Legacy Bank TC in Blanchard, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 29, 2000

  • Legacy Bank TC in Blanchard, Oklahoma (OK)
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Legacy Bank TC - Overview

  • General
  • FDIC Certificate #: 33797
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Legacy Bank (#4042)
    Federal Reserve ID: 2038566
    Date Established: April 30, 1993
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    OTS Docket #: 14502
    FDIC's unique #: 48073
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 30, 1993
    Last Structure Change Effective Date: April 29, 2000
    Last Structure Change Process Date: May 25, 2000
    Last Data Update: May 25, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1000 North Main Street, Blanchard, OK 73010
    County: Mcclain
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • Financial Summary
  • Total assets: $32.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $35,038Total assets
  • $1,302Cash and due from depository institutions
  • $0Interest-bearing balances
  • $3,632Securities
  • $6,907Federal funds sold & reverse repurchase agreements
  • $21,130Net loans & leases
  • $158Loan loss allowance
  • $0Trading account assets
  • $1,807Bank premises and fixed assets
  • $36Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $224All other assets
  • $35,038Total liabilities and capital
  • $33,098Total liabilities
  • $33,028Total deposits
  • $22,479Interest-bearing deposits
  • $33,028Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $70All other liabilities
  • $1,940Total equity capital
  • $1,940Total bank equity capital
  • $1,940Perpetual preferred stock
  • $0Common stock
  • $650Surplus
  • $650Undivided profits
  • Memoranda
  • $640Noncurrent loans and leases
  • $1,131Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $38Earning assets
  • $0Long-term assets (5+ years)
  • $155Average Assets, year-to-date
  • $31,669Average Assets, quarterly
  • $311Volatile liabilities
  • $32,221Insider loans
  • $33,628FHLB advances
  • $200Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,131Total unused commitments
  • $0Restructured Loans and leases
  • $158Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $2,215Total interest income
  • $921Total interest expense
  • $1,294Net interest income
  • $0Provision for loan and lease losses
  • $722Total noninterest income
  • $0Fiduciary activities
  • $472Service charges on deposit accounts
  • $0Trading account gains & fees
  • $250Additional noninterest income
  • $1,772Total noninterest expense
  • $712Salaries and employee benefits
  • $408Premises and equipment expense
  • $652Additional noninterest expense
  • $244Pre-tax net operating income
  • $0Securities gains (losses)
  • $3Applicable income taxes
  • $241Income before extraordinary items
  • $0Extraordinary gains - net
  • $241Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $3Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.86%Yield on earning assets
  • 3.27%Cost of funding earning assets
  • 4.59%Net interest margin
  • 2.56%Noninterest income to earning assets
  • 6.28%Noninterest expense to earning assets
  • 0.75%Net operating income to assets
  • 0.75%Return on assets (ROA)
  • 0.76%Pretax return on assets
  • 13.31%Return on equity (ROE)
  • 13.31%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 81.33%Efficiency ratio
  • 87,897Assets per employee
  • 1.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.74%Loss allowance to noncurrent loans
  • 415.79%Noncurrent assets plus other real estate owned to assets
  • 0.21%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 63.98%Net loans and leases to core deposits
  • 64.37%Equity capital to assets
  • 5.54%Core capital (leverage) ratio
  • 6.30%Tier 1 risk-based capital ratio
  • 8.37%Total risk-based capital ratio
  • Memoranda
  • $9Average assets
  • $32,221Average earning assets
  • $1,811Average equity
  • $28,196Average loans

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