Howard Savings Bank in Glenview, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 08, 2004

  • Howard Savings Bank in Glenview, Illinois (IL)
  • Show street view No street view available for this location

Howard Savings Bank - Overview

  • General
  • FDIC Certificate #: 30919
    Status: Inactive
    Federal Reserve ID: 951371
    Date Established: January 01, 1955
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 6114
    FDIC's unique #: 43753
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 06, 1962
    Last Structure Change Effective Date: November 08, 2004
    Last Structure Change Process Date: June 08, 2006
    Last Data Update: June 08, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1700 Milwaukee Avenue, Glenview, IL 60025
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Other Liquidations and Closings
    Corrections
    Change in Insurance Status
  • Financial Summary
  • Total assets: $9.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $44,170Total assets
  • $4,154Cash and due from depository institutions
  • $114Interest-bearing balances
  • $8,724Securities
  • $5,505Federal funds sold & reverse repurchase agreements
  • $23,457Net loans & leases
  • $710Loan loss allowance
  • $0Trading account assets
  • $98Bank premises and fixed assets
  • $1,568Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $664All other assets
  • $44,170Total liabilities and capital
  • $33,269Total liabilities
  • $31,787Total deposits
  • $31,184Interest-bearing deposits
  • $31,787Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,482All other liabilities
  • $10,901Total equity capital
  • $10,901Total bank equity capital
  • $10,901Perpetual preferred stock
  • $0Common stock
  • $175Surplus
  • $24Undivided profits
  • Memoranda
  • $10,702Noncurrent loans and leases
  • $8,995Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $980Earning assets
  • $0Long-term assets (5+ years)
  • $148Average Assets, year-to-date
  • $37,800Average Assets, quarterly
  • $11,852Volatile liabilities
  • $47,792Insider loans
  • $43,952FHLB advances
  • $7,666Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,995Total unused commitments
  • $0Restructured Loans and leases
  • $1,176Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $2,466Total interest income
  • $1,460Total interest expense
  • $1,006Net interest income
  • $162Provision for loan and lease losses
  • $638Total noninterest income
  • $0Fiduciary activities
  • $4Service charges on deposit accounts
  • $0Trading account gains & fees
  • $634Additional noninterest income
  • $1,716Total noninterest expense
  • $556Salaries and employee benefits
  • $263Premises and equipment expense
  • $897Additional noninterest expense
  • -$234Pre-tax net operating income
  • $0Securities gains (losses)
  • $34Applicable income taxes
  • -$268Income before extraordinary items
  • $0Extraordinary gains - net
  • -$268Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $100Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.77%Yield on earning assets
  • 3.42%Cost of funding earning assets
  • 2.35%Net interest margin
  • 1.49%Noninterest income to earning assets
  • 4.02%Noninterest expense to earning assets
  • -0.56%Net operating income to assets
  • -0.56%Return on assets (ROA)
  • -0.49%Pretax return on assets
  • -2.46%Return on equity (ROE)
  • -2.46%Retained earnings to average equity (YTD only)
  • 0.36%Net charge-offs to loans
  • 162.00%Credit loss provision to net charge-offs
  • -0.72%Efficiency ratio
  • 104,380Assets per employee
  • 3.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.94%Loss allowance to noncurrent loans
  • 72.45%Noncurrent assets plus other real estate owned to assets
  • 5.77%Noncurrent loans to loans
  • 4.06%Net loans and leases to deposits
  • 73.79%Net loans and leases to core deposits
  • 97.25%Equity capital to assets
  • 24.68%Core capital (leverage) ratio
  • 21.87%Tier 1 risk-based capital ratio
  • 37.41%Total risk-based capital ratio
  • Memoranda
  • $42Average assets
  • $47,792Average earning assets
  • $10,910Average equity
  • $42,732Average loans

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