Illinois One Bank, National Association in Shawneetown, Illinois (IL)



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Illinois One Bank, National Association
GeneralFDIC Certificate #: 14743
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Integra Bank National Association (#4392)
Federal Reserve ID: 125145
Date Established: January 01, 1934
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Interstate: No)
OTS Docket #: 13621
FDIC's unique #: 9221
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: September 08, 1934
Last Structure Change Effective Date: July 14, 2000
Last Structure Change Process Date: August 29, 2000
Last Data Update: August 29, 2000
Data Source Date: April 05, 2012
LocationAddress: Posey Avenue And Lincoln Boulevard West, Shawneetown, IL 62984
County: Gallatin
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Mount Vernon
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial SummaryTotal assets: $132.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)
(Dollar figures in thousands)
Total employees (full-time equivalent)35
Total assets$129,581
Cash and due from depository institutions$4,682
Interest-bearing balances$289
Securities$31,721
Federal funds sold & reverse repurchase agreements$4,425
Net loans & leases$83,827
Loan loss allowance $1,389
Trading account assets$0
Bank premises and fixed assets$1,529
Other real estate owned$239
Goodwill and other intangibles$1,059
All other assets$2,099
Life insurance assets$0
Total liabilities and capital$129,581
Total liabilities$116,482
Total deposits$115,506
Interest-bearing deposits$99,855
Deposits held in domestic offices$115,506
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $0
All other liabilities $976
Total equity capital$13,099
Total bank equity capital$13,099
Perpetual preferred stock$13,099
Common stock$0
Surplus$550
Undivided profits $5,347
Memoranda
Noncurrent loans and leases $7,202
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $6,675
Income earned, not collected on loans $0
Earning assets $1,966
Long-term assets (5+ years) $0
Average Assets, year-to-date $1,336
Average Assets, quarterly $120,262
Volatile liabilities $15,634
Insider loans $133,509
FHLB advances $130,321
Loans and leases held for sale $12,843
Unused loan commitments $3,480
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $0
Total risk weighted assets $25
Total unused commitments $6,675
Restructured Loans and leases $0
Derivatives$1,080
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Income and Expense (December 31, 1999)
(Dollar figures in thousands)
Total interest income $9,454
Total interest expense $3,887
Net interest income $5,567
Provision for loan and lease losses $554
Total noninterest income $862
Fiduciary activities $0
Service charges on deposit accounts $616
Trading account gains & fees $0
Additional noninterest income $246
Total noninterest expense $3,039
Salaries and employee benefits $1,139
Premises and equipment expense $424
Additional noninterest expense $1,476
Pre-tax net operating income $2,836
Securities gains (losses) $0
Applicable income taxes $833
Income before extraordinary items $2,003
Extraordinary gains - net $0
Net income attributable to bank $2,003
Net charge-offs $0
Cash dividends $0
Sale, conversion, retirement of capital stock, net $231
Net operating income $1,350
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Performance and Condition Ratios (December 31, 1999)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets7.63%
Cost of funding earning assets 3.14%
Net interest margin 4.49%
Noninterest income to earning assets 0.70%
Noninterest expense to earning assets 2.45%
Net operating income to assets 1.50%
Return on assets (ROA) 1.50%
Pretax return on assets 2.12%
Return on equity (ROE) 15.22%
Retained earnings to average equity (YTD only) 4.96%
Net charge-offs to loans 0.28%
Credit loss provision to net charge-offs 239.83%
Efficiency ratio14.68%
Assets per employee$46,430
Cash dividends to net income (YTD only)3.70%
Condition Ratios (%)
Loss allowance to loans 67.40%
Loss allowance to noncurrent loans 1.63%
Noncurrent assets plus other real estate owned to assets 70.65%
Noncurrent loans to loans 1.58%
Net loans and leases to deposits2.31%
Net loans and leases to core deposits 72.57%
Equity capital to assets 81.65%
Core capital (leverage) ratio 10.11%
Tier 1 risk-based capital ratio 9.36%
Total risk-based capital ratio 14.27%
Memoranda
Average assets$16
Average earning assets$133,509
Average equity $13,162
Average loans $123,949
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