HomeBank Texas in Seagoville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

HomeBank Texas - Overview

  • General
  • FDIC Certificate #: 17094
    Status: Active
    Federal Reserve ID: 522669
    Bank Holding Company (Regulatory Top Holder): Mta Bancshares, Inc. (RSSDID: 4276344, Location: Seagoville, TX)
    Date Established: April 07, 1952
    WWW: http://www.homebanktx.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 11144
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: April 07, 1952
    Last Structure Change Effective Date: August 03, 2011
    Last Structure Change Process Date: August 15, 2011
    Last Data Update: August 15, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 601 North Highway 175, Seagoville, TX 75159
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • History of Changes
  • Name Change
  • Financial Summary
  • Total assets: $107.0 mil
    Equity capital: $10.9 mil
    Deposits held in domestic offices: $95.8 mil
    Return on assets (ROA): 0.41% ($0.4 mil)
    Quarterly return on assets: -1.12% (-$1.2 mil)
    Return on Equity (ROE): 3.93% ($0.4 mil)
    Quarterly return on equity: -10.64% (-$1.2 mil)
    Net income: $0.4 mil
    Quarterly Net income: -$0.3 mil
    Pretax return on assets: 0.17% ($181.9 mil)
    Quarterly Pretax return on assets: -1.12% (-$1,198.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $106,985Total assets
  • $7,887Cash and due from depository institutions
  • $4,557Interest-bearing balances
  • $24,144Securities
  • $4,800Federal funds sold & reverse repurchase agreements
  • $61,836Net loans & leases
  • $717Loan loss allowance
  • $0Trading account assets
  • $3,094Bank premises and fixed assets
  • $3,546Other real estate owned
  • $703Goodwill and other intangibles
  • $106,985Life insurance assets
  • $975All other assets
  • $96,108Total liabilities and capital
  • $95,799Total liabilities
  • $63,938Total deposits
  • $95,799Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $309Subordinated debt
  • $10,877All other liabilities
  • $10,877Total equity capital
  • $10,877Total bank equity capital
  • $0Perpetual preferred stock
  • $1,775Common stock
  • $4,625Surplus
  • $4,477Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,569Income earned, not collected on loans
  • $0Earning assets
  • $385Long-term assets (5+ years)
  • $95,337Average Assets, year-to-date
  • $48,217Average Assets, quarterly
  • $104,723Volatile liabilities
  • $106,486Insider loans
  • $67,130FHLB advances
  • $105,567Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $10,119Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,386Restructured Loans and leases
  • $1,491Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,553Total interest income
  • $531Total interest expense
  • $4,022Net interest income
  • $380Provision for loan and lease losses
  • $499Total noninterest income
  • $0Fiduciary activities
  • $293Service charges on deposit accounts
  • $0Trading account gains & fees
  • $206Additional noninterest income
  • $3,971Total noninterest expense
  • $1,878Salaries and employee benefits
  • $524Premises and equipment expense
  • $1,569Additional noninterest expense
  • $170Pre-tax net operating income
  • $4Securities gains (losses)
  • -$254Applicable income taxes
  • $428Income before extraordinary items
  • $0Extraordinary gains - net
  • $428Net income attributable to bank
  • $0Net charge-offs
  • $428Cash dividends
  • $328Sale, conversion, retirement of capital stock, net
  • $200Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.85%Yield on earning assets
  • 0.57%Cost of funding earning assets
  • 4.29%Net interest margin
  • 0.53%Noninterest income to earning assets
  • 4.23%Noninterest expense to earning assets
  • 0.40%Net operating income to assets
  • 0.41%Return on assets (ROA)
  • 0.17%Pretax return on assets
  • 3.93%Return on equity (ROE)
  • 2.09%Retained earnings to average equity (YTD only)
  • 0.52%Net charge-offs to loans
  • 115.85%Credit loss provision to net charge-offs
  • 1.68%Efficiency ratio
  • 87,835Assets per employee
  • 3.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.73%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 45.70%Noncurrent assets plus other real estate owned to assets
  • 4.78%Noncurrent loans to loans
  • 2.51%Net loans and leases to deposits
  • 64.55%Net loans and leases to core deposits
  • 64.94%Equity capital to assets
  • 10.17%Core capital (leverage) ratio
  • 9.59%Tier 1 risk-based capital ratio
  • 15.07%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $104,723Average earning assets
  • $10,891Average equity
  • $93,791Average loans

List of branches

  • 4 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011144Homebank Texas601 North Highway 175, Seagoville, TX 75159April 07, 1952Full Service Brick and Mortar
    1240540Detached Facility401 Glendale Street, Seagoville, TX 75159January 16, 1978Limited Service Facility
    211974Buckner Branch3637 North Buckner Boulevard, Dallas, TX 75228July 15, 1959Full Service Brick and Mortar
    3477413Rockwall Branch105 East Ralph Hall, Rockwall, TX 75032June 02, 2008Full Service Brick and Mortar

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