FDIC Certificate #: 30919 Status: Inactive Federal Reserve ID: 951371 Date Established: January 01, 1955 Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 1 (Interstate: No) OTS Docket #: 6114 FDIC's unique #: 43753 Numeric code: 41 Regulator: FDIC Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: Yes Date of Deposit Insurance: August 06, 1962 Last Structure Change Effective Date: November 08, 2004 Last Structure Change Process Date: June 08, 2006 Last Data Update: June 08, 2006 Data Source Date: April 05, 2012
Location
Address: 1700 Milwaukee Avenue, Glenview, IL 60025 County: Cook Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of Changes
Other Liquidations and Closings
Corrections
Change in Insurance Status
Financial Summary
Total assets: $9.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
12Total employees (full-time equivalent)
$44,170Total assets
$4,154Cash and due from depository institutions
$114Interest-bearing balances
$8,724Securities
$5,505Federal funds sold & reverse repurchase agreements
$23,457Net loans & leases
$710Loan loss allowance
$0Trading account assets
$98Bank premises and fixed assets
$1,568Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$664All other assets
$44,170Total liabilities and capital
$33,269Total liabilities
$31,787Total deposits
$31,184Interest-bearing deposits
$31,787Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,482All other liabilities
$10,901Total equity capital
$10,901Total bank equity capital
$10,901Perpetual preferred stock
$0Common stock
$175Surplus
$24Undivided profits
Memoranda
$10,702Noncurrent loans and leases
$8,995Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$980Earning assets
$0Long-term assets (5+ years)
$148Average Assets, year-to-date
$37,800Average Assets, quarterly
$11,852Volatile liabilities
$47,792Insider loans
$43,952FHLB advances
$7,666Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$8,995Total unused commitments
$0Restructured Loans and leases
$1,176Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$2,466Total interest income
$1,460Total interest expense
$1,006Net interest income
$162Provision for loan and lease losses
$638Total noninterest income
$0Fiduciary activities
$4Service charges on deposit accounts
$0Trading account gains & fees
$634Additional noninterest income
$1,716Total noninterest expense
$556Salaries and employee benefits
$263Premises and equipment expense
$897Additional noninterest expense
-$234Pre-tax net operating income
$0Securities gains (losses)
$34Applicable income taxes
-$268Income before extraordinary items
$0Extraordinary gains - net
-$268Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$100Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.77%Yield on earning assets
3.42%Cost of funding earning assets
2.35%Net interest margin
1.49%Noninterest income to earning assets
4.02%Noninterest expense to earning assets
-0.56%Net operating income to assets
-0.56%Return on assets (ROA)
-0.49%Pretax return on assets
-2.46%Return on equity (ROE)
-2.46%Retained earnings to average equity (YTD only)
0.36%Net charge-offs to loans
162.00%Credit loss provision to net charge-offs
-0.72%Efficiency ratio
104,380Assets per employee
3.68%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.94%Loss allowance to noncurrent loans
72.45%Noncurrent assets plus other real estate owned to assets
5.77%Noncurrent loans to loans
4.06%Net loans and leases to deposits
73.79%Net loans and leases to core deposits
97.25%Equity capital to assets
24.68%Core capital (leverage) ratio
21.87%Tier 1 risk-based capital ratio
37.41%Total risk-based capital ratio
Memoranda
$42Average assets
$47,792Average earning assets
$10,910Average equity
$42,732Average loans
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