Home Federal Savings and Loan Association of Collinsville in Collinsville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Home Federal Savings and Loan Association of Collinsville in Collinsville, Illinois (IL)
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Home Federal Savings and Loan Association of Collinsville - Overview

  • General
  • FDIC Certificate #: 27909
    Status: Active
    Federal Reserve ID: 682479
    Date Established: January 01, 1887
    WWW: http://www.homefed24.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 528
    FDIC's unique #: 40743
    Numeric code: 38
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: October 25, 1939
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 East Clay Street, Collinsville, IL 62234
    County: Madison
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $103.1 mil
    Equity capital: $9.9 mil
    Deposits held in domestic offices: $78.9 mil
    Return on assets (ROA): -0.63% (-$0.6 mil)
    Quarterly return on assets: 0.24% ($0.2 mil)
    Return on Equity (ROE): -6.29% (-$0.6 mil)
    Quarterly return on equity: 2.47% ($0.2 mil)
    Net income: -$0.7 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: -0.63% (-$649.7 mil)
    Quarterly Pretax return on assets: 0.24% ($247.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $103,124Total assets
  • $6,766Cash and due from depository institutions
  • $6,251Interest-bearing balances
  • $15,042Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $73,398Net loans & leases
  • $1,225Loan loss allowance
  • $0Trading account assets
  • $1,824Bank premises and fixed assets
  • $247Other real estate owned
  • $0Goodwill and other intangibles
  • $103,124Life insurance assets
  • $5,847All other assets
  • $93,186Total liabilities and capital
  • $78,879Total liabilities
  • $75,784Total deposits
  • $78,879Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $11,000Trading liabilities
  • $0Other borrowed funds
  • $3,307Subordinated debt
  • $9,938All other liabilities
  • $9,938Total equity capital
  • $9,938Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $9,938Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,631Income earned, not collected on loans
  • $0Earning assets
  • $448Long-term assets (5+ years)
  • $94,691Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $108,600Volatile liabilities
  • $104,631Insider loans
  • $49,527FHLB advances
  • $101,463Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $10,683Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $406Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,026Total interest income
  • $1,944Total interest expense
  • $3,082Net interest income
  • $977Provision for loan and lease losses
  • -$16Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$16Additional noninterest income
  • $2,778Total noninterest expense
  • $1,313Salaries and employee benefits
  • $582Premises and equipment expense
  • $883Additional noninterest expense
  • -$689Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$689Income before extraordinary items
  • $0Extraordinary gains - net
  • -$689Net income attributable to bank
  • $0Net charge-offs
  • -$689Cash dividends
  • $569Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.02%Yield on earning assets
  • 1.94%Cost of funding earning assets
  • 3.08%Net interest margin
  • -0.02%Noninterest income to earning assets
  • 2.78%Noninterest expense to earning assets
  • -0.63%Net operating income to assets
  • -0.63%Return on assets (ROA)
  • -0.63%Pretax return on assets
  • -6.29%Return on equity (ROE)
  • -6.29%Retained earnings to average equity (YTD only)
  • 0.72%Net charge-offs to loans
  • 171.70%Credit loss provision to net charge-offs
  • 0.51%Efficiency ratio
  • 90,607Assets per employee
  • 5.16%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.64%Loss allowance to noncurrent loans
  • 75.11%Noncurrent assets plus other real estate owned to assets
  • 1.82%Noncurrent loans to loans
  • 2.19%Net loans and leases to deposits
  • 93.05%Net loans and leases to core deposits
  • 97.28%Equity capital to assets
  • 9.64%Core capital (leverage) ratio
  • 10.53%Tier 1 risk-based capital ratio
  • 21.57%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $108,600Average earning assets
  • $10,957Average equity
  • $100,056Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    040743Home Federal Savings And Loan Associ100 East Clay Street, Collinsville, IL 62234January 01, 1887Full Service Brick and Mortar
    1495858Maryville Branch2110 N. Center Street, Maryville, IL 62062June 30, 2008Full Service Brick and Mortar

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