KeyBank National Association in Burlington, Vermont (VT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 30, 1997

  • KeyBank National Association in Burlington, Vermont (VT)
  • Show street view No street view available for this location

KeyBank National Association - Overview

  • General
  • FDIC Certificate #: 14127
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: KeyBank National Association (#1254)
    Federal Reserve ID: 28303
    Date Established: November 06, 1847
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 16 (Interstate: No)
    OTS Docket #: 6720
    FDIC's unique #: 8825
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: March 31, 1934
    Last Structure Change Effective Date: June 30, 1997
    Last Structure Change Process Date: July 14, 1997
    Last Data Update: July 21, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 148 College Street, Burlington, VT 5401
    County: Chittenden
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Ma
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Burlington, VT (#1305)
    Core Based Statistical Area (CBSA): Burlington-South Burlington, VT (#15540)
    CBSA Metro Statistical Area: Burlington-South Burlington, VT (#15540)
  • Financial Summary
  • Total assets: $655.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $145Total assets
  • $667,503Cash and due from depository institutions
  • $20,380Interest-bearing balances
  • $0Securities
  • $34,986Federal funds sold & reverse repurchase agreements
  • $83Net loans & leases
  • $553,275Loan loss allowance
  • $12,505Trading account assets
  • $35Bank premises and fixed assets
  • $9,919Other real estate owned
  • $939Goodwill and other intangibles
  • $8,239Life insurance assets
  • $39,647All other assets
  • $0Total liabilities and capital
  • $667,503Total liabilities
  • $565,651Total deposits
  • $496,630Interest-bearing deposits
  • $436,750Deposits held in domestic offices
  • 496630.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $34,264Trading liabilities
  • $35Other borrowed funds
  • $31,262Subordinated debt
  • $0All other liabilities
  • $3,460Total equity capital
  • $3,460Total bank equity capital
  • $101,852Perpetual preferred stock
  • $0Common stock
  • $5Surplus
  • $89,803Undivided profits
  • Memoranda
  • $12,044Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,630Income earned, not collected on loans
  • $3,234Earning assets
  • $588,379Long-term assets (5+ years)
  • $160,997Average Assets, year-to-date
  • $663,680Average Assets, quarterly
  • $685,382Volatile liabilities
  • $95,238Insider loans
  • $3,212FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $161,551Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $62,599Total risk weighted assets
  • $504,219Total unused commitments
  • $0Restructured Loans and leases
  • $7,268Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $52,313Total interest expense
  • $23,793Net interest income
  • $28,520Provision for loan and lease losses
  • $600Total noninterest income
  • $3,598Fiduciary activities
  • $0Service charges on deposit accounts
  • $2,077Trading account gains & fees
  • $10Additional noninterest income
  • $1,511Total noninterest expense
  • $20,122Salaries and employee benefits
  • $6,179Premises and equipment expense
  • $2,120Additional noninterest expense
  • $11,823Pre-tax net operating income
  • $11,396Securities gains (losses)
  • $0Applicable income taxes
  • $3,790Income before extraordinary items
  • $7,606Extraordinary gains - net
  • $0Net income attributable to bank
  • $7,606Net charge-offs
  • $825Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.93%Cost of funding earning assets
  • 4.06%Net interest margin
  • 4.87%Noninterest income to earning assets
  • 0.61%Noninterest expense to earning assets
  • 3.44%Net operating income to assets
  • 1.15%Return on assets (ROA)
  • 1.15%Pretax return on assets
  • 1.72%Return on equity (ROE)
  • 7.76%Retained earnings to average equity (YTD only)
  • 7.76%Net charge-offs to loans
  • 0.15%Credit loss provision to net charge-offs
  • 72.73%Efficiency ratio
  • 52,973Assets per employee
  • 4.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.21%Loss allowance to noncurrent loans
  • 344.49%Noncurrent assets plus other real estate owned to assets
  • 0.68%Noncurrent loans to loans
  • 0.64%Net loans and leases to deposits
  • 111.41%Net loans and leases to core deposits
  • 119.69%Equity capital to assets
  • 15.26%Core capital (leverage) ratio
  • 10.01%Tier 1 risk-based capital ratio
  • 12.42%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $663,680Average earning assets
  • $98,063Average equity
  • $585,552Average loans

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with KeyBank National Association.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents