Leonardville State Bank in Leonardville, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Leonardville State Bank - Overview

  • General
  • FDIC Certificate #: 17685
    Status: Active
    Federal Reserve ID: 43351
    Bank Holding Company (Regulatory Top Holder): Big Mac Bancshares, Inc. (RSSDID: 2935496, Location: Hoxie, KS)
    Date Established: January 01, 1897
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 11648
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: November 01, 1956
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 W Barton Rd, Leonardville, KS 66449
    County: Riley
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Manhattan, KS (#31740)
    CBSA Metro Statistical Area: Manhattan, KS (#31740)
  • History of Changes
  • Corrections
    Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $12.5 mil
    Equity capital: $1.8 mil
    Deposits held in domestic offices: $10.6 mil
    Return on assets (ROA): 0.66% ($0.1 mil)
    Quarterly return on assets: 2.16% ($0.3 mil)
    Return on Equity (ROE): 5.29% ($0.1 mil)
    Quarterly return on equity: 15.09% ($0.3 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.06% ($7.5 mil)
    Quarterly Pretax return on assets: -0.26% (-$32.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $12,512Total assets
  • $721Cash and due from depository institutions
  • $150Interest-bearing balances
  • $1,916Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $8,670Net loans & leases
  • $83Loan loss allowance
  • $0Trading account assets
  • $719Bank premises and fixed assets
  • $0Other real estate owned
  • $178Goodwill and other intangibles
  • $12,512Life insurance assets
  • $308All other assets
  • $10,694Total liabilities and capital
  • $10,569Total liabilities
  • $9,382Total deposits
  • $10,569Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 82.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $43Subordinated debt
  • $1,818All other liabilities
  • $1,818Total equity capital
  • $1,818Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $2,071Surplus
  • $-303Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $124Long-term assets (5+ years)
  • $10,736Average Assets, year-to-date
  • $6,196Average Assets, quarterly
  • $12,620Volatile liabilities
  • $12,420Insider loans
  • $10,995FHLB advances
  • $12,350Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,486Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $222Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $613Total interest income
  • $70Total interest expense
  • $543Net interest income
  • $33Provision for loan and lease losses
  • $39Total noninterest income
  • $0Fiduciary activities
  • $14Service charges on deposit accounts
  • $0Trading account gains & fees
  • $25Additional noninterest income
  • $541Total noninterest expense
  • $202Salaries and employee benefits
  • $69Premises and equipment expense
  • $270Additional noninterest expense
  • $8Pre-tax net operating income
  • $0Securities gains (losses)
  • -$75Applicable income taxes
  • $83Income before extraordinary items
  • $0Extraordinary gains - net
  • $83Net income attributable to bank
  • $0Net charge-offs
  • $83Cash dividends
  • $3Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.54%Yield on earning assets
  • 0.63%Cost of funding earning assets
  • 4.91%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 4.89%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.66%Return on assets (ROA)
  • 0.06%Pretax return on assets
  • 5.29%Return on equity (ROE)
  • 5.29%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 1100.00%Credit loss provision to net charge-offs
  • 13.67%Efficiency ratio
  • 92,955Assets per employee
  • 2.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.95%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 82.03%Net loans and leases to core deposits
  • 82.03%Equity capital to assets
  • 14.53%Core capital (leverage) ratio
  • 12.03%Tier 1 risk-based capital ratio
  • 13.52%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $12,620Average earning assets
  • $1,570Average equity
  • $11,067Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011648Leonardville State Bank102 W Barton Rd, Leonardville, KS 66449January 01, 1897Full Service Brick and Mortar
    1527111Leonardville State Bank2401 North Seth Child Road, Manhattan, KS 66503December 01, 2011Full Service Brick and Mortar

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