Iron County Security Bank in Ironton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 08, 1999

  • Iron County Security Bank in Ironton, Missouri (MO)
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Iron County Security Bank - Overview

  • General
  • FDIC Certificate #: 14386
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First State Community Bank (#17323)
    Federal Reserve ID: 850250
    Date Established: May 10, 1934
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 8991
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 18, 1934
    Last Structure Change Effective Date: January 08, 1999
    Last Structure Change Process Date: Febuary 26, 1999
    Last Data Update: Febuary 26, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 231 South Main Street, Ironton, MO 63650
    County: Iron
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $47.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $47,106Total assets
  • $1,972Cash and due from depository institutions
  • $0Interest-bearing balances
  • $15,465Securities
  • $2,575Federal funds sold & reverse repurchase agreements
  • $25,760Net loans & leases
  • $458Loan loss allowance
  • $0Trading account assets
  • $635Bank premises and fixed assets
  • $348Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $351All other assets
  • $47,106Total liabilities and capital
  • $43,570Total liabilities
  • $43,341Total deposits
  • $37,517Interest-bearing deposits
  • $43,341Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $229All other liabilities
  • $3,536Total equity capital
  • $3,536Total bank equity capital
  • $3,536Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $600Undivided profits
  • Memoranda
  • $2,636Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $126Average Assets, year-to-date
  • $43,800Average Assets, quarterly
  • $4,106Volatile liabilities
  • $44,812Insider loans
  • $46,367FHLB advances
  • $5,810Loans and leases held for sale
  • $932Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $635Total unused commitments
  • $0Restructured Loans and leases
  • $23,811Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $3,171Total interest income
  • $1,521Total interest expense
  • $1,650Net interest income
  • $60Provision for loan and lease losses
  • $292Total noninterest income
  • $0Fiduciary activities
  • $142Service charges on deposit accounts
  • $0Trading account gains & fees
  • $150Additional noninterest income
  • $983Total noninterest expense
  • $498Salaries and employee benefits
  • $98Premises and equipment expense
  • $387Additional noninterest expense
  • $899Pre-tax net operating income
  • $0Securities gains (losses)
  • $312Applicable income taxes
  • $587Income before extraordinary items
  • $0Extraordinary gains - net
  • $587Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$4Sale, conversion, retirement of capital stock, net
  • $452Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.49%Yield on earning assets
  • 3.59%Cost of funding earning assets
  • 3.90%Net interest margin
  • 0.69%Noninterest income to earning assets
  • 2.32%Noninterest expense to earning assets
  • 1.31%Net operating income to assets
  • 1.31%Return on assets (ROA)
  • 2.01%Pretax return on assets
  • 16.33%Return on equity (ROE)
  • 3.76%Retained earnings to average equity (YTD only)
  • -0.02%Net charge-offs to loans
  • -1500.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 50,618Assets per employee
  • 3.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 77.00%Loss allowance to loans
  • 1.75%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.74%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 59.44%Net loans and leases to core deposits
  • 68.64%Equity capital to assets
  • 7.51%Core capital (leverage) ratio
  • 7.73%Tier 1 risk-based capital ratio
  • 14.85%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $44,812Average earning assets
  • $3,594Average equity
  • $42,313Average loans

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