Home State Bank and Trust Company in Humboldt, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 31, 1994

  • Home State Bank and Trust Company in Humboldt, Nebraska (NE)
  • Show street view No street view available for this location

Home State Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 11029
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: American National Bank (#32972)
    Federal Reserve ID: 195858
    Date Established: Febuary 01, 1915
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 10114
    FDIC's unique #: 7070
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 31, 1994
    Last Structure Change Process Date: Febuary 10, 1994
    Last Data Update: Febuary 10, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 707 4th Street, Humboldt, NE 68376
    County: Richardson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $27.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $15Total assets
  • $27,394Cash and due from depository institutions
  • $3,486Interest-bearing balances
  • $2,490Securities
  • $9,618Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $13,805Loan loss allowance
  • $173Trading account assets
  • $0Bank premises and fixed assets
  • $110Other real estate owned
  • $0Goodwill and other intangibles
  • $375Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $27,394Total liabilities
  • $25,308Total deposits
  • $24,691Interest-bearing deposits
  • $22,803Deposits held in domestic offices
  • 24691.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $364Trading liabilities
  • $0Other borrowed funds
  • $101Subordinated debt
  • $0All other liabilities
  • $152Total equity capital
  • $152Total bank equity capital
  • $2,086Perpetual preferred stock
  • $0Common stock
  • $800Surplus
  • $1,150Undivided profits
  • Memoranda
  • $136Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $182Earning assets
  • $25,913Long-term assets (5+ years)
  • $3,055Average Assets, year-to-date
  • $28,178Average Assets, quarterly
  • $27,753Volatile liabilities
  • $1,279Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,803Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,086Total risk weighted assets
  • $15,662Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,063Total interest expense
  • $979Net interest income
  • $1,084Provision for loan and lease losses
  • -$4Total noninterest income
  • $411Fiduciary activities
  • $0Service charges on deposit accounts
  • $123Trading account gains & fees
  • $0Additional noninterest income
  • $288Total noninterest expense
  • $984Salaries and employee benefits
  • $497Premises and equipment expense
  • $40Additional noninterest expense
  • $447Pre-tax net operating income
  • $515Securities gains (losses)
  • $4Applicable income taxes
  • $157Income before extraordinary items
  • $362Extraordinary gains - net
  • $0Net income attributable to bank
  • $362Net charge-offs
  • $4Cash dividends
  • $325Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.72%Cost of funding earning assets
  • 3.66%Net interest margin
  • 4.06%Noninterest income to earning assets
  • 1.54%Noninterest expense to earning assets
  • 3.68%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.28%Pretax return on assets
  • 1.84%Return on equity (ROE)
  • 17.47%Retained earnings to average equity (YTD only)
  • 1.79%Net charge-offs to loans
  • 0.03%Credit loss provision to net charge-offs
  • -100.00%Efficiency ratio
  • 65,819Assets per employee
  • 1.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 89.78%Loss allowance to loans
  • 1.24%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 55.91%Net loans and leases to core deposits
  • 57.82%Equity capital to assets
  • 7.61%Core capital (leverage) ratio
  • 7.59%Tier 1 risk-based capital ratio
  • 13.32%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $28,178Average earning assets
  • $2,072Average equity
  • $26,718Average loans

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