Kilgore First National Bank in Kilgore, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 10, 1998

  • Kilgore First National Bank in Kilgore, Texas (TX)
  • Show street view No street view available for this location

Kilgore First National Bank - Overview

  • General
  • FDIC Certificate #: 3284
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 612355
    Date Established: January 01, 1906
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 2123
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 10, 1998
    Last Structure Change Process Date: October 06, 1998
    Last Data Update: October 06, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 910 North Kilgore Street, Kilgore, TX 75662
    County: Gregg
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Longview-Marshall, TX (#4420)
    Combined Statistical Area (CSA): Longview-Marshall, TX (#346)
    Core Based Statistical Area (CBSA): Longview, TX (#30980)
    CBSA Metro Statistical Area: Longview, TX (#30980)
  • Financial Summary
  • Total assets: $166.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 62Total employees (full-time equivalent)
  • $166,354Total assets
  • $9,180Cash and due from depository institutions
  • $0Interest-bearing balances
  • $63,665Securities
  • $7,340Federal funds sold & reverse repurchase agreements
  • $73,520Net loans & leases
  • $1,284Loan loss allowance
  • $0Trading account assets
  • $4,369Bank premises and fixed assets
  • $1,182Other real estate owned
  • $5,364Goodwill and other intangibles
  • $0Life insurance assets
  • $1,734All other assets
  • $166,354Total liabilities and capital
  • $151,486Total liabilities
  • $150,788Total deposits
  • $115,752Interest-bearing deposits
  • $150,788Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $698All other liabilities
  • $14,868Total equity capital
  • $14,868Total bank equity capital
  • $14,868Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $12,718Undivided profits
  • Memoranda
  • $1,400Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,586Earning assets
  • $1,095Long-term assets (5+ years)
  • $628Average Assets, year-to-date
  • $144,525Average Assets, quarterly
  • $20,647Volatile liabilities
  • $142,273Insider loans
  • $148,201FHLB advances
  • $10,569Loans and leases held for sale
  • $5,008Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,335Total unused commitments
  • $0Restructured Loans and leases
  • $93,224Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $10,193Total interest income
  • $3,549Total interest expense
  • $6,644Net interest income
  • $1,322Provision for loan and lease losses
  • $1,378Total noninterest income
  • $0Fiduciary activities
  • $1,020Service charges on deposit accounts
  • $0Trading account gains & fees
  • $358Additional noninterest income
  • $5,176Total noninterest expense
  • $2,336Salaries and employee benefits
  • $763Premises and equipment expense
  • $2,077Additional noninterest expense
  • $1,524Pre-tax net operating income
  • $0Securities gains (losses)
  • $542Applicable income taxes
  • $982Income before extraordinary items
  • $0Extraordinary gains - net
  • $982Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,217Sale, conversion, retirement of capital stock, net
  • $2,400Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.24%Yield on earning assets
  • 2.87%Cost of funding earning assets
  • 5.37%Net interest margin
  • 1.11%Noninterest income to earning assets
  • 4.18%Noninterest expense to earning assets
  • 0.69%Net operating income to assets
  • 0.69%Return on assets (ROA)
  • 1.07%Pretax return on assets
  • 6.29%Return on equity (ROE)
  • -9.08%Retained earnings to average equity (YTD only)
  • 1.73%Net charge-offs to loans
  • 108.63%Credit loss provision to net charge-offs
  • 2.34%Efficiency ratio
  • 60,272Assets per employee
  • 2.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 244.40%Loss allowance to loans
  • 1.72%Loss allowance to noncurrent loans
  • 80.96%Noncurrent assets plus other real estate owned to assets
  • 1.66%Noncurrent loans to loans
  • 2.12%Net loans and leases to deposits
  • 48.76%Net loans and leases to core deposits
  • 52.43%Equity capital to assets
  • 8.94%Core capital (leverage) ratio
  • 6.66%Tier 1 risk-based capital ratio
  • 9.81%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $142,273Average earning assets
  • $15,611Average equity
  • $123,738Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Kilgore First National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents