Holladay Bank & Trust in Salt Lake City, Utah (UT)



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Holladay Bank & Trust routing number info

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Holladay Bank & Trust
GeneralFDIC Certificate #: 21448
Status: Active
Federal Reserve ID: 617275
Date Established: Febuary 20, 1974
WWW: http://www.holladaybank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 14833
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: Febuary 20, 1974
Last Structure Change Effective Date: October 04, 2011
Last Structure Change Process Date: October 04, 2011
Last Data Update: October 04, 2011
Data Source Date: April 05, 2012
LocationAddress: 2020 East 4800 South Street, Salt Lake City, UT 84117
County: Salt Lake
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Salt Lake City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Salt Lake City-Ogden, UT (#7160)
Combined Statistical Area (CSA): Salt Lake City-Ogden-Clearfield, UT (#482)
Core Based Statistical Area (CBSA): Salt Lake City, UT (#41620)
CBSA Metro Statistical Area: Salt Lake City, UT (#41620)
Financial SummaryTotal assets: $46.3 mil
Equity capital: $5.5 mil
Deposits held in domestic offices: $40.2 mil
Return on assets (ROA): -2.07% (-$1.0 mil)
Quarterly return on assets: -3.11% (-$1.4 mil)
Return on Equity (ROE): -17.48% (-$0.9 mil)
Quarterly return on equity: -26.20% (-$1.3 mil)
Net income: -$1.1 mil
Quarterly Net income: -$0.4 mil
Pretax return on assets: -2.35% (-$1,087.5 mil)
Quarterly Pretax return on assets: -4.34% (-$2,008.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)14
Total assets$46,275
Cash and due from depository institutions$10,125
Interest-bearing balances$9,709
Securities$369
Federal funds sold & reverse repurchase agreements$117
Net loans & leases$28,536
Loan loss allowance $968
Trading account assets$0
Bank premises and fixed assets$17
Other real estate owned$4,432
Goodwill and other intangibles$0
All other assets$2,679
Life insurance assets$46,275
Total liabilities and capital$40,795
Total liabilities$40,245
Total deposits$35,176
Interest-bearing deposits$40,245
Deposits held in domestic offices$95
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $550
All other liabilities $5,480
Total equity capital$5,480
Total bank equity capital$5,480
Perpetual preferred stock$0
Common stock$766
Surplus$358
Undivided profits $4,356
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,468
Earning assets $0
Long-term assets (5+ years) $118
Average Assets, year-to-date $38,731
Average Assets, quarterly $7,124
Volatile liabilities $51,276
Insider loans $47,739
FHLB advances $34,318
Loans and leases held for sale $47,936
Unused loan commitments $1,887
Tier 1 (core) risk-based capital $1,887
Tier 2 risk-based capital $5,432
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $2,303
Derivatives$396
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,101
Total interest expense $595
Net interest income $1,506
Provision for loan and lease losses $271
Total noninterest income -$405
Fiduciary activities $3
Service charges on deposit accounts $82
Trading account gains & fees $0
Additional noninterest income -$490
Total noninterest expense $2,036
Salaries and employee benefits $665
Premises and equipment expense $206
Additional noninterest expense $1,165
Pre-tax net operating income -$1,206
Securities gains (losses) $0
Applicable income taxes -$147
Income before extraordinary items -$1,059
Extraordinary gains - net $0
Net income attributable to bank -$1,059
Net charge-offs $0
Cash dividends -$1,059
Sale, conversion, retirement of capital stock, net $305
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.84%
Cost of funding earning assets 1.37%
Net interest margin 3.47%
Noninterest income to earning assets -0.93%
Noninterest expense to earning assets 4.69%
Net operating income to assets -2.07%
Return on assets (ROA) -2.07%
Pretax return on assets -2.35%
Return on equity (ROE) -17.48%
Retained earnings to average equity (YTD only) -17.48%
Net charge-offs to loans 1.08%
Credit loss provision to net charge-offs 88.85%
Efficiency ratio-3.07%
Assets per employee$184,923
Cash dividends to net income (YTD only)3.31%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 3.28%
Noncurrent assets plus other real estate owned to assets 65.94%
Noncurrent loans to loans 12.75%
Net loans and leases to deposits4.98%
Net loans and leases to core deposits 70.91%
Equity capital to assets 73.74%
Core capital (leverage) ratio 11.84%
Tier 1 risk-based capital ratio 11.33%
Total risk-based capital ratio 15.83%
Memoranda
Average assets$17
Average earning assets$51,276
Average equity $6,057
Average loans $43,420
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$706
Number of Accounts1
Personal trust and agency accounts$207
Employee benefit-defined contribution accounts$207
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts4
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$499
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$499
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1 Utah Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
014833Holladay Bank & Trust2020 East 4800 South Street, Salt Lake City, UT 84117Febuary 20, 1974Full Service Brick and Mortar
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