Home Savings Bank in Chanute, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Home Savings Bank in Chanute, Kansas (KS)
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Home Savings Bank - Overview

  • General
  • FDIC Certificate #: 28246
    Status: Active
    Federal Reserve ID: 765877
    Date Established: January 01, 1886
    WWW: http://www.homesavingschanute.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 1227
    FDIC's unique #: 41080
    Numeric code: 34
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: December 14, 1938
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 214 N. Lincoln Ave., Chanute, KS 66720
    County: Neosho
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $65.2 mil
    Equity capital: $14.3 mil
    Deposits held in domestic offices: $49.7 mil
    Return on assets (ROA): -0.08% (-$0.1 mil)
    Quarterly return on assets: 0.10% ($0.1 mil)
    Return on Equity (ROE): -0.36% (-$0.1 mil)
    Quarterly return on equity: 0.45% ($0.1 mil)
    Net income: -$0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: -0.28% (-$182.5 mil)
    Quarterly Pretax return on assets: 0.09% ($58.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $65,183Total assets
  • $3,610Cash and due from depository institutions
  • $2,996Interest-bearing balances
  • $34,889Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $19,433Net loans & leases
  • $248Loan loss allowance
  • $0Trading account assets
  • $472Bank premises and fixed assets
  • $1,634Other real estate owned
  • $0Goodwill and other intangibles
  • $65,186Life insurance assets
  • $5,145All other assets
  • $50,899Total liabilities and capital
  • $49,658Total liabilities
  • $49,027Total deposits
  • $49,658Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,241Subordinated debt
  • $14,287All other liabilities
  • $14,287Total equity capital
  • $14,287Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $14,287Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $54Income earned, not collected on loans
  • $0Earning assets
  • $251Long-term assets (5+ years)
  • $57,318Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $63,433Volatile liabilities
  • $65,058Insider loans
  • $27,454FHLB advances
  • $64,196Loans and leases held for sale
  • $3,556Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $13,469Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $110Restructured Loans and leases
  • $203Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,107Total interest income
  • $622Total interest expense
  • $1,485Net interest income
  • $34Provision for loan and lease losses
  • $227Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $227Additional noninterest income
  • $1,857Total noninterest expense
  • $1,056Salaries and employee benefits
  • $304Premises and equipment expense
  • $497Additional noninterest expense
  • -$179Pre-tax net operating income
  • $0Securities gains (losses)
  • -$128Applicable income taxes
  • -$51Income before extraordinary items
  • $0Extraordinary gains - net
  • -$51Net income attributable to bank
  • $0Net charge-offs
  • -$51Cash dividends
  • $243Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.79%Yield on earning assets
  • 1.12%Cost of funding earning assets
  • 2.67%Net interest margin
  • 0.41%Noninterest income to earning assets
  • 3.34%Noninterest expense to earning assets
  • -0.08%Net operating income to assets
  • -0.08%Return on assets (ROA)
  • -0.28%Pretax return on assets
  • -0.36%Return on equity (ROE)
  • -0.36%Retained earnings to average equity (YTD only)
  • 1.16%Net charge-offs to loans
  • 13.99%Credit loss provision to net charge-offs
  • -0.60%Efficiency ratio
  • 108,470Assets per employee
  • 5.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 459.26%Noncurrent assets plus other real estate owned to assets
  • 1.97%Noncurrent loans to loans
  • 0.27%Net loans and leases to deposits
  • 39.13%Net loans and leases to core deposits
  • 42.88%Equity capital to assets
  • 21.92%Core capital (leverage) ratio
  • 20.98%Tier 1 risk-based capital ratio
  • 49.06%Total risk-based capital ratio
  • Memoranda
  • $50Average assets
  • $63,433Average earning assets
  • $14,333Average equity
  • $55,650Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041080Home Savings Bank214 N. Lincoln Ave., Chanute, KS 66720January 01, 1886Full Service Brick and Mortar

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