Household Bank, FSB in Wood Dale, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 30, 2003

  • Household Bank, FSB in Wood Dale, Illinois (IL)
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Household Bank, FSB - Overview

  • General
  • FDIC Certificate #: 30971
    Status: Inactive
    Federal Reserve ID: 781279
    Date Established: November 29, 1957
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 6194
    FDIC's unique #: 43805
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: November 29, 1957
    Last Structure Change Effective Date: January 30, 2003
    Last Structure Change Process Date: March 03, 2003
    Last Data Update: March 03, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 700 Wood Dale Road, Wood Dale, IL 60191
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Other Liquidations and Closings
    Change in Insurance Status
    Office Sold
  • Financial Summary
  • Total assets: $131.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $131,655Total assets
  • $66,655Cash and due from depository institutions
  • $175Interest-bearing balances
  • $4,961Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $40,862Net loans & leases
  • $389Loan loss allowance
  • $0Trading account assets
  • $373Bank premises and fixed assets
  • $152Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $18,652All other assets
  • $131,655Total liabilities and capital
  • $81,227Total liabilities
  • $60,839Total deposits
  • $58,621Interest-bearing deposits
  • $60,839Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $18,793Other borrowed funds
  • $0Subordinated debt
  • $1,595All other liabilities
  • $50,428Total equity capital
  • $50,428Total bank equity capital
  • $50,428Perpetual preferred stock
  • $0Common stock
  • $1,411Surplus
  • $0Undivided profits
  • Memoranda
  • $49,017Noncurrent loans and leases
  • $1,024Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $739Earning assets
  • $0Long-term assets (5+ years)
  • $370Average Assets, year-to-date
  • $45,998Average Assets, quarterly
  • $0Volatile liabilities
  • $8,202,922Insider loans
  • $3,835,889FHLB advances
  • $31,186Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,024Total unused commitments
  • $152Restructured Loans and leases
  • $389Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $756,855Total interest income
  • $410,511Total interest expense
  • $346,344Net interest income
  • $103,120Provision for loan and lease losses
  • -$189,735Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$189,735Additional noninterest income
  • $286,738Total noninterest expense
  • $7,126Salaries and employee benefits
  • $1,280Premises and equipment expense
  • $278,332Additional noninterest expense
  • -$233,249Pre-tax net operating income
  • $243,521Securities gains (losses)
  • $5,967Applicable income taxes
  • $4,305Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,305Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $221,633Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 10.13%Yield on earning assets
  • 5.49%Cost of funding earning assets
  • 4.63%Net interest margin
  • -2.54%Noninterest income to earning assets
  • 3.84%Noninterest expense to earning assets
  • -1.85%Net operating income to assets
  • 0.05%Return on assets (ROA)
  • 0.13%Pretax return on assets
  • 0.26%Return on equity (ROE)
  • 0.26%Retained earnings to average equity (YTD only)
  • 3.15%Net charge-offs to loans
  • 46.53%Credit loss provision to net charge-offs
  • -0.59%Efficiency ratio
  • 183,092Assets per employee
  • 4.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.94%Loss allowance to noncurrent loans
  • 52.64%Noncurrent assets plus other real estate owned to assets
  • 0.68%Noncurrent loans to loans
  • 1.79%Net loans and leases to deposits
  • 67.16%Net loans and leases to core deposits
  • 84.35%Equity capital to assets
  • 38.30%Core capital (leverage) ratio
  • 38.30%Tier 1 risk-based capital ratio
  • 83.30%Total risk-based capital ratio
  • Memoranda
  • $84Average assets
  • $8,202,922Average earning assets
  • $1,628,134Average equity
  • $7,473,823Average loans

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