Home Federal Bank of Tennessee in Knoxville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Home Federal Bank of Tennessee in Knoxville, Tennessee (TN)
  • Show street view No street view available for this location

Home Federal Bank of Tennessee - Overview

  • General
  • FDIC Certificate #: 29683
    Status: Active
    Federal Reserve ID: 105473
    Date Established: June 15, 1936
    WWW: http://www.homefederalbanktn.com
    Trust Powers Granted: Yes
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 23 (Domestic: 23, Interstate: No)
    OTS Docket #: 3879
    FDIC's unique #: 42517
    Numeric code: 34
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization > 1 Billion
    Date of Deposit Insurance: June 15, 1936
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 515 Market Street, Knoxville, TN 37901
    County: Knox
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Knoxville, TN (#3840)
    Combined Statistical Area (CSA): Knoxville-Sevierville-La Follette, TN (#314)
    Core Based Statistical Area (CBSA): Knoxville, TN (#28940)
    CBSA Metro Statistical Area: Knoxville, TN (#28940)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $2,047.7 mil
    Equity capital: $317.2 mil
    Deposits held in domestic offices: $1,646.0 mil
    Return on assets (ROA): 0.53% ($10.9 mil)
    Quarterly return on assets: 0.53% ($10.9 mil)
    Return on Equity (ROE): 3.46% ($11.0 mil)
    Quarterly return on equity: 3.45% ($10.9 mil)
    Net income: $10.8 mil
    Quarterly Net income: $2.7 mil
    Pretax return on assets: 0.87% ($17,814.9 mil)
    Quarterly Pretax return on assets: 0.85% ($17,405.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 427Total employees (full-time equivalent)
  • $2,047,692Total assets
  • $92,609Cash and due from depository institutions
  • $64,330Interest-bearing balances
  • $1,036,358Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $853,095Net loans & leases
  • $6,818Loan loss allowance
  • $0Trading account assets
  • $35,784Bank premises and fixed assets
  • $2,791Other real estate owned
  • $0Goodwill and other intangibles
  • $2,047,692Life insurance assets
  • $27,055All other assets
  • $1,730,513Total liabilities and capital
  • $1,645,960Total liabilities
  • $1,515,108Total deposits
  • $1,645,960Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 57424.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $11,305Trading liabilities
  • $0Other borrowed funds
  • $15,824Subordinated debt
  • $317,179All other liabilities
  • $317,179Total equity capital
  • $317,179Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $317,179Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $20,510Income earned, not collected on loans
  • $0Earning assets
  • $8,280Long-term assets (5+ years)
  • $1,953,783Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $2,023,074Volatile liabilities
  • $2,047,340Insider loans
  • $1,117,102FHLB advances
  • $2,047,692Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $317,935Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $198,628Restructured Loans and leases
  • $2,488Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $71,234Total interest income
  • $15,747Total interest expense
  • $55,487Net interest income
  • $3,200Provision for loan and lease losses
  • $9,938Total noninterest income
  • $0Fiduciary activities
  • $1,248Service charges on deposit accounts
  • $0Trading account gains & fees
  • $8,690Additional noninterest income
  • $44,530Total noninterest expense
  • $26,702Salaries and employee benefits
  • $7,116Premises and equipment expense
  • $10,712Additional noninterest expense
  • $17,695Pre-tax net operating income
  • $0Securities gains (losses)
  • $6,881Applicable income taxes
  • $10,814Income before extraordinary items
  • $0Extraordinary gains - net
  • $10,814Net income attributable to bank
  • $0Net charge-offs
  • $10,814Cash dividends
  • $2,550Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.69%Yield on earning assets
  • 0.82%Cost of funding earning assets
  • 2.87%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 2.31%Noninterest expense to earning assets
  • 0.53%Net operating income to assets
  • 0.53%Return on assets (ROA)
  • 0.87%Pretax return on assets
  • 3.46%Return on equity (ROE)
  • 3.46%Retained earnings to average equity (YTD only)
  • 0.30%Net charge-offs to loans
  • 125.49%Credit loss provision to net charge-offs
  • 8.19%Efficiency ratio
  • 68,063Assets per employee
  • 4.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.79%Loss allowance to noncurrent loans
  • 33.24%Noncurrent assets plus other real estate owned to assets
  • 1.14%Noncurrent loans to loans
  • 2.39%Net loans and leases to deposits
  • 51.83%Net loans and leases to core deposits
  • 56.43%Equity capital to assets
  • 15.49%Core capital (leverage) ratio
  • 15.53%Tier 1 risk-based capital ratio
  • 28.46%Total risk-based capital ratio
  • Memoranda
  • $29Average assets
  • $2,023,074Average earning assets
  • $312,509Average equity
  • $1,930,174Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $575,198Managed Assets
  • 1Number of Accounts
  • $533,838Personal trust and agency accounts
  • $151,807Employee benefit-defined contribution accounts
  • $72,695Employee benefit-defined benefit accounts
  • $39,448Other retirement accounts
  • $82,384Corporate trust and agency accounts
  • $3,907Investment management agency accounts
  • $176,534Other fiduciary accounts
  • $7,063Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1072Number of Accounts
  • $0Personal trust and agency accounts
  • $70,906Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $41,360Other retirement accounts
  • $1,304Corporate trust and agency accounts
  • $6,162Other fiduciary accounts
  • $8,287Fiduciary accounts held in foreign offices

List of branches

  • 23 Tennessee Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042517Home Federal Bank Of Tennessee515 Market Street, Knoxville, TN 37901June 15, 1936Full Service Brick and Mortar
    1276756Bearden Branch5538 Kingston Pike, Knoxville, TN 37919June 15, 1936Full Service Brick and Mortar
    2276757North Knoxville Branch3101 N. Broadway, Knoxville, TN 37917June 15, 1936Full Service Brick and Mortar
    3276758Magnolia Branch3001 East Magnolia Avenue, Knoxville, TN 37914June 15, 1936Full Service Brick and Mortar
    4276759South Knoxville Branch4444 Chapman Highway, Knoxville, TN 37920June 15, 1936Full Service Brick and Mortar
    5276760Concord Branch10396 Kingston Pike, Knoxville, TN 37922June 15, 1936Full Service Brick and Mortar
    6276761Merchants Branch501 Merchants Drive, Knoxville, TN 37912June 15, 1936Full Service Brick and Mortar
    100276762Halls Branch6948 Maynardville Highway, Knoxville, TN 37918June 15, 1936Full Service Brick and Mortar
    101276763Karns Branch7204 Oak Ridge Highway, Knoxville, TN 37931June 15, 1936Full Service Brick and Mortar
    102276764Downtown West Branch1700 Downtown West Blvd, Knoxville, TN 37919June 15, 1936Full Service Brick and Mortar
    10344220Sevierville Branch307 Parkway, Sevierville, TN 37862January 01, 1962Full Service Brick and Mortar
    104276765Gatlinburg Branch535 Parkway E., Gatlinburg, TN 37738June 15, 1936Full Service Brick and Mortar
    105276766Pigeon Forge Branch3671 Parkway, Pigeon Forge, TN 37863June 15, 1936Full Service Brick and Mortar
    106276767Maryville Branch102 Foothills Mall Dr, Maryville, TN 37801June 15, 1936Full Service Brick and Mortar
    107276768Oak Ridge Branch1125 Oak Ridge Turnpike, Oak Ridge, TN 37830June 15, 1936Full Service Brick and Mortar
    108276769Fountain City Branch4900 N Broadway, Knoxville, TN 37918June 30, 1987Full Service Brick and Mortar
    109276770Gibbs Branch7502 Tazewell Pike, Corryton, TN 37721April 06, 1998Full Service Brick and Mortar
    110356491Cedar Bluff Branch315 North Cedar Bluff Road, Knoxville, TN 37923Febuary 01, 1999Full Service Brick and Mortar
    111356492Powell Branch105 East Emory Road, Powell, TN 37849December 21, 1998Full Service Brick and Mortar
    112464136Farragut Branch11686 Parkside Drive, Knoxville, TN 37922June 20, 2007Full Service Brick and Mortar
    113464138Carter Branch7600 Asheville Highway, Knoxville, TN 37924June 20, 2007Full Service Brick and Mortar
    114464139Seymour Branch11320 Chapman Highway, Seymour, TN 37865June 20, 2007Full Service Brick and Mortar
    115491983Isaiah's Landing Branch2940 South Mall Road Ne, Knoxville, TN 37917January 28, 2008Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Home Federal Bank of Tennessee.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents