Kilgore First National Bank in Kilgore, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 10, 1998

  • Kilgore First National Bank in Kilgore, Texas (TX)
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Kilgore First National Bank - Overview

  • General
  • FDIC Certificate #: 3284
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 612355
    Date Established: January 01, 1906
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 2123
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 10, 1998
    Last Structure Change Process Date: October 06, 1998
    Last Data Update: October 06, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 910 North Kilgore Street, Kilgore, TX 75662
    County: Gregg
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Longview-Marshall, TX (#4420)
    Combined Statistical Area (CSA): Longview-Marshall, TX (#346)
    Core Based Statistical Area (CBSA): Longview, TX (#30980)
    CBSA Metro Statistical Area: Longview, TX (#30980)
  • Financial Summary
  • Total assets: $166.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 62Total employees (full-time equivalent)
  • $166,354Total assets
  • $9,180Cash and due from depository institutions
  • $0Interest-bearing balances
  • $63,665Securities
  • $7,340Federal funds sold & reverse repurchase agreements
  • $73,520Net loans & leases
  • $1,284Loan loss allowance
  • $0Trading account assets
  • $4,369Bank premises and fixed assets
  • $1,182Other real estate owned
  • $5,364Goodwill and other intangibles
  • $0Life insurance assets
  • $1,734All other assets
  • $166,354Total liabilities and capital
  • $151,486Total liabilities
  • $150,788Total deposits
  • $115,752Interest-bearing deposits
  • $150,788Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $698All other liabilities
  • $14,868Total equity capital
  • $14,868Total bank equity capital
  • $14,868Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $12,718Undivided profits
  • Memoranda
  • $1,400Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,586Earning assets
  • $1,095Long-term assets (5+ years)
  • $628Average Assets, year-to-date
  • $144,525Average Assets, quarterly
  • $20,647Volatile liabilities
  • $142,273Insider loans
  • $148,201FHLB advances
  • $10,569Loans and leases held for sale
  • $5,008Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,335Total unused commitments
  • $0Restructured Loans and leases
  • $93,224Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $10,193Total interest income
  • $3,549Total interest expense
  • $6,644Net interest income
  • $1,322Provision for loan and lease losses
  • $1,378Total noninterest income
  • $0Fiduciary activities
  • $1,020Service charges on deposit accounts
  • $0Trading account gains & fees
  • $358Additional noninterest income
  • $5,176Total noninterest expense
  • $2,336Salaries and employee benefits
  • $763Premises and equipment expense
  • $2,077Additional noninterest expense
  • $1,524Pre-tax net operating income
  • $0Securities gains (losses)
  • $542Applicable income taxes
  • $982Income before extraordinary items
  • $0Extraordinary gains - net
  • $982Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,217Sale, conversion, retirement of capital stock, net
  • $2,400Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.24%Yield on earning assets
  • 2.87%Cost of funding earning assets
  • 5.37%Net interest margin
  • 1.11%Noninterest income to earning assets
  • 4.18%Noninterest expense to earning assets
  • 0.69%Net operating income to assets
  • 0.69%Return on assets (ROA)
  • 1.07%Pretax return on assets
  • 6.29%Return on equity (ROE)
  • -9.08%Retained earnings to average equity (YTD only)
  • 1.73%Net charge-offs to loans
  • 108.63%Credit loss provision to net charge-offs
  • 2.34%Efficiency ratio
  • 60,272Assets per employee
  • 2.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 244.40%Loss allowance to loans
  • 1.72%Loss allowance to noncurrent loans
  • 80.96%Noncurrent assets plus other real estate owned to assets
  • 1.66%Noncurrent loans to loans
  • 2.12%Net loans and leases to deposits
  • 48.76%Net loans and leases to core deposits
  • 52.43%Equity capital to assets
  • 8.94%Core capital (leverage) ratio
  • 6.66%Tier 1 risk-based capital ratio
  • 9.81%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $142,273Average earning assets
  • $15,611Average equity
  • $123,738Average loans

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