InBank in Oak Forest, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 04, 2009

  • InBank in Oak Forest, Illinois (IL)
  • Show street view No street view available for this location

InBank - Overview

  • General
  • FDIC Certificate #: 20203
    Status: Inactive
    Closing history: Absorption - Assisted
    Acquiring institution: MB Financial Bank, National Association (#3628)
    Federal Reserve ID: 974343
    Date Established: June 25, 1970
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 13887
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 25, 1970
    Last Structure Change Effective Date: September 04, 2009
    Last Structure Change Process Date: September 08, 2009
    Last Data Update: September 08, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 15533 South Cicero Avenue, Oak Forest, IL 60452
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $209.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 63Total employees (full-time equivalent)
  • $214,332Total assets
  • $3,208Cash and due from depository institutions
  • $0Interest-bearing balances
  • $32,733Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $170,190Net loans & leases
  • $2,004Loan loss allowance
  • $0Trading account assets
  • $5,162Bank premises and fixed assets
  • $463Other real estate owned
  • $0Goodwill and other intangibles
  • $500Life insurance assets
  • $2,576All other assets
  • $214,332Total liabilities and capital
  • $195,514Total liabilities
  • $190,950Total deposits
  • $183,882Interest-bearing deposits
  • $190,950Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,930Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,634All other liabilities
  • $18,818Total equity capital
  • $18,818Total bank equity capital
  • $18,818Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $10,500Undivided profits
  • Memoranda
  • $7,918Noncurrent loans and leases
  • $35,012Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $13,999Earning assets
  • $0Long-term assets (5+ years)
  • $1,715Average Assets, year-to-date
  • $202,923Average Assets, quarterly
  • $30,385Volatile liabilities
  • $206,971Insider loans
  • $213,644FHLB advances
  • $75,873Loans and leases held for sale
  • $2,855Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $35,012Total unused commitments
  • $10,024Restructured Loans and leases
  • $2,004Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $14,556Total interest income
  • $4,706Total interest expense
  • $9,850Net interest income
  • $2,249Provision for loan and lease losses
  • $1,541Total noninterest income
  • $0Fiduciary activities
  • $571Service charges on deposit accounts
  • $0Trading account gains & fees
  • $970Additional noninterest income
  • $8,010Total noninterest expense
  • $4,155Salaries and employee benefits
  • $1,266Premises and equipment expense
  • $2,589Additional noninterest expense
  • $1,132Pre-tax net operating income
  • $5Securities gains (losses)
  • $0Applicable income taxes
  • $1,137Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,137Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,817Sale, conversion, retirement of capital stock, net
  • $2,050Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.43%Yield on earning assets
  • 2.40%Cost of funding earning assets
  • 5.03%Net interest margin
  • 0.79%Noninterest income to earning assets
  • 4.09%Noninterest expense to earning assets
  • 0.55%Net operating income to assets
  • 0.55%Return on assets (ROA)
  • 0.55%Pretax return on assets
  • 5.91%Return on equity (ROE)
  • -4.75%Retained earnings to average equity (YTD only)
  • 1.11%Net charge-offs to loans
  • 123.78%Credit loss provision to net charge-offs
  • 1.86%Efficiency ratio
  • 70,319Assets per employee
  • 3.40%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 180.30%Loss allowance to loans
  • 1.16%Loss allowance to noncurrent loans
  • 14.32%Noncurrent assets plus other real estate owned to assets
  • 6.75%Noncurrent loans to loans
  • 8.13%Net loans and leases to deposits
  • 89.13%Net loans and leases to core deposits
  • 144.22%Equity capital to assets
  • 8.78%Core capital (leverage) ratio
  • 8.40%Tier 1 risk-based capital ratio
  • 9.96%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $206,971Average earning assets
  • $19,230Average equity
  • $196,010Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with InBank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents