Kaw Valley State Bank and Trust Company in Wamego, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Kaw Valley State Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 17832
    Status: Active
    Federal Reserve ID: 368951
    Bank Holding Company (Regulatory Top Holder): Kaw Valley Bancshares, Inc. (RSSDID: 1357103, Location: Wamego, KS)
    Date Established: March 03, 1913
    WWW: http://www.kvsb.net
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 10880
    FDIC's unique #: 11777
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 23, 1958
    Last Structure Change Effective Date: September 06, 2008
    Last Structure Change Process Date: September 25, 2008
    Last Data Update: September 25, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 1015 Kaw Valley Park Circle, Wamego, KS 66547
    County: Pottawatomie
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Manhattan, KS (#31740)
    CBSA Metro Statistical Area: Manhattan, KS (#31740)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $135.2 mil
    Equity capital: $15.6 mil
    Deposits held in domestic offices: $113.0 mil
    Return on assets (ROA): 1.82% ($2.5 mil)
    Quarterly return on assets: 1.64% ($2.2 mil)
    Return on Equity (ROE): 16.18% ($2.6 mil)
    Quarterly return on equity: 14.33% ($2.3 mil)
    Net income: $2.4 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 1.89% ($2,556.0 mil)
    Quarterly Pretax return on assets: 1.71% ($2,312.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 44Total employees (full-time equivalent)
  • $135,237Total assets
  • $6,959Cash and due from depository institutions
  • $5,869Interest-bearing balances
  • $47,966Securities
  • $1,817Federal funds sold & reverse repurchase agreements
  • $74,777Net loans & leases
  • $1,205Loan loss allowance
  • $0Trading account assets
  • $1,882Bank premises and fixed assets
  • $47Other real estate owned
  • $0Goodwill and other intangibles
  • $135,237Life insurance assets
  • $1,789All other assets
  • $119,662Total liabilities and capital
  • $112,982Total liabilities
  • $90,526Total deposits
  • $112,982Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 1830.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,729Trading liabilities
  • $0Other borrowed funds
  • $121Subordinated debt
  • $15,575All other liabilities
  • $15,575Total equity capital
  • $15,575Total bank equity capital
  • $0Perpetual preferred stock
  • $121Common stock
  • $1,280Surplus
  • $14,174Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $393Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $861Income earned, not collected on loans
  • $0Earning assets
  • $827Long-term assets (5+ years)
  • $130,429Average Assets, year-to-date
  • $42,235Average Assets, quarterly
  • $132,041Volatile liabilities
  • $134,471Insider loans
  • $81,353FHLB advances
  • $136,195Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $14,835Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,553Restructured Loans and leases
  • $1,163Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,875Total interest income
  • $1,242Total interest expense
  • $4,633Net interest income
  • $240Provision for loan and lease losses
  • $1,878Total noninterest income
  • $0Fiduciary activities
  • $750Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,128Additional noninterest income
  • $3,808Total noninterest expense
  • $2,311Salaries and employee benefits
  • $326Premises and equipment expense
  • $1,171Additional noninterest expense
  • $2,463Pre-tax net operating income
  • $33Securities gains (losses)
  • $98Applicable income taxes
  • $2,398Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,398Net income attributable to bank
  • $0Net charge-offs
  • $2,398Cash dividends
  • $179Sale, conversion, retirement of capital stock, net
  • $1,735Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.64%Yield on earning assets
  • 0.98%Cost of funding earning assets
  • 3.66%Net interest margin
  • 1.48%Noninterest income to earning assets
  • 3.01%Noninterest expense to earning assets
  • 1.79%Net operating income to assets
  • 1.82%Return on assets (ROA)
  • 1.89%Pretax return on assets
  • 16.18%Return on equity (ROE)
  • 4.47%Retained earnings to average equity (YTD only)
  • 0.23%Net charge-offs to loans
  • 134.08%Credit loss provision to net charge-offs
  • 15.10%Efficiency ratio
  • 58,486Assets per employee
  • 3.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 72.35%Loss allowance to loans
  • 1.59%Loss allowance to noncurrent loans
  • 139.95%Noncurrent assets plus other real estate owned to assets
  • 0.67%Noncurrent loans to loans
  • 1.13%Net loans and leases to deposits
  • 66.18%Net loans and leases to core deposits
  • 70.11%Equity capital to assets
  • 11.52%Core capital (leverage) ratio
  • 10.89%Tier 1 risk-based capital ratio
  • 18.24%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $132,041Average earning assets
  • $14,824Average equity
  • $126,604Average loans

List of branches

  • 3 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011777Kaw Valley State Bank And Trust Comp1015 Kaw Valley Park Circle, Wamego, KS 66547March 03, 1913Full Service Brick and Mortar
    13078Clifton Branch103 E Parallel Street, Clifton, KS 66937January 01, 1878Full Service Brick and Mortar
    2203945St. Marys Branch414 West Bertrand Avenue, Saint Marys, KS 66536July 12, 1990Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Kaw Valley State Bank and Trust Company.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents