Jefferson State Bank in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 05, 1997

  • Jefferson State Bank in Chicago, Illinois (IL)
  • Show street view No street view available for this location

Jefferson State Bank - Overview

  • General
  • FDIC Certificate #: 17479
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Parkway Bank and Trust Company (#19008)
    Federal Reserve ID: 78232
    Date Established: August 06, 1955
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 11464
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 06, 1955
    Last Structure Change Effective Date: August 05, 1997
    Last Structure Change Process Date: September 10, 1997
    Last Data Update: September 10, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 5301 West Lawrence Avenue, Chicago, IL 60630
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $157.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $61Total assets
  • $156,657Cash and due from depository institutions
  • $3,532Interest-bearing balances
  • $0Securities
  • $80,081Federal funds sold & reverse repurchase agreements
  • $2,800Net loans & leases
  • $68,146Loan loss allowance
  • $1,359Trading account assets
  • $0Bank premises and fixed assets
  • $308Other real estate owned
  • $0Goodwill and other intangibles
  • $1,790Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $156,657Total liabilities
  • $131,122Total deposits
  • $129,099Interest-bearing deposits
  • $112,675Deposits held in domestic offices
  • 129099.00%% insured (estimated)
  • $75Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,318Subordinated debt
  • $0All other liabilities
  • $705Total equity capital
  • $705Total bank equity capital
  • $25,535Perpetual preferred stock
  • $0Common stock
  • $2,700Surplus
  • $10,350Undivided profits
  • Memoranda
  • $12,485Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,301Income earned, not collected on loans
  • $492Earning assets
  • $151,027Long-term assets (5+ years)
  • $561Average Assets, year-to-date
  • $157,910Average Assets, quarterly
  • $163,598Volatile liabilities
  • $59,042Insider loans
  • $3,301FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $16,029Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $25,042Total risk weighted assets
  • $80,325Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $11,412Total interest expense
  • $5,104Net interest income
  • $6,308Provision for loan and lease losses
  • $0Total noninterest income
  • $236Fiduciary activities
  • $79Service charges on deposit accounts
  • $117Trading account gains & fees
  • $0Additional noninterest income
  • $40Total noninterest expense
  • $3,444Salaries and employee benefits
  • $2,188Premises and equipment expense
  • $467Additional noninterest expense
  • $789Pre-tax net operating income
  • $3,100Securities gains (losses)
  • $649Applicable income taxes
  • $1,178Income before extraordinary items
  • $2,571Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,571Net charge-offs
  • $21Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.51%Cost of funding earning assets
  • 3.36%Net interest margin
  • 4.15%Noninterest income to earning assets
  • 0.16%Noninterest expense to earning assets
  • 2.27%Net operating income to assets
  • 1.34%Return on assets (ROA)
  • 1.63%Pretax return on assets
  • 2.37%Return on equity (ROE)
  • 10.59%Retained earnings to average equity (YTD only)
  • 10.59%Net charge-offs to loans
  • 0.03%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 52,628Assets per employee
  • 2.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.96%Loss allowance to noncurrent loans
  • 104.46%Noncurrent assets plus other real estate owned to assets
  • 0.83%Noncurrent loans to loans
  • 1.87%Net loans and leases to deposits
  • 52.79%Net loans and leases to core deposits
  • 95.48%Equity capital to assets
  • 16.30%Core capital (leverage) ratio
  • 15.85%Tier 1 risk-based capital ratio
  • 31.18%Total risk-based capital ratio
  • Memoranda
  • $32Average assets
  • $157,910Average earning assets
  • $24,280Average equity
  • $151,949Average loans

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