Home Federal Savings Bank of Eastern North Carolina in Greenville, North Carolina (NC)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 13, 1993

  • Home Federal Savings Bank of Eastern North Carolina in Greenville, North Carolina (NC)
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Home Federal Savings Bank of Eastern North Carolina - Overview

  • General
  • FDIC Certificate #: 28029
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: United Carolina Bank (#2026)
    Federal Reserve ID: 734770
    Date Established: January 01, 1906
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 767
    FDIC's unique #: 40863
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: September 22, 1948
    Last Structure Change Effective Date: November 13, 1993
    Last Structure Change Process Date: November 29, 1993
    Last Data Update: November 29, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 543 Evans Street, Greenville, NC 27834
    County: Pitt
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Raleigh
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Greenville, NC (#3150)
    Core Based Statistical Area (CBSA): Greenville, NC (#24780)
    CBSA Metro Statistical Area: Greenville, NC (#24780)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $121.3 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $52Total assets
  • $125,917Cash and due from depository institutions
  • $2,286Interest-bearing balances
  • $0Securities
  • $8,516Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $110,007Loan loss allowance
  • $300Trading account assets
  • $0Bank premises and fixed assets
  • $3,122Other real estate owned
  • $135Goodwill and other intangibles
  • $1,851Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $125,917Total liabilities
  • $114,226Total deposits
  • $107,937Interest-bearing deposits
  • $105,902Deposits held in domestic offices
  • 107937.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $5,584Subordinated debt
  • $0All other liabilities
  • $705Total equity capital
  • $705Total bank equity capital
  • $11,691Perpetual preferred stock
  • $0Common stock
  • $486Surplus
  • $3,938Undivided profits
  • Memoranda
  • $7,267Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $343Income earned, not collected on loans
  • $695Earning assets
  • $118,523Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $117,667Average Assets, quarterly
  • $124,021Volatile liabilities
  • $18,782Insider loans
  • $0FHLB advances
  • $5,535Loans and leases held for sale
  • $0Unused loan commitments
  • $7,994Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $11,691Total risk weighted assets
  • $76,629Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $9,630Total interest expense
  • $5,277Net interest income
  • $4,353Provision for loan and lease losses
  • $138Total noninterest income
  • $883Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $883Total noninterest expense
  • $3,507Salaries and employee benefits
  • $1,936Premises and equipment expense
  • $793Additional noninterest expense
  • $778Pre-tax net operating income
  • $1,591Securities gains (losses)
  • $563Applicable income taxes
  • $844Income before extraordinary items
  • $1,310Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,310Net charge-offs
  • $3Cash dividends
  • $243Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.66%Cost of funding earning assets
  • 4.75%Net interest margin
  • 3.91%Noninterest income to earning assets
  • 0.79%Noninterest expense to earning assets
  • 3.15%Net operating income to assets
  • 0.81%Return on assets (ROA)
  • 1.11%Pretax return on assets
  • 1.83%Return on equity (ROE)
  • 11.83%Retained earnings to average equity (YTD only)
  • 9.63%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 4600.00%Efficiency ratio
  • 66,979Assets per employee
  • 2.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 18.55%Loss allowance to loans
  • 0.27%Loss allowance to noncurrent loans
  • 87.46%Noncurrent assets plus other real estate owned to assets
  • 0.38%Noncurrent loans to loans
  • 0.31%Net loans and leases to deposits
  • 101.92%Net loans and leases to core deposits
  • 116.12%Equity capital to assets
  • 9.28%Core capital (leverage) ratio
  • 9.29%Tier 1 risk-based capital ratio
  • 15.26%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $117,667Average earning assets
  • $11,077Average equity
  • $111,212Average loans

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