LeClaire State Bank in Leclaire, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 16, 1996

  • LeClaire State Bank in Leclaire, Iowa (IA)
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LeClaire State Bank - Overview

  • General
  • FDIC Certificate #: 19650
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Great River Bank & Trust (#5823)
    Federal Reserve ID: 752149
    Date Established: December 01, 1966
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 13449
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 01, 1966
    Last Structure Change Effective Date: September 16, 1996
    Last Structure Change Process Date: September 25, 1996
    Last Data Update: September 25, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 323 South Second Street, Leclaire, IA 52753
    County: Scott
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Cedar Rapids
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Davenport-Moline-Rock Island, IA-IL (#1960)
    Core Based Statistical Area (CBSA): Davenport-Moline-Rock Island, IA-IL (#19340)
    CBSA Metro Statistical Area: Davenport-Moline-Rock Island, IA-IL (#19340)
  • Financial Summary
  • Total assets: $26.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $10Total assets
  • $26,589Cash and due from depository institutions
  • $930Interest-bearing balances
  • $22Securities
  • $13,165Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $10,786Loan loss allowance
  • $134Trading account assets
  • $0Bank premises and fixed assets
  • $731Other real estate owned
  • $40Goodwill and other intangibles
  • $937Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $26,589Total liabilities
  • $23,451Total deposits
  • $22,043Interest-bearing deposits
  • $19,277Deposits held in domestic offices
  • 22043.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $1,075Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $333Total equity capital
  • $333Total bank equity capital
  • $3,138Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $1,950Undivided profits
  • Memoranda
  • $1,038Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $187Earning assets
  • $23,973Long-term assets (5+ years)
  • $4,096Average Assets, year-to-date
  • $27,480Average Assets, quarterly
  • $26,711Volatile liabilities
  • $3,356Insider loans
  • $25FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $476Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,030Total risk weighted assets
  • $16,635Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,916Total interest expense
  • $985Net interest income
  • $931Provision for loan and lease losses
  • $12Total noninterest income
  • $106Fiduciary activities
  • $0Service charges on deposit accounts
  • $56Trading account gains & fees
  • $0Additional noninterest income
  • $50Total noninterest expense
  • $929Salaries and employee benefits
  • $608Premises and equipment expense
  • $142Additional noninterest expense
  • $179Pre-tax net operating income
  • $96Securities gains (losses)
  • $250Applicable income taxes
  • $83Income before extraordinary items
  • $263Extraordinary gains - net
  • $0Net income attributable to bank
  • $263Net charge-offs
  • $1Cash dividends
  • $100Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.80%Cost of funding earning assets
  • 4.01%Net interest margin
  • 3.79%Noninterest income to earning assets
  • 0.43%Noninterest expense to earning assets
  • 3.78%Net operating income to assets
  • 0.27%Return on assets (ROA)
  • 0.96%Pretax return on assets
  • 1.26%Return on equity (ROE)
  • 9.34%Retained earnings to average equity (YTD only)
  • 5.79%Net charge-offs to loans
  • 0.01%Credit loss provision to net charge-offs
  • 1200.00%Efficiency ratio
  • 89,585Assets per employee
  • 2.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 38.02%Loss allowance to loans
  • 1.23%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.61%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 48.93%Net loans and leases to core deposits
  • 54.58%Equity capital to assets
  • 11.80%Core capital (leverage) ratio
  • 11.29%Tier 1 risk-based capital ratio
  • 18.21%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $27,480Average earning assets
  • $2,815Average equity
  • $24,567Average loans

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