FDIC Certificate #: 640 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The Industrial Bank of Japan Trust Company (#21844) Federal Reserve ID: 958615 Date Established: April 24, 1929 Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Interstate: No) FDIC's unique #: 421 Numeric code: 13 Regulator: FED Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2002 Last Structure Change Process Date: April 24, 2002 Last Data Update: April 24, 2002 Data Source Date: April 05, 2012
Location
Address: One State Street, New York City, NY 10004 County: New York Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: New York City Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): New York, NY (#5600) Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70) Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408) Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
Financial Summary
Total assets: $2,343.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
Dollar figures in thousands
335Total employees (full-time equivalent)
$2,343,747Total assets
$63,201Cash and due from depository institutions
$3,099Interest-bearing balances
$483,860Securities
$88,500Federal funds sold & reverse repurchase agreements
$1,538,160Net loans & leases
$28,417Loan loss allowance
$1,570Trading account assets
$22,094Bank premises and fixed assets
$0Other real estate owned
$18,418Goodwill and other intangibles
$0Life insurance assets
$127,944All other assets
$2,343,747Total liabilities and capital
$2,071,015Total liabilities
$1,788,396Total deposits
$1,698,445Interest-bearing deposits
$468,162Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,504Trading liabilities
$14,938Other borrowed funds
$125,000Subordinated debt
$141,177All other liabilities
$272,732Total equity capital
$272,732Total bank equity capital
$272,732Perpetual preferred stock
$0Common stock
$28,958Surplus
$720,319Undivided profits
Memoranda
$-476,545Noncurrent loans and leases
$844,891Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$67,657Earning assets
$0Long-term assets (5+ years)
$8,764Average Assets, year-to-date
$2,115,189Average Assets, quarterly
$193,545Volatile liabilities
$2,761,176Insider loans
$2,584,224FHLB advances
$1,636,658Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$2,316,630Tier 2 risk-based capital
$559,772Total risk weighted assets
$844,891Total unused commitments
$0Restructured Loans and leases
$133,928Derivatives
$40,755Total assets and liabilities in foreign offices
Income and Expense (December 31, 2001)
Dollar figures in thousands
$196,196Total interest income
$113,863Total interest expense
$82,333Net interest income
$448,413Provision for loan and lease losses
$33,837Total noninterest income
$3,123Fiduciary activities
$84Service charges on deposit accounts
$517Trading account gains & fees
$30,113Additional noninterest income
$137,452Total noninterest expense
$48,142Salaries and employee benefits
$11,537Premises and equipment expense
$77,773Additional noninterest expense
-$469,695Pre-tax net operating income
$3,829Securities gains (losses)
$3,980Applicable income taxes
-$469,846Income before extraordinary items
$54Extraordinary gains - net
-$469,792Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$514,323Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2001)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.74%Yield on earning assets
4.49%Cost of funding earning assets
3.25%Net interest margin
1.33%Noninterest income to earning assets
5.42%Noninterest expense to earning assets
-17.15%Net operating income to assets
-17.01%Return on assets (ROA)
-16.87%Pretax return on assets
-172.29%Return on equity (ROE)
-172.29%Retained earnings to average equity (YTD only)
22.90%Net charge-offs to loans
87.19%Credit loss provision to net charge-offs
-0.04%Efficiency ratio
116,281Assets per employee
7.00%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.81%Loss allowance to noncurrent loans
42.00%Noncurrent assets plus other real estate owned to assets
2.89%Noncurrent loans to loans
4.32%Net loans and leases to deposits
86.01%Net loans and leases to core deposits
914.59%Equity capital to assets
11.64%Core capital (leverage) ratio
7.84%Tier 1 risk-based capital ratio
9.89%Total risk-based capital ratio
Memoranda
$16Average assets
$2,761,176Average earning assets
$272,672Average equity
$2,536,196Average loans
Total Fiduciary and Related Assets (December 31, 2001)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
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