Landmark Community Bank, National Association in Isanti, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Landmark Community Bank, National Association in Isanti, Minnesota (MN)
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Landmark Community Bank, National Association - Overview

  • General
  • FDIC Certificate #: 10161
    Status: Active
    Federal Reserve ID: 907257
    Bank Holding Company (Regulatory Top Holder): Johnson Holdings, Inc. (RSSDID: 1952898, Location: Ramsey, MN)
    Date Established: June 29, 1901
    WWW: http://www.landmark-bank.net
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 6502
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 18, 2006
    Last Structure Change Process Date: October 01, 2010
    Last Data Update: October 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 711 6th Ave Ne, Isanti, MN 55040
    County: Isanti
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Minneapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Minneapolis-St. Paul, MN-WI (#5120)
    Combined Statistical Area (CSA): Minneapolis-St. Paul-St. Cloud, MN-WI (#378)
    Core Based Statistical Area (CBSA): Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
    CBSA Metro Statistical Area: Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $97.5 mil
    Equity capital: $7.1 mil
    Deposits held in domestic offices: $84.7 mil
    Return on assets (ROA): -0.63% (-$0.6 mil)
    Quarterly return on assets: -0.98% (-$1.0 mil)
    Return on Equity (ROE): -8.67% (-$0.6 mil)
    Quarterly return on equity: -13.30% (-$0.9 mil)
    Net income: -$0.6 mil
    Quarterly Net income: -$0.2 mil
    Pretax return on assets: -0.63% (-$614.4 mil)
    Quarterly Pretax return on assets: -0.98% (-$955.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $97,525Total assets
  • $5,815Cash and due from depository institutions
  • $5,180Interest-bearing balances
  • $17,198Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $62,811Net loans & leases
  • $1,223Loan loss allowance
  • $0Trading account assets
  • $6,146Bank premises and fixed assets
  • $4,429Other real estate owned
  • $0Goodwill and other intangibles
  • $97,525Life insurance assets
  • $1,126All other assets
  • $90,393Total liabilities and capital
  • $84,656Total liabilities
  • $61,831Total deposits
  • $84,656Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,000Trading liabilities
  • $0Other borrowed funds
  • $737Subordinated debt
  • $7,132All other liabilities
  • $7,132Total equity capital
  • $7,132Total bank equity capital
  • $0Perpetual preferred stock
  • $65Common stock
  • $6,135Surplus
  • $932Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,542Income earned, not collected on loans
  • $0Earning assets
  • $309Long-term assets (5+ years)
  • $85,189Average Assets, year-to-date
  • $14,989Average Assets, quarterly
  • $100,170Volatile liabilities
  • $98,603Insider loans
  • $67,995FHLB advances
  • $99,114Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,958Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,484Restructured Loans and leases
  • $2,910Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,712Total interest income
  • $1,194Total interest expense
  • $3,518Net interest income
  • $195Provision for loan and lease losses
  • -$82Total noninterest income
  • $0Fiduciary activities
  • $225Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$307Additional noninterest income
  • $3,908Total noninterest expense
  • $1,608Salaries and employee benefits
  • $560Premises and equipment expense
  • $1,740Additional noninterest expense
  • -$667Pre-tax net operating income
  • $34Securities gains (losses)
  • $0Applicable income taxes
  • -$633Income before extraordinary items
  • $0Extraordinary gains - net
  • -$633Net income attributable to bank
  • $0Net charge-offs
  • -$633Cash dividends
  • $617Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.45%Yield on earning assets
  • 1.38%Cost of funding earning assets
  • 4.07%Net interest margin
  • -0.09%Noninterest income to earning assets
  • 4.52%Noninterest expense to earning assets
  • -0.67%Net operating income to assets
  • -0.63%Return on assets (ROA)
  • -0.63%Pretax return on assets
  • -8.67%Return on equity (ROE)
  • -8.67%Retained earnings to average equity (YTD only)
  • 0.93%Net charge-offs to loans
  • 31.60%Credit loss provision to net charge-offs
  • -0.76%Efficiency ratio
  • 113,737Assets per employee
  • 3.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.91%Loss allowance to noncurrent loans
  • 79.31%Noncurrent assets plus other real estate owned to assets
  • 6.12%Noncurrent loans to loans
  • 2.41%Net loans and leases to deposits
  • 74.20%Net loans and leases to core deposits
  • 75.72%Equity capital to assets
  • 7.31%Core capital (leverage) ratio
  • 7.02%Tier 1 risk-based capital ratio
  • 10.23%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $100,170Average earning assets
  • $7,302Average equity
  • $86,407Average loans

List of branches

  • 4 Minnesota Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06502Landmark Community Bank, National Association711 6th Ave Ne, Isanti, MN 55040June 29, 1901Full Service Brick and Mortar
    1221974Ramsey Minnesota Branch14150 St. Francis Boulevard, Ramsey, MN 55303December 18, 1996Full Service Brick and Mortar
    3430189Operations And Executive Offices Bra5909 167th Avenue Nw, Ramsey, MN 55303March 12, 2004Limited Service Administrative
    4442429Vadnais Heights Branch1048 Meadowlands Drive, White Bear Lake, MN 55127December 13, 2004Full Service Brick and Mortar

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