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- Banks in Illinois (IL)
- Heritage Bank Alsip
Heritage Bank Alsip in Alsip, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of April 09, 1993
- Heritage Bank Alsip in Alsip, Illinois (IL)
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Heritage Bank Alsip - Overview
- General
- FDIC Certificate #: 19812
Status: Inactive
Closing history: Consolidated - Without Assistance
Acquiring institution: Heritage Bank (#9272)
Federal Reserve ID: 652931
Date Established: May 16, 1968
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 13606
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: May 16, 1968
Last Structure Change Effective Date: April 09, 1993
Last Structure Change Process Date: April 19, 1993
Last Data Update: April 19, 1993
Data Source Date: April 05, 2012 - Location
- Address: 11900 South Pulaski Road, Alsip, IL 60658
County: Cook
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974) - Financial Summary
- Total assets: $65.6 mil
Assets and Liabilities (December 31, 1992)
- Dollar figures in thousands
- 0Total employees (full-time equivalent)
- $35Total assets
- $67,306Cash and due from depository institutions
- $2,702Interest-bearing balances
- $0Securities
- $15,493Federal funds sold & reverse repurchase agreements
- $24,390Net loans & leases
- $19,757Loan loss allowance
- $613Trading account assets
- $0Bank premises and fixed assets
- $1,069Other real estate owned
- $252Goodwill and other intangibles
- $274Life insurance assets
- $3,369All other assets
- $0Total liabilities and capital
- $67,306Total liabilities
- $59,289Total deposits
- $58,239Interest-bearing deposits
- $49,424Deposits held in domestic offices
- 58239.00%% insured (estimated)
- $96Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $0Other borrowed funds
- $0Subordinated debt
- $0All other liabilities
- $1,050Total equity capital
- $1,050Total bank equity capital
- $8,017Perpetual preferred stock
- $0Common stock
- $517Surplus
- $7,471Undivided profits
- Memoranda
- $29Noncurrent loans and leases
- $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $324Income earned, not collected on loans
- $122Earning assets
- $59,640Long-term assets (5+ years)
- $24,049Average Assets, year-to-date
- $61,479Average Assets, quarterly
- $64,193Volatile liabilities
- $238Insider loans
- $0FHLB advances
- $0Loans and leases held for sale
- $0Unused loan commitments
- $2,611Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $4,648Total risk weighted assets
- $23,848Total unused commitments
- $0Restructured Loans and leases
- $0Derivatives
Income and Expense (December 31, 1992)
- Dollar figures in thousands
- $0Total interest income
- $157Total interest expense
- $65Net interest income
- $92Provision for loan and lease losses
- $0Total noninterest income
- $21Fiduciary activities
- $0Service charges on deposit accounts
- $13Trading account gains & fees
- $0Additional noninterest income
- $8Total noninterest expense
- $66Salaries and employee benefits
- $35Premises and equipment expense
- $19Additional noninterest expense
- $12Pre-tax net operating income
- $47Securities gains (losses)
- $0Applicable income taxes
- $18Income before extraordinary items
- $29Extraordinary gains - net
- $0Net income attributable to bank
- $29Net charge-offs
- $0Cash dividends
- $0Sale, conversion, retirement of capital stock, net
- $0Net operating income
Performance and Condition Ratios (December 31, 1992)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 0.00%Yield on earning assets
- 0.28%Cost of funding earning assets
- 0.12%Net interest margin
- 0.17%Noninterest income to earning assets
- 0.04%Noninterest expense to earning assets
- 0.12%Net operating income to assets
- 0.05%Return on assets (ROA)
- 0.05%Pretax return on assets
- 0.08%Return on equity (ROE)
- 0.66%Retained earnings to average equity (YTD only)
- 0.66%Net charge-offs to loans
- 0.00%Credit loss provision to net charge-offs
- 0.00%Efficiency ratio
- 58,407Assets per employee
- 1.92%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 0.00%Loss allowance to loans
- 3.01%Loss allowance to noncurrent loans
- 189.20%Noncurrent assets plus other real estate owned to assets
- 0.86%Noncurrent loans to loans
- 1.59%Net loans and leases to deposits
- 33.92%Net loans and leases to core deposits
- 34.06%Equity capital to assets
- 11.91%Core capital (leverage) ratio
- 7.27%Tier 1 risk-based capital ratio
- 19.49%Total risk-based capital ratio
- Memoranda
- $21Average assets
- $61,479Average earning assets
- $4,400Average equity
- $55,619Average loans
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- Banks in Illinois (IL)
- Heritage Bank Alsip
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