Heartland Savings Bank in Mattoon, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 15, 1997

Heartland Savings Bank in Mattoon, Illinois (IL)
Show street view No street view available for this location

Heartland Savings Bank - Overview

General
FDIC Certificate #: 29299
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: FIRST MID-ILLINOIS BANK & TRUST, NATIONAL ASSOCIATION (#3705)
Federal Reserve ID: 30472
Date Established: January 01, 1883
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 2 (Interstate: No)
OTS Docket #: 3242
FDIC's unique #: 42133
Numeric code: 42
Regulator: FDIC
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: Yes
Date of Deposit Insurance: November 17, 1936
Last Structure Change Effective Date: November 15, 1997
Last Structure Change Process Date: December 11, 1997
Last Data Update: December 11, 1997
Data Source Date: April 05, 2012
Location
Address: 1520 Charleston Ave, Mattoon, IL 61938
County: Coles
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Champaign
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Charleston-Mattoon, IL (#16660)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $90.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$27Total assets
$90,794Cash and due from depository institutions
$1,901Interest-bearing balances
$427Securities
$21,034Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$63,381Loan loss allowance
$349Trading account assets
$0Bank premises and fixed assets
$2,561Other real estate owned
$0Goodwill and other intangibles
$978Life insurance assets
$939All other assets
$0Total liabilities and capital
$90,794Total liabilities
$83,457Total deposits
$74,224Interest-bearing deposits
$72,325Deposits held in domestic offices
74224.00%% insured (estimated)
$95Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$8,693Subordinated debt
$0All other liabilities
$540Total equity capital
$540Total bank equity capital
$7,337Perpetual preferred stock
$0Common stock
$100Surplus
$6,400Undivided profits
Memoranda
$837Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$229Income earned, not collected on loans
$217Earning assets
$84,842Long-term assets (5+ years)
$17,766Average Assets, year-to-date
$96,430Average Assets, quarterly
$97,262Volatile liabilities
$15,488Insider loans
$561FHLB advances
$0Loans and leases held for sale
$685Unused loan commitments
$1,990Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$6,625Total risk weighted assets
$45,423Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$6,603Total interest expense
$4,013Net interest income
$2,590Provision for loan and lease losses
$12Total noninterest income
$658Fiduciary activities
$0Service charges on deposit accounts
$106Trading account gains & fees
$0Additional noninterest income
$552Total noninterest expense
$2,594Salaries and employee benefits
$927Premises and equipment expense
$334Additional noninterest expense
$1,333Pre-tax net operating income
$642Securities gains (losses)
-$21Applicable income taxes
$212Income before extraordinary items
$409Extraordinary gains - net
$0Net income attributable to bank
$409Net charge-offs
$0Cash dividends
$1,000Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.30%Cost of funding earning assets
4.43%Net interest margin
2.86%Noninterest income to earning assets
0.73%Noninterest expense to earning assets
2.87%Net operating income to assets
0.44%Return on assets (ROA)
0.42%Pretax return on assets
0.64%Return on equity (ROE)
5.20%Retained earnings to average equity (YTD only)
-7.51%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
77,648Assets per employee
3.36%Cash dividends to net income (YTD only)
Condition Ratios (%)
244.50%Loss allowance to loans
0.55%Loss allowance to noncurrent loans
152.40%Noncurrent assets plus other real estate owned to assets
0.25%Noncurrent loans to loans
0.36%Net loans and leases to deposits
85.39%Net loans and leases to core deposits
94.00%Equity capital to assets
8.08%Core capital (leverage) ratio
7.02%Tier 1 risk-based capital ratio
14.59%Total risk-based capital ratio
Memoranda
$15Average assets
$96,430Average earning assets
$7,866Average equity
$90,488Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Heartland Savings Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.