Iowa State Bank in Hamburg, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 08, 2000

  • Iowa State Bank in Hamburg, Iowa (IA)
  • Show street view No street view available for this location

Iowa State Bank - Overview

  • General
  • FDIC Certificate #: 22011
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Citizens Bank (#18608)
    Federal Reserve ID: 971641
    Date Established: Febuary 01, 1923
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 15269
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 09, 1975
    Last Structure Change Effective Date: August 08, 2000
    Last Structure Change Process Date: August 25, 2000
    Last Data Update: August 25, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1020 Main Street, Hamburg, IA 51640
    County: Fremont
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $35.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $38,154Total assets
  • $1,748Cash and due from depository institutions
  • $0Interest-bearing balances
  • $3,905Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $29,897Net loans & leases
  • $653Loan loss allowance
  • $0Trading account assets
  • $963Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,641All other assets
  • $38,154Total liabilities and capital
  • $34,465Total liabilities
  • $34,225Total deposits
  • $29,245Interest-bearing deposits
  • $34,225Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $42Other borrowed funds
  • $0Subordinated debt
  • $198All other liabilities
  • $3,689Total equity capital
  • $3,689Total bank equity capital
  • $3,689Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $1,300Undivided profits
  • Memoranda
  • $2,189Noncurrent loans and leases
  • $3,777Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,084Earning assets
  • $56Long-term assets (5+ years)
  • $792Average Assets, year-to-date
  • $33,802Average Assets, quarterly
  • $693Volatile liabilities
  • $39,507Insider loans
  • $38,616FHLB advances
  • $1,604Loans and leases held for sale
  • $233Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,777Total unused commitments
  • $0Restructured Loans and leases
  • $399Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $2,831Total interest income
  • $1,272Total interest expense
  • $1,559Net interest income
  • $1,180Provision for loan and lease losses
  • $309Total noninterest income
  • $0Fiduciary activities
  • $149Service charges on deposit accounts
  • $0Trading account gains & fees
  • $160Additional noninterest income
  • $1,101Total noninterest expense
  • $598Salaries and employee benefits
  • $204Premises and equipment expense
  • $299Additional noninterest expense
  • -$413Pre-tax net operating income
  • $0Securities gains (losses)
  • -$166Applicable income taxes
  • -$247Income before extraordinary items
  • $0Extraordinary gains - net
  • -$247Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,210Sale, conversion, retirement of capital stock, net
  • $50Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.05%Yield on earning assets
  • 3.62%Cost of funding earning assets
  • 4.43%Net interest margin
  • 0.88%Noninterest income to earning assets
  • 3.13%Noninterest expense to earning assets
  • -0.63%Net operating income to assets
  • -0.63%Return on assets (ROA)
  • -1.05%Pretax return on assets
  • -6.43%Return on equity (ROE)
  • -7.73%Retained earnings to average equity (YTD only)
  • 3.93%Net charge-offs to loans
  • 97.52%Credit loss provision to net charge-offs
  • 0.63%Efficiency ratio
  • 58,940Assets per employee
  • 2.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -20.24%Loss allowance to loans
  • 2.14%Loss allowance to noncurrent loans
  • 31.33%Noncurrent assets plus other real estate owned to assets
  • 5.46%Noncurrent loans to loans
  • 6.82%Net loans and leases to deposits
  • 87.35%Net loans and leases to core deposits
  • 91.53%Equity capital to assets
  • 9.67%Core capital (leverage) ratio
  • 9.45%Tier 1 risk-based capital ratio
  • 11.77%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $39,507Average earning assets
  • $3,841Average equity
  • $35,157Average loans

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