Holladay Bank & Trust in Salt Lake City, Utah (UT)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Holladay Bank & Trust in Salt Lake City, Utah (UT)
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Holladay Bank & Trust - Overview

  • General
  • FDIC Certificate #: 21448
    Status: Active
    Federal Reserve ID: 617275
    Date Established: Febuary 20, 1974
    WWW: http://www.holladaybank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 14833
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 20, 1974
    Last Structure Change Effective Date: October 04, 2011
    Last Structure Change Process Date: October 04, 2011
    Last Data Update: October 04, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 2020 East 4800 South Street, Salt Lake City, UT 84117
    County: Salt Lake
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Salt Lake City-Ogden, UT (#7160)
    Combined Statistical Area (CSA): Salt Lake City-Ogden-Clearfield, UT (#482)
    Core Based Statistical Area (CBSA): Salt Lake City, UT (#41620)
    CBSA Metro Statistical Area: Salt Lake City, UT (#41620)
  • Financial Summary
  • Total assets: $46.3 mil
    Equity capital: $5.5 mil
    Deposits held in domestic offices: $40.2 mil
    Return on assets (ROA): -2.07% (-$1.0 mil)
    Quarterly return on assets: -3.11% (-$1.4 mil)
    Return on Equity (ROE): -17.48% (-$0.9 mil)
    Quarterly return on equity: -26.20% (-$1.3 mil)
    Net income: -$1.1 mil
    Quarterly Net income: -$0.4 mil
    Pretax return on assets: -2.35% (-$1,087.5 mil)
    Quarterly Pretax return on assets: -4.34% (-$2,008.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $46,275Total assets
  • $10,125Cash and due from depository institutions
  • $9,709Interest-bearing balances
  • $369Securities
  • $117Federal funds sold & reverse repurchase agreements
  • $28,536Net loans & leases
  • $968Loan loss allowance
  • $0Trading account assets
  • $17Bank premises and fixed assets
  • $4,432Other real estate owned
  • $0Goodwill and other intangibles
  • $46,275Life insurance assets
  • $2,679All other assets
  • $40,795Total liabilities and capital
  • $40,245Total liabilities
  • $35,176Total deposits
  • $40,245Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $550Subordinated debt
  • $5,480All other liabilities
  • $5,480Total equity capital
  • $5,480Total bank equity capital
  • $0Perpetual preferred stock
  • $766Common stock
  • $358Surplus
  • $4,356Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,468Income earned, not collected on loans
  • $0Earning assets
  • $118Long-term assets (5+ years)
  • $38,731Average Assets, year-to-date
  • $7,124Average Assets, quarterly
  • $51,276Volatile liabilities
  • $47,739Insider loans
  • $34,318FHLB advances
  • $47,936Loans and leases held for sale
  • $1,887Unused loan commitments
  • $1,887Tier 1 (core) risk-based capital
  • $5,432Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,303Restructured Loans and leases
  • $396Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,101Total interest income
  • $595Total interest expense
  • $1,506Net interest income
  • $271Provision for loan and lease losses
  • -$405Total noninterest income
  • $3Fiduciary activities
  • $82Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$490Additional noninterest income
  • $2,036Total noninterest expense
  • $665Salaries and employee benefits
  • $206Premises and equipment expense
  • $1,165Additional noninterest expense
  • -$1,206Pre-tax net operating income
  • $0Securities gains (losses)
  • -$147Applicable income taxes
  • -$1,059Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,059Net income attributable to bank
  • $0Net charge-offs
  • -$1,059Cash dividends
  • $305Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.84%Yield on earning assets
  • 1.37%Cost of funding earning assets
  • 3.47%Net interest margin
  • -0.93%Noninterest income to earning assets
  • 4.69%Noninterest expense to earning assets
  • -2.07%Net operating income to assets
  • -2.07%Return on assets (ROA)
  • -2.35%Pretax return on assets
  • -17.48%Return on equity (ROE)
  • -17.48%Retained earnings to average equity (YTD only)
  • 1.08%Net charge-offs to loans
  • 88.85%Credit loss provision to net charge-offs
  • -3.07%Efficiency ratio
  • 184,923Assets per employee
  • 3.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.28%Loss allowance to noncurrent loans
  • 65.94%Noncurrent assets plus other real estate owned to assets
  • 12.75%Noncurrent loans to loans
  • 4.98%Net loans and leases to deposits
  • 70.91%Net loans and leases to core deposits
  • 73.74%Equity capital to assets
  • 11.84%Core capital (leverage) ratio
  • 11.33%Tier 1 risk-based capital ratio
  • 15.83%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $51,276Average earning assets
  • $6,057Average equity
  • $43,420Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $706Managed Assets
  • 1Number of Accounts
  • $207Personal trust and agency accounts
  • $207Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 4Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $499Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $499Fiduciary accounts held in foreign offices

List of branches

  • 1 Utah Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    014833Holladay Bank & Trust2020 East 4800 South Street, Salt Lake City, UT 84117Febuary 20, 1974Full Service Brick and Mortar

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