Humble National Bank in Humble, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 24, 1998

  • Humble National Bank in Humble, Texas (TX)
  • Show street view No street view available for this location

Humble National Bank - Overview

  • General
  • FDIC Certificate #: 23159
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Sterling Bank (#21726)
    Federal Reserve ID: 582850
    Date Established: July 01, 1980
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    OTS Docket #: 11089
    FDIC's unique #: 16226
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: July 01, 1980
    Last Structure Change Effective Date: August 24, 1998
    Last Structure Change Process Date: September 23, 1998
    Last Data Update: September 23, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 111 F.M. 1960 East By-Pass, Humble, TX 77338
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $54.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 36Total employees (full-time equivalent)
  • $54,172Total assets
  • $4,073Cash and due from depository institutions
  • $0Interest-bearing balances
  • $14,738Securities
  • $7,500Federal funds sold & reverse repurchase agreements
  • $25,289Net loans & leases
  • $253Loan loss allowance
  • $0Trading account assets
  • $1,545Bank premises and fixed assets
  • $197Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $830All other assets
  • $54,172Total liabilities and capital
  • $50,712Total liabilities
  • $49,573Total deposits
  • $33,058Interest-bearing deposits
  • $49,573Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,139All other liabilities
  • $3,460Total equity capital
  • $3,460Total bank equity capital
  • $3,460Perpetual preferred stock
  • $0Common stock
  • $1,417Surplus
  • $751Undivided profits
  • Memoranda
  • $1,292Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $34Earning assets
  • $27Long-term assets (5+ years)
  • $145Average Assets, year-to-date
  • $47,527Average Assets, quarterly
  • $8,486Volatile liabilities
  • $47,279Insider loans
  • $51,532FHLB advances
  • $2,139Loans and leases held for sale
  • $266Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,820Total unused commitments
  • $0Restructured Loans and leases
  • $29,956Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $3,419Total interest income
  • $1,045Total interest expense
  • $2,374Net interest income
  • $96Provision for loan and lease losses
  • $1,180Total noninterest income
  • $0Fiduciary activities
  • $1,039Service charges on deposit accounts
  • $0Trading account gains & fees
  • $141Additional noninterest income
  • $2,935Total noninterest expense
  • $1,022Salaries and employee benefits
  • $466Premises and equipment expense
  • $1,447Additional noninterest expense
  • $523Pre-tax net operating income
  • $0Securities gains (losses)
  • $260Applicable income taxes
  • $263Income before extraordinary items
  • $0Extraordinary gains - net
  • $263Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $34Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.39%Yield on earning assets
  • 2.56%Cost of funding earning assets
  • 5.82%Net interest margin
  • 2.89%Noninterest income to earning assets
  • 7.20%Noninterest expense to earning assets
  • 0.56%Net operating income to assets
  • 0.56%Return on assets (ROA)
  • 1.11%Pretax return on assets
  • 7.88%Return on equity (ROE)
  • 7.88%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 282.35%Credit loss provision to net charge-offs
  • 18.21%Efficiency ratio
  • 82,583Assets per employee
  • 1.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.99%Loss allowance to noncurrent loans
  • 744.12%Noncurrent assets plus other real estate owned to assets
  • 0.43%Noncurrent loans to loans
  • 0.13%Net loans and leases to deposits
  • 51.01%Net loans and leases to core deposits
  • 53.31%Equity capital to assets
  • 6.39%Core capital (leverage) ratio
  • 6.78%Tier 1 risk-based capital ratio
  • 11.36%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $47,279Average earning assets
  • $3,338Average equity
  • $40,766Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Humble National Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents