volatile liabilities $4,568
Insider loans $4,578
FHLB advances $896
Loans and leases held for sale $4,578
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $4,082
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $0
Derivatives$0
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $8
Total interest expense $0
Net interest income $8
Provision for loan and lease losses $0
Total noninterest income $0
Fiduciary activities $0
Service charges on deposit accounts $0
Trading account gains & fees $0
Additional noninterest income $0
Total noninterest expense -$45
Salaries and employee benefits $0
Premises and equipment expense $0
Additional noninterest expense -$45
Pre-tax net operating income $53
Securities gains (losses) $0
Applicable income taxes $22
Income before extraordinary items $31
Extraordinary gains - net $0
Net income attributable to bank $31
Net charge-offs $0
Cash dividends $31
Sale, conversion, retirement of capital stock, net $0
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets0.33%
Cost of funding earning assets 0.00%
Net interest margin 0.33%
Noninterest income to earning assets 0.00%
Noninterest expense to earning assets -1.88%
Net operating income to assets 0.68%
Return on assets (ROA) 0.68%
Pretax return on assets 1.16%
Return on equity (ROE) 0.76%
Retained earnings to average equity (YTD only) 0.76%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee-$562,500
Cash dividends to net income (YTD only)0.00%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 0.00%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.00%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 0.00%
Equity capital to assets 0.00%
Core capital (leverage) ratio 88.97%
Tier 1 risk-based capital ratio 89.17%
Total risk-based capital ratio 455.58%
Memoranda
Average assets$456
Average earning assets$4,568
Average equity $4,064
Average loans $2,400
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1 Illinois Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
0442541Harris Central National Association110 East Irving Park Road, Roselle, IL 60172May 28, 2005Full Service Brick and Mortar
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