Hyde Park Bank and Trust Company in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Hyde Park Bank and Trust Company in Chicago, Illinois (IL)
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Hyde Park Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 10448
    Status: Active
    Federal Reserve ID: 5331
    Bank Holding Company (Regulatory Top Holder): Hpk Financial Corporation (RSSDID: 1138049, Location: Chicago, IL)
    Date Established: December 28, 1928
    WWW: http://www.hydeparkbank.net
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 6681
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1525 East 53rd Street, Chicago, IL 60615
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $395.8 mil
    Equity capital: $32.8 mil
    Deposits held in domestic offices: $235.2 mil
    Return on assets (ROA): 0.36% ($1.4 mil)
    Quarterly return on assets: 0.38% ($1.5 mil)
    Return on Equity (ROE): 4.31% ($1.4 mil)
    Quarterly return on equity: 4.50% ($1.5 mil)
    Net income: $1.4 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 0.42% ($1,662.3 mil)
    Quarterly Pretax return on assets: 0.49% ($1,939.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 73Total employees (full-time equivalent)
  • $395,776Total assets
  • $34,552Cash and due from depository institutions
  • $14,610Interest-bearing balances
  • $202,908Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $132,451Net loans & leases
  • $1,862Loan loss allowance
  • $0Trading account assets
  • $12,527Bank premises and fixed assets
  • $3,250Other real estate owned
  • $0Goodwill and other intangibles
  • $395,776Life insurance assets
  • $10,088All other assets
  • $363,023Total liabilities and capital
  • $235,200Total liabilities
  • $181,622Total deposits
  • $235,200Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 74500.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $50,000Trading liabilities
  • $0Other borrowed funds
  • $3,323Subordinated debt
  • $32,753All other liabilities
  • $32,753Total equity capital
  • $32,753Total bank equity capital
  • $0Perpetual preferred stock
  • $2,580Common stock
  • $16,610Surplus
  • $13,563Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,595Income earned, not collected on loans
  • $0Earning assets
  • $449Long-term assets (5+ years)
  • $349,969Average Assets, year-to-date
  • $148,533Average Assets, quarterly
  • $393,906Volatile liabilities
  • $395,304Insider loans
  • $261,117FHLB advances
  • $400,007Loans and leases held for sale
  • $323Unused loan commitments
  • $323Tier 1 (core) risk-based capital
  • $36,927Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $16,613Restructured Loans and leases
  • $1,564Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $14,762Total interest income
  • $4,900Total interest expense
  • $9,862Net interest income
  • $2,500Provision for loan and lease losses
  • $923Total noninterest income
  • $0Fiduciary activities
  • $459Service charges on deposit accounts
  • $0Trading account gains & fees
  • $464Additional noninterest income
  • $9,301Total noninterest expense
  • $5,573Salaries and employee benefits
  • $228Premises and equipment expense
  • $3,500Additional noninterest expense
  • -$1,016Pre-tax net operating income
  • $2,683Securities gains (losses)
  • $266Applicable income taxes
  • $1,401Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,401Net income attributable to bank
  • $0Net charge-offs
  • $1,401Cash dividends
  • $2,474Sale, conversion, retirement of capital stock, net
  • $1,058Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.11%Yield on earning assets
  • 1.36%Cost of funding earning assets
  • 2.75%Net interest margin
  • 0.26%Noninterest income to earning assets
  • 2.59%Noninterest expense to earning assets
  • -0.22%Net operating income to assets
  • 0.36%Return on assets (ROA)
  • 0.42%Pretax return on assets
  • 4.31%Return on equity (ROE)
  • 1.05%Retained earnings to average equity (YTD only)
  • 1.75%Net charge-offs to loans
  • 101.05%Credit loss provision to net charge-offs
  • 0.60%Efficiency ratio
  • 86,240Assets per employee
  • 5.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 75.52%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 51.79%Noncurrent assets plus other real estate owned to assets
  • 1.73%Noncurrent loans to loans
  • 2.68%Net loans and leases to deposits
  • 56.31%Net loans and leases to core deposits
  • 59.27%Equity capital to assets
  • 8.28%Core capital (leverage) ratio
  • 9.23%Tier 1 risk-based capital ratio
  • 14.14%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $393,906Average earning assets
  • $32,535Average equity
  • $359,206Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06681Hyde Park Bank And Trust Company1525 East 53rd Street, Chicago, IL 60615December 28, 1928Full Service Brick and Mortar
    322241357th Street Branch1311 East 57th Street, Chicago, IL 60615January 13, 1997Full Service Brick and Mortar

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