Iowa Trust and Savings Bank in city_name, state_name - Detailed Financial Reports, Location

Iowa Trust and Savings Bank in Centerville, Iowa (IA)
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Iowa Trust and Savings Bank routing number info

Iowa Trust and Savings Bank - Overview

General
FDIC Certificate #: 1547
Status: Active
Federal Reserve ID: 202541
Bank Holding Company (Regulatory Top Holder): Bradley Bancorp, Inc. (RSSDID: 1202119, Location: Centerville, IA)
Date Established: January 01, 1896
WWW: http://www.itsb-iowa.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 12575
FDIC's unique #: 1016
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 200 North 10th Street, Centerville, IA 52544
County: Appanoose
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Des Moines
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $160.7 mil
Equity capital: $18.0 mil
Deposits held in domestic offices: $120.0 mil
Return on assets (ROA): 1.61% ($2.6 mil)
Quarterly return on assets: 1.70% ($2.7 mil)
Return on Equity (ROE): 14.39% ($2.6 mil)
Quarterly return on equity: 14.97% ($2.7 mil)
Net income: $2.5 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 1.69% ($2,715.8 mil)
Quarterly Pretax return on assets: 1.79% ($2,876.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
30Total employees (full-time equivalent)
$160,700Total assets
$5,507Cash and due from depository institutions
$2,466Interest-bearing balances
$78,478Securities
$0Federal funds sold & reverse repurchase agreements
$72,802Net loans & leases
$965Loan loss allowance
$0Trading account assets
$1,182Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$160,700Life insurance assets
$2,731All other assets
$142,694Total liabilities and capital
$120,032Total liabilities
$103,450Total deposits
$120,032Interest-bearing deposits
$92Deposits held in domestic offices
22355.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$307Subordinated debt
$18,006All other liabilities
$18,006Total equity capital
$18,006Total bank equity capital
$0Perpetual preferred stock
$600Common stock
$1,900Surplus
$15,506Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$382Income earned, not collected on loans
$0Earning assets
$1,545Long-term assets (5+ years)
$153,746Average Assets, year-to-date
$82,608Average Assets, quarterly
$156,323Volatile liabilities
$158,684Insider loans
$108,258FHLB advances
$161,855Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$17,083Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$8,250Restructured Loans and leases
$116Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,589Total interest income
$1,320Total interest expense
$5,269Net interest income
$60Provision for loan and lease losses
$719Total noninterest income
$6Fiduciary activities
$382Service charges on deposit accounts
$0Trading account gains & fees
$331Additional noninterest income
$3,223Total noninterest expense
$1,829Salaries and employee benefits
$495Premises and equipment expense
$899Additional noninterest expense
$2,705Pre-tax net operating income
-$62Securities gains (losses)
$132Applicable income taxes
$2,511Income before extraordinary items
$0Extraordinary gains - net
$2,511Net income attributable to bank
$0Net charge-offs
$2,511Cash dividends
$75Sale, conversion, retirement of capital stock, net
$2,650Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.60%Yield on earning assets
0.92%Cost of funding earning assets
3.68%Net interest margin
0.50%Noninterest income to earning assets
2.25%Noninterest expense to earning assets
1.64%Net operating income to assets
1.61%Return on assets (ROA)
1.69%Pretax return on assets
14.39%Return on equity (ROE)
-0.80%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
80.00%Credit loss provision to net charge-offs
36.87%Efficiency ratio
53,824Assets per employee
5.36%Cash dividends to net income (YTD only)
Condition Ratios (%)
105.54%Loss allowance to loans
1.31%Loss allowance to noncurrent loans
252.62%Noncurrent assets plus other real estate owned to assets
0.24%Noncurrent loans to loans
0.52%Net loans and leases to deposits
60.65%Net loans and leases to core deposits
65.92%Equity capital to assets
11.20%Core capital (leverage) ratio
10.55%Tier 1 risk-based capital ratio
15.78%Total risk-based capital ratio
Memoranda
$17Average assets
$156,323Average earning assets
$17,446Average equity
$143,090Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$6,604Managed Assets
1Number of Accounts
$5,843Personal trust and agency accounts
$3,176Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$2,667Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
24Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$761Other retirement accounts
$721Corporate trust and agency accounts
$0Other fiduciary accounts
$40Fiduciary accounts held in foreign offices

List of branches

2 Iowa Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	1016	Iowa Trust And Savings Bank	200 North 10th Street, Centerville, IA 52544	January 01, 1896	Full Service Brick and Mortar
1	189775	Iowa Trust And Savings Bank - Moravi	23918 Hwy J18, Moravia, IA 52571	April 24, 1937	Full Service Brick and Mortar

Iowa Trust and Savings Bank in Centerville, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Iowa Trust and Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Iowa Trust and Savings Bank in Centerville, Iowa (IA)Overview, Financial Summary, Detailed Financial Reports, Branches

Iowa Trust and Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Iowa Trust and Savings Bank in Centerville, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches