Lewis County Bank in Hohenwald, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 15, 2000

  • Lewis County Bank in Hohenwald, Tennessee (TN)
  • Show street view No street view available for this location

Lewis County Bank - Overview

  • General
  • FDIC Certificate #: 24596
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community South Bank (#19849)
    Federal Reserve ID: 297435
    Date Established: August 01, 1983
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 14603
    FDIC's unique #: 17083
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 01, 1983
    Last Structure Change Effective Date: September 15, 2000
    Last Structure Change Process Date: October 20, 2000
    Last Data Update: October 20, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 30 West Main Street, Hohenwald, TN 38462
    County: Lewis
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $43.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $44,970Total assets
  • $2,820Cash and due from depository institutions
  • $100Interest-bearing balances
  • $11,830Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $27,659Net loans & leases
  • $470Loan loss allowance
  • $0Trading account assets
  • $920Bank premises and fixed assets
  • $294Other real estate owned
  • $627Goodwill and other intangibles
  • $0Life insurance assets
  • $820All other assets
  • $44,970Total liabilities and capital
  • $40,142Total liabilities
  • $37,832Total deposits
  • $34,187Interest-bearing deposits
  • $37,832Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $310All other liabilities
  • $4,828Total equity capital
  • $4,828Total bank equity capital
  • $4,828Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $4,125Undivided profits
  • Memoranda
  • $303Noncurrent loans and leases
  • $636Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $606Earning assets
  • $0Long-term assets (5+ years)
  • $277Average Assets, year-to-date
  • $39,589Average Assets, quarterly
  • $9,194Volatile liabilities
  • $43,366Insider loans
  • $44,656FHLB advances
  • $8,385Loans and leases held for sale
  • $591Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $636Total unused commitments
  • $12Restructured Loans and leases
  • $412Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $3,459Total interest income
  • $1,526Total interest expense
  • $1,933Net interest income
  • $50Provision for loan and lease losses
  • $416Total noninterest income
  • $0Fiduciary activities
  • $256Service charges on deposit accounts
  • $0Trading account gains & fees
  • $160Additional noninterest income
  • $1,238Total noninterest expense
  • $525Salaries and employee benefits
  • $153Premises and equipment expense
  • $560Additional noninterest expense
  • $1,061Pre-tax net operating income
  • $25Securities gains (losses)
  • $375Applicable income taxes
  • $711Income before extraordinary items
  • $0Extraordinary gains - net
  • $711Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $22Sale, conversion, retirement of capital stock, net
  • $1,118Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.95%Yield on earning assets
  • 3.95%Cost of funding earning assets
  • 5.00%Net interest margin
  • 1.08%Noninterest income to earning assets
  • 3.21%Noninterest expense to earning assets
  • 1.60%Net operating income to assets
  • 1.64%Return on assets (ROA)
  • 2.50%Pretax return on assets
  • 14.03%Return on equity (ROE)
  • -8.03%Retained earnings to average equity (YTD only)
  • 0.08%Net charge-offs to loans
  • 227.27%Credit loss provision to net charge-offs
  • 50.50%Efficiency ratio
  • 46,488Assets per employee
  • 2.37%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 157.24%Loss allowance to loans
  • 1.67%Loss allowance to noncurrent loans
  • 77.56%Noncurrent assets plus other real estate owned to assets
  • 2.00%Noncurrent loans to loans
  • 2.15%Net loans and leases to deposits
  • 73.11%Net loans and leases to core deposits
  • 87.95%Equity capital to assets
  • 10.74%Core capital (leverage) ratio
  • 10.18%Tier 1 risk-based capital ratio
  • 15.63%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $43,366Average earning assets
  • $5,067Average equity
  • $38,627Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Lewis County Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents