Hibernia National Bank of Texas in Texarkana, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1999

  • Hibernia National Bank of Texas in Texarkana, Texas (TX)
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Hibernia National Bank of Texas - Overview

  • General
  • FDIC Certificate #: 5553
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Capital One, National Association (#4297)
    Federal Reserve ID: 472764
    Date Established: July 13, 1887
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 20 (Interstate: No)
    OTS Docket #: 10414
    FDIC's unique #: 3775
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1999
    Last Structure Change Process Date: March 01, 1999
    Last Data Update: March 01, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 West Broad Street, Texarkana, TX 75501
    County: Bowie
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Texarkana, TX-Texarkana, AR (#8360)
    Core Based Statistical Area (CBSA): Texarkana, TX-Texarkana, AR (#45500)
    CBSA Metro Statistical Area: Texarkana, TX-Texarkana, AR (#45500)
  • Financial Summary
  • Total assets: $964.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 306Total employees (full-time equivalent)
  • $964,044Total assets
  • $39,077Cash and due from depository institutions
  • $247Interest-bearing balances
  • $229,037Securities
  • $205,077Federal funds sold & reverse repurchase agreements
  • $459,615Net loans & leases
  • $7,524Loan loss allowance
  • $0Trading account assets
  • $17,784Bank premises and fixed assets
  • $868Other real estate owned
  • $6,246Goodwill and other intangibles
  • $0Life insurance assets
  • $6,340All other assets
  • $964,044Total liabilities and capital
  • $867,219Total liabilities
  • $752,217Total deposits
  • $606,394Interest-bearing deposits
  • $752,217Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $106,616Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $8,386All other liabilities
  • $96,825Total equity capital
  • $96,825Total bank equity capital
  • $96,825Perpetual preferred stock
  • $0Common stock
  • $3,250Surplus
  • $22,260Undivided profits
  • Memoranda
  • $71,315Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,841Earning assets
  • $1,402Long-term assets (5+ years)
  • $2,827Average Assets, year-to-date
  • $893,976Average Assets, quarterly
  • $174,289Volatile liabilities
  • $979,560Insider loans
  • $984,942FHLB advances
  • $198,618Loans and leases held for sale
  • $9,178Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $61,202Total unused commitments
  • $0Restructured Loans and leases
  • $510,121Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $67,283Total interest income
  • $31,707Total interest expense
  • $35,576Net interest income
  • $5,700Provision for loan and lease losses
  • $10,268Total noninterest income
  • $1,543Fiduciary activities
  • $7,051Service charges on deposit accounts
  • $1Trading account gains & fees
  • $1,673Additional noninterest income
  • $29,741Total noninterest expense
  • $11,849Salaries and employee benefits
  • $4,218Premises and equipment expense
  • $13,674Additional noninterest expense
  • $10,403Pre-tax net operating income
  • $10Securities gains (losses)
  • $1,631Applicable income taxes
  • $8,782Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,782Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,382Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.46%Yield on earning assets
  • 3.51%Cost of funding earning assets
  • 3.94%Net interest margin
  • 1.14%Noninterest income to earning assets
  • 3.30%Noninterest expense to earning assets
  • 0.90%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 1.06%Pretax return on assets
  • 9.60%Return on equity (ROE)
  • 9.60%Retained earnings to average equity (YTD only)
  • 0.53%Net charge-offs to loans
  • 239.29%Credit loss provision to net charge-offs
  • 6.76%Efficiency ratio
  • 63,899Assets per employee
  • 3.15%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 264.84%Noncurrent assets plus other real estate owned to assets
  • 0.38%Noncurrent loans to loans
  • 0.61%Net loans and leases to deposits
  • 61.10%Net loans and leases to core deposits
  • 69.62%Equity capital to assets
  • 10.04%Core capital (leverage) ratio
  • 9.06%Tier 1 risk-based capital ratio
  • 17.20%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $979,560Average earning assets
  • $91,442Average equity
  • $902,130Average loans

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