Jacksonville Savings Bank, SSB in Jacksonville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 30, 2003

  • Jacksonville Savings Bank, SSB in Jacksonville, Texas (TX)
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Jacksonville Savings Bank, SSB - Overview

  • General
  • FDIC Certificate #: 28066
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Franklin Bank, S.S.B. (#26870)
    Federal Reserve ID: 988470
    Date Established: January 01, 1925
    WWW: http://www.jacksonvillessb.com
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 9 (Interstate: No)
    OTS Docket #: 832
    FDIC's unique #: 40900
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 23, 1936
    Last Structure Change Effective Date: December 30, 2003
    Last Structure Change Process Date: January 14, 2004
    Last Data Update: January 14, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: Commerce And Neches Streets, Jacksonville, TX 75766
    County: Cherokee
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Tyler-Jacksonville, TX (#540)
    Core Based Statistical Area (CBSA): Jacksonville, TX (#27380)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $472.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 114Total employees (full-time equivalent)
  • $430,457Total assets
  • $13,272Cash and due from depository institutions
  • $5,302Interest-bearing balances
  • $132,469Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $266,511Net loans & leases
  • $1,319Loan loss allowance
  • $0Trading account assets
  • $5,508Bank premises and fixed assets
  • $1,454Other real estate owned
  • $4,132Goodwill and other intangibles
  • $0Life insurance assets
  • $7,111All other assets
  • $430,457Total liabilities and capital
  • $391,980Total liabilities
  • $363,348Total deposits
  • $343,863Interest-bearing deposits
  • $363,348Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $25,644Other borrowed funds
  • $0Subordinated debt
  • $2,988All other liabilities
  • $38,477Total equity capital
  • $38,477Total bank equity capital
  • $38,477Perpetual preferred stock
  • $0Common stock
  • $19Surplus
  • $16,030Undivided profits
  • Memoranda
  • $22,428Noncurrent loans and leases
  • $23,888Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $966Earning assets
  • $0Long-term assets (5+ years)
  • $2,788Average Assets, year-to-date
  • $404,282Average Assets, quarterly
  • $214,599Volatile liabilities
  • $410,644Insider loans
  • $427,789FHLB advances
  • $65,613Loans and leases held for sale
  • $666Unused loan commitments
  • $24,745Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $23,888Total unused commitments
  • $307Restructured Loans and leases
  • $1,325Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $28,001Total interest income
  • $13,320Total interest expense
  • $14,681Net interest income
  • $109Provision for loan and lease losses
  • $2,567Total noninterest income
  • $0Fiduciary activities
  • $1,222Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,345Additional noninterest income
  • $7,497Total noninterest expense
  • $4,486Salaries and employee benefits
  • $855Premises and equipment expense
  • $2,156Additional noninterest expense
  • $9,642Pre-tax net operating income
  • -$8Securities gains (losses)
  • $3,290Applicable income taxes
  • $6,344Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,344Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $60Sale, conversion, retirement of capital stock, net
  • $3,000Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.26%Yield on earning assets
  • 3.46%Cost of funding earning assets
  • 3.81%Net interest margin
  • 0.67%Noninterest income to earning assets
  • 1.94%Noninterest expense to earning assets
  • 1.55%Net operating income to assets
  • 1.54%Return on assets (ROA)
  • 2.35%Pretax return on assets
  • 17.52%Return on equity (ROE)
  • 9.24%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 181.67%Credit loss provision to net charge-offs
  • 162.52%Efficiency ratio
  • 42,301Assets per employee
  • 3.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 47.29%Loss allowance to loans
  • 0.49%Loss allowance to noncurrent loans
  • 136.54%Noncurrent assets plus other real estate owned to assets
  • 0.29%Noncurrent loans to loans
  • 0.36%Net loans and leases to deposits
  • 73.35%Net loans and leases to core deposits
  • 89.51%Equity capital to assets
  • 8.94%Core capital (leverage) ratio
  • 7.81%Tier 1 risk-based capital ratio
  • 14.19%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $410,644Average earning assets
  • $36,205Average equity
  • $385,524Average loans

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