Household Bank, FSB in Wood Dale, Illinois (IL)



Show street view No street view available for this location
Table of contents:
Household Bank, FSB
GeneralFDIC Certificate #: 30971
Status: Inactive
Federal Reserve ID: 781279
Date Established: November 29, 1957
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 6194
FDIC's unique #: 43805
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
Oakar Institutions: Yes
State Chartered: No
Date of Deposit Insurance: November 29, 1957
Last Structure Change Effective Date: January 30, 2003
Last Structure Change Process Date: March 03, 2003
Last Data Update: March 03, 2003
Data Source Date: April 05, 2012
LocationAddress: 700 Wood Dale Road, Wood Dale, IL 60191
County: Dupage
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of ChangesOther Liquidations and Closings
Change in Insurance Status
Office Sold
Financial SummaryTotal assets: $131.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)
(Dollar figures in thousands)
Total employees (full-time equivalent)27
Total assets$131,655
Cash and due from depository institutions$66,655
Interest-bearing balances$175
Securities$4,961
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$40,862
Loan loss allowance $389
Trading account assets$0
Bank premises and fixed assets$373
Other real estate owned$152
Goodwill and other intangibles$0
All other assets$18,652
Life insurance assets$0
Total liabilities and capital$131,655
Total liabilities$81,227
Total deposits$60,839
Interest-bearing deposits$58,621
Deposits held in domestic offices$60,839
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $18,793
Subordinated debt $0
All other liabilities $1,595
Total equity capital$50,428
Total bank equity capital$50,428
Perpetual preferred stock$50,428
Common stock$0
Surplus$1,411
Undivided profits $0
Memoranda
Noncurrent loans and leases $49,017
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $1,024
Income earned, not collected on loans $0
Earning assets $739
Long-term assets (5+ years) $0
Average Assets, year-to-date $370
Average Assets, quarterly $45,998
Volatile liabilities $0
Insider loans $8,202,922
FHLB advances $3,835,889
Loans and leases held for sale $31,186
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $0
Total risk weighted assets $0
Total unused commitments $1,024
Restructured Loans and leases $152
Derivatives$389
Back to page top, Back to table top

Income and Expense (December 31, 2002)
(Dollar figures in thousands)
Total interest income $756,855
Total interest expense $410,511
Net interest income $346,344
Provision for loan and lease losses $103,120
Total noninterest income -$189,735
Fiduciary activities $0
Service charges on deposit accounts $0
Trading account gains & fees $0
Additional noninterest income -$189,735
Total noninterest expense $286,738
Salaries and employee benefits $7,126
Premises and equipment expense $1,280
Additional noninterest expense $278,332
Pre-tax net operating income -$233,249
Securities gains (losses) $243,521
Applicable income taxes $5,967
Income before extraordinary items $4,305
Extraordinary gains - net $0
Net income attributable to bank $4,305
Net charge-offs $0
Cash dividends $0
Sale, conversion, retirement of capital stock, net $221,633
Net operating income $0
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2002)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets10.13%
Cost of funding earning assets 5.49%
Net interest margin 4.63%
Noninterest income to earning assets -2.54%
Noninterest expense to earning assets 3.84%
Net operating income to assets -1.85%
Return on assets (ROA) 0.05%
Pretax return on assets 0.13%
Return on equity (ROE) 0.26%
Retained earnings to average equity (YTD only) 0.26%
Net charge-offs to loans 3.15%
Credit loss provision to net charge-offs 46.53%
Efficiency ratio-0.59%
Assets per employee$183,092
Cash dividends to net income (YTD only)4.88%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 0.94%
Noncurrent assets plus other real estate owned to assets 52.64%
Noncurrent loans to loans 0.68%
Net loans and leases to deposits1.79%
Net loans and leases to core deposits 67.16%
Equity capital to assets 84.35%
Core capital (leverage) ratio 38.30%
Tier 1 risk-based capital ratio 38.30%
Total risk-based capital ratio 83.30%
Memoranda
Average assets$84
Average earning assets$8,202,922
Average equity $1,628,134
Average loans $7,473,823
Back to page top, Back to table top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Household Bank, FSB.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.