La Plata State Bank in La Plata, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 10, 2006

  • La Plata State Bank in La Plata, Missouri (MO)
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La Plata State Bank - Overview

  • General
  • FDIC Certificate #: 8567
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Northeast Missouri State Bank (#13381)
    Federal Reserve ID: 651158
    Date Established: January 21, 1932
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 5471
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 10, 2006
    Last Structure Change Process Date: May 09, 2006
    Last Data Update: May 09, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: South Gex At Sanders, La Plata, MO 63549
    County: Macon
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $54.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $54,558Total assets
  • $1,196Cash and due from depository institutions
  • $161Interest-bearing balances
  • $22,378Securities
  • $158Federal funds sold & reverse repurchase agreements
  • $26,908Net loans & leases
  • $646Loan loss allowance
  • $0Trading account assets
  • $313Bank premises and fixed assets
  • $0Other real estate owned
  • $2,697Goodwill and other intangibles
  • $0Life insurance assets
  • $908All other assets
  • $54,558Total liabilities and capital
  • $47,069Total liabilities
  • $46,822Total deposits
  • $41,325Interest-bearing deposits
  • $46,822Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $247All other liabilities
  • $7,489Total equity capital
  • $7,489Total bank equity capital
  • $7,489Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $7,224Undivided profits
  • Memoranda
  • $65Noncurrent loans and leases
  • $1,648Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $55Earning assets
  • $0Long-term assets (5+ years)
  • $485Average Assets, year-to-date
  • $49,605Average Assets, quarterly
  • $6,174Volatile liabilities
  • $59,726Insider loans
  • $59,505FHLB advances
  • $9,059Loans and leases held for sale
  • $461Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,648Total unused commitments
  • $0Restructured Loans and leases
  • $380Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $2,598Total interest income
  • $1,040Total interest expense
  • $1,558Net interest income
  • $0Provision for loan and lease losses
  • $180Total noninterest income
  • $0Fiduciary activities
  • $157Service charges on deposit accounts
  • $0Trading account gains & fees
  • $23Additional noninterest income
  • $949Total noninterest expense
  • $552Salaries and employee benefits
  • $95Premises and equipment expense
  • $302Additional noninterest expense
  • $789Pre-tax net operating income
  • -$6Securities gains (losses)
  • $296Applicable income taxes
  • $487Income before extraordinary items
  • $0Extraordinary gains - net
  • $487Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $11Sale, conversion, retirement of capital stock, net
  • $350Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.82%Yield on earning assets
  • 1.93%Cost of funding earning assets
  • 2.89%Net interest margin
  • 0.33%Noninterest income to earning assets
  • 1.76%Noninterest expense to earning assets
  • 0.82%Net operating income to assets
  • 0.82%Return on assets (ROA)
  • 1.31%Pretax return on assets
  • 6.49%Return on equity (ROE)
  • 1.83%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 71.73%Efficiency ratio
  • 49,022Assets per employee
  • 4.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 71.87%Loss allowance to loans
  • 2.34%Loss allowance to noncurrent loans
  • 1174.55%Noncurrent assets plus other real estate owned to assets
  • 0.10%Noncurrent loans to loans
  • 0.20%Net loans and leases to deposits
  • 57.47%Net loans and leases to core deposits
  • 71.25%Equity capital to assets
  • 13.73%Core capital (leverage) ratio
  • 8.63%Tier 1 risk-based capital ratio
  • 16.36%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $59,726Average earning assets
  • $7,499Average equity
  • $53,945Average loans

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