Harrisburg Bank, Houston, Texas in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 02, 1998

  • Harrisburg Bank, Houston, Texas in Houston, Texas (TX)
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Harrisburg Bank, Houston, Texas - Overview

  • General
  • FDIC Certificate #: 3261
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Frost National Bank (#5510)
    Federal Reserve ID: 89555
    Date Established: January 01, 1925
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 2107
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 02, 1998
    Last Structure Change Process Date: January 21, 1998
    Last Data Update: January 21, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 1001 Broadway At Lawndale, Houston, TX 77012
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $262.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 107Total employees (full-time equivalent)
  • $262,435Total assets
  • $13,674Cash and due from depository institutions
  • $0Interest-bearing balances
  • $83,716Securities
  • $31,000Federal funds sold & reverse repurchase agreements
  • $122,817Net loans & leases
  • $1,250Loan loss allowance
  • $0Trading account assets
  • $6,537Bank premises and fixed assets
  • $404Other real estate owned
  • $1,754Goodwill and other intangibles
  • $0Life insurance assets
  • $2,533All other assets
  • $262,435Total liabilities and capital
  • $236,254Total liabilities
  • $219,510Total deposits
  • $157,786Interest-bearing deposits
  • $219,510Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $15,563Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,181All other liabilities
  • $26,181Total equity capital
  • $26,181Total bank equity capital
  • $26,181Perpetual preferred stock
  • $0Common stock
  • $2,250Surplus
  • $16,410Undivided profits
  • Memoranda
  • $7,521Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,187Earning assets
  • $0Long-term assets (5+ years)
  • $541Average Assets, year-to-date
  • $237,533Average Assets, quarterly
  • $37,910Volatile liabilities
  • $237,550Insider loans
  • $255,951FHLB advances
  • $61,278Loans and leases held for sale
  • $4,576Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $15,941Total unused commitments
  • $0Restructured Loans and leases
  • $146,446Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $16,250Total interest income
  • $5,485Total interest expense
  • $10,765Net interest income
  • $630Provision for loan and lease losses
  • $1,847Total noninterest income
  • $0Fiduciary activities
  • $1,430Service charges on deposit accounts
  • $0Trading account gains & fees
  • $417Additional noninterest income
  • $8,238Total noninterest expense
  • $4,486Salaries and employee benefits
  • $1,570Premises and equipment expense
  • $2,182Additional noninterest expense
  • $3,744Pre-tax net operating income
  • $106Securities gains (losses)
  • $1,078Applicable income taxes
  • $2,772Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,772Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $49Sale, conversion, retirement of capital stock, net
  • $1,100Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.56%Yield on earning assets
  • 2.55%Cost of funding earning assets
  • 5.01%Net interest margin
  • 0.86%Noninterest income to earning assets
  • 3.83%Noninterest expense to earning assets
  • 1.13%Net operating income to assets
  • 1.17%Return on assets (ROA)
  • 1.62%Pretax return on assets
  • 11.14%Return on equity (ROE)
  • 6.72%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 1285.71%Credit loss provision to net charge-offs
  • 89.27%Efficiency ratio
  • 64,121Assets per employee
  • 2.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 39.68%Loss allowance to loans
  • 1.01%Loss allowance to noncurrent loans
  • 105.31%Noncurrent assets plus other real estate owned to assets
  • 0.61%Noncurrent loans to loans
  • 0.96%Net loans and leases to deposits
  • 55.95%Net loans and leases to core deposits
  • 70.67%Equity capital to assets
  • 9.98%Core capital (leverage) ratio
  • 9.59%Tier 1 risk-based capital ratio
  • 16.50%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $237,550Average earning assets
  • $24,875Average equity
  • $214,872Average loans

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