Johnson County Bank in Elk Creek, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 31, 1994

  • Johnson County Bank in Elk Creek, Nebraska (NE)
  • Show street view No street view available for this location

Johnson County Bank - Overview

  • General
  • FDIC Certificate #: 18181
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: American National Bank (#32972)
    Federal Reserve ID: 253851
    Date Established: January 01, 1893
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 10111
    FDIC's unique #: 12101
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 21, 1960
    Last Structure Change Effective Date: January 31, 1994
    Last Structure Change Process Date: Febuary 10, 1994
    Last Data Update: Febuary 10, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Elk Creek, NE 68348
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $27.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $14Total assets
  • $27,144Cash and due from depository institutions
  • $2,817Interest-bearing balances
  • $1,486Securities
  • $10,943Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $12,583Loan loss allowance
  • $106Trading account assets
  • $0Bank premises and fixed assets
  • $185Other real estate owned
  • $0Goodwill and other intangibles
  • $388Life insurance assets
  • $228All other assets
  • $0Total liabilities and capital
  • $27,144Total liabilities
  • $25,106Total deposits
  • $24,591Interest-bearing deposits
  • $22,059Deposits held in domestic offices
  • 24591.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $255Trading liabilities
  • $0Other borrowed funds
  • $100Subordinated debt
  • $0All other liabilities
  • $160Total equity capital
  • $160Total bank equity capital
  • $2,038Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $850Undivided profits
  • Memoranda
  • $438Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $225Earning assets
  • $25,012Long-term assets (5+ years)
  • $2,515Average Assets, year-to-date
  • $27,246Average Assets, quarterly
  • $27,170Volatile liabilities
  • $1,314Insider loans
  • $5FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $988Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,810Total risk weighted assets
  • $14,500Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,905Total interest expense
  • $837Net interest income
  • $1,068Provision for loan and lease losses
  • $9Total noninterest income
  • $147Fiduciary activities
  • $0Service charges on deposit accounts
  • $111Trading account gains & fees
  • $0Additional noninterest income
  • $36Total noninterest expense
  • $858Salaries and employee benefits
  • $376Premises and equipment expense
  • $56Additional noninterest expense
  • $426Pre-tax net operating income
  • $348Securities gains (losses)
  • $1Applicable income taxes
  • $75Income before extraordinary items
  • $274Extraordinary gains - net
  • $0Net income attributable to bank
  • $274Net charge-offs
  • $7Cash dividends
  • $250Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.52%Cost of funding earning assets
  • 3.30%Net interest margin
  • 4.21%Noninterest income to earning assets
  • 0.58%Noninterest expense to earning assets
  • 3.39%Net operating income to assets
  • 1.00%Return on assets (ROA)
  • 1.01%Pretax return on assets
  • 1.28%Return on equity (ROE)
  • 13.52%Retained earnings to average equity (YTD only)
  • 1.18%Net charge-offs to loans
  • 0.06%Credit loss provision to net charge-offs
  • 128.57%Efficiency ratio
  • 67,984Assets per employee
  • 1.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 91.24%Loss allowance to loans
  • 0.84%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 51.17%Net loans and leases to core deposits
  • 53.25%Equity capital to assets
  • 7.51%Core capital (leverage) ratio
  • 6.72%Tier 1 risk-based capital ratio
  • 12.48%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $27,246Average earning assets
  • $2,027Average equity
  • $25,339Average loans

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