Home Federal Bank in Nampa, Idaho (ID), OR
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Home Federal Bank in Nampa, Idaho (ID), OR
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Home Federal Bank - Overview

  • General
  • FDIC Certificate #: 28258
    Status: Active
    Federal Reserve ID: 1014077
    Bank Holding Company (Regulatory Top Holder): Home Federal Bancorp, Inc. (RSSDID: 3843057, Location: Nampa, ID)
    Date Established: January 01, 1920
    WWW: http://www.myhomefed.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 29 (Domestic: 29, Interstate: Yes)
    OTS Docket #: 1245
    FDIC's unique #: 41092
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: September 25, 1936
    Last Structure Change Effective Date: May 31, 2011
    Last Structure Change Process Date: June 16, 2011
    Last Data Update: June 16, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 500 12th Avenue South, Nampa, ID 83651
    County: Canyon
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Boise City, ID (#1080)
    Core Based Statistical Area (CBSA): Boise City-Nampa, ID (#14260)
    CBSA Metro Statistical Area: Boise City-Nampa, ID (#14260)
  • History of Changes
  • Change in Primary Regulatory Agency
    Change in Entity Type
    Change in Supervisory Agency
    Change in Chartering Agent
  • Financial Summary
  • Total assets: $1,098.5 mil
    Equity capital: $151.5 mil
    Deposits held in domestic offices: $928.9 mil
    Return on assets (ROA): -0.16% (-$1.8 mil)
    Quarterly return on assets: 0.50% ($5.5 mil)
    Return on Equity (ROE): -1.34% (-$2.0 mil)
    Quarterly return on equity: 3.73% ($5.7 mil)
    Net income: -$2.0 mil
    Quarterly Net income: $1.4 mil
    Pretax return on assets: -0.28% (-$3,075.9 mil)
    Quarterly Pretax return on assets: 0.79% ($8,678.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 346Total employees (full-time equivalent)
  • $1,098,540Total assets
  • $143,108Cash and due from depository institutions
  • $121,778Interest-bearing balances
  • $384,719Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $449,785Net loans & leases
  • $14,171Loan loss allowance
  • $0Trading account assets
  • $28,296Bank premises and fixed assets
  • $19,780Other real estate owned
  • $3,086Goodwill and other intangibles
  • $1,098,540Life insurance assets
  • $69,766All other assets
  • $947,007Total liabilities and capital
  • $928,857Total liabilities
  • $778,904Total deposits
  • $928,857Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 4913.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $13,237Subordinated debt
  • $151,533All other liabilities
  • $151,533Total equity capital
  • $151,533Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $86,154Surplus
  • $65,378Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $40,116Income earned, not collected on loans
  • $0Earning assets
  • $2,804Long-term assets (5+ years)
  • $956,282Average Assets, year-to-date
  • $318,656Average Assets, quarterly
  • $1,237,305Volatile liabilities
  • $1,128,607Insider loans
  • $419,306FHLB advances
  • $1,091,578Loans and leases held for sale
  • $15,450Unused loan commitments
  • $15,450Tier 1 (core) risk-based capital
  • $135,838Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $81,894Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $55,498Total interest income
  • $7,371Total interest expense
  • $48,127Net interest income
  • $7,922Provision for loan and lease losses
  • $6,255Total noninterest income
  • $0Fiduciary activities
  • $3,717Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,538Additional noninterest income
  • $51,139Total noninterest expense
  • $26,234Salaries and employee benefits
  • $7,583Premises and equipment expense
  • $17,322Additional noninterest expense
  • -$4,679Pre-tax net operating income
  • $1,175Securities gains (losses)
  • -$1,507Applicable income taxes
  • -$1,997Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,997Net income attributable to bank
  • $0Net charge-offs
  • -$1,997Cash dividends
  • $9,160Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.19%Yield on earning assets
  • 0.69%Cost of funding earning assets
  • 4.50%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 4.78%Noninterest expense to earning assets
  • -0.22%Net operating income to assets
  • -0.16%Return on assets (ROA)
  • -0.28%Pretax return on assets
  • -1.34%Return on equity (ROE)
  • -1.34%Retained earnings to average equity (YTD only)
  • 1.77%Net charge-offs to loans
  • 86.48%Credit loss provision to net charge-offs
  • 0.35%Efficiency ratio
  • 92,770Assets per employee
  • 3.17%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.05%Loss allowance to noncurrent loans
  • 35.33%Noncurrent assets plus other real estate owned to assets
  • 5.45%Noncurrent loans to loans
  • 8.65%Net loans and leases to deposits
  • 48.42%Net loans and leases to core deposits
  • 49.53%Equity capital to assets
  • 13.79%Core capital (leverage) ratio
  • 12.44%Tier 1 risk-based capital ratio
  • 32.40%Total risk-based capital ratio
  • Memoranda
  • $34Average assets
  • $1,237,305Average earning assets
  • $149,467Average equity
  • $1,069,276Average loans

List of branches

  • 11 Idaho Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041092Home Federal Bank500 12th Avenue South, Nampa, ID 83651January 01, 1920Full Service Brick and Mortar
    1266299State Street Branch800 W. State St., Boise, ID 83702January 01, 1920Full Service Brick and Mortar
    100266302400 No 3rd East Branch400 N. 3rd East, Mountain Home, ID 83647January 01, 1920Full Service Brick and Mortar
    102266304250 South Washington Branch250 South Washington, Emmett, ID 83617January 01, 1920Full Service Brick and Mortar
    115464131871 Parkcenter Blvd Branch871 Parkcenter Blvd., Boise, ID 83706June 20, 2007Full Service Brick and Mortar
    116464132100 East Riverside Branch100 East Riverside Drive, Eagle, ID 83616June 20, 2007Full Service Brick and Mortar
    11846413455 East Franklin Road Branch55 East Franklin Road, Meridian, ID 83642June 20, 2007Full Service Brick and Mortar
    119464135923 Dearborn Branch923 Dearborn Street, Caldwell, ID 83605June 20, 2007Full Service Brick and Mortar
    120491886Karcher Branch1820 Caldwell Blvd, Nampa, ID 83651March 03, 2008Full Service Brick and Mortar
    148518115N Eagle Rd Branch3630 N Eagle Rd, Boise, ID 83713October 19, 2009Full Service Brick and Mortar
    149518116E Overland Rd Branch3405 E Overland Rd, Meridian, ID 83642October 15, 2009Full Service Brick and Mortar
  • 17 Oregon Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    12116305Community First Pineville Branch555 Nw 3rd St, Prineville, OR 97754December 05, 1980Full Service Brick and Mortar
    123256103Bend Branch671 Northeast Greenwood, Bend, OR 97701November 25, 1991Full Service Brick and Mortar
    125357793Madras Branch1150 Sw Hwy 97, Madras, OR 97741September 20, 1999Full Service Brick and Mortar
    126466386Redmond Branch821 Sw 6th St., Redmond, OR 97756July 10, 2006Full Service Brick and Mortar
    13244798Libertybank Branch899 Pearl Street, Eugene, OR 97401January 01, 1978Full Service Brick and Mortar
    133286355805 Nw Bond Branch805 Nw Bond St, Bend, OR 97701January 01, 1978Full Service Brick and Mortar
    1342863561000 Biddle Rd Branch1000 Biddle Rd, Medford, OR 97504June 30, 1985Full Service Brick and Mortar
    135286357660 S E 7th St Branch660 S E 7th St, Grants Pass, OR 97526June 30, 1985Full Service Brick and Mortar
    136286359East Barnett Branch295 East Barnett Road, Medford, OR 97501July 15, 1996Full Service Brick and Mortar
    137286361Springfield Harlow Branch1008 Harlow Road, Springfield, OR 97477May 14, 1997Full Service Brick and Mortar
    138419796200 Sw Century Drive Branch200 Sw Century Drive, Bend, OR 97702July 01, 2002Full Service Brick and Mortar
    139419797590 Union Avenue Branch590 Union Avenue, Grants Pass, OR 97527July 01, 2002Full Service Brick and Mortar
    1404197983540 W. 11th Avenue Branch3540 W. 11th Avenue, Eugene, OR 97402October 01, 2002Full Service Brick and Mortar
    141425695Bend North Branch20365 Empire Avenue, Bend, OR 97701Febuary 02, 2004Full Service Brick and Mortar
    142432826Eugene/Santa Clara25 Division Avenue, Eugene, OR 97404October 25, 2004Full Service Brick and Mortar
    143433276Eugene/Coburg Office1585 Coburg Road, Eugene, OR 97401November 29, 2004Full Service Brick and Mortar
    147492759Bend South Branch61379 S Hwy 97, Bend, OR 97702July 01, 2008Full Service Brick and Mortar

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