Liberty Bank and Trust Company of Tulsa, National Association in Tulsa, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 06, 1997

  • Liberty Bank and Trust Company of Tulsa, National Association in Tulsa, Oklahoma (OK)
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Liberty Bank and Trust Company of Tulsa, National Association - Overview

  • General
  • FDIC Certificate #: 4212
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One Trust Company, National Association (#21377)
    Federal Reserve ID: 336156
    Date Established: July 29, 1895
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 14 (Interstate: No)
    OTS Docket #: 9399
    FDIC's unique #: 2764
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 06, 1997
    Last Structure Change Process Date: December 31, 1997
    Last Data Update: December 31, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 15 East 5th Street, Tulsa, OK 74101
    County: Tulsa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • Financial Summary
  • Total assets: $1,118.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $371Total assets
  • $1,080,567Cash and due from depository institutions
  • $76,459Interest-bearing balances
  • $300Securities
  • $284,050Federal funds sold & reverse repurchase agreements
  • $67,997Net loans & leases
  • $611,813Loan loss allowance
  • $9,267Trading account assets
  • $3,694Bank premises and fixed assets
  • $10,271Other real estate owned
  • $587Goodwill and other intangibles
  • $24,558Life insurance assets
  • $1,138All other assets
  • $0Total liabilities and capital
  • $1,080,567Total liabilities
  • $988,021Total deposits
  • $897,206Interest-bearing deposits
  • $661,221Deposits held in domestic offices
  • 773647.00%% insured (estimated)
  • $69Federal funds purchased & repurchase agreements
  • $46,525Trading liabilities
  • $0Other borrowed funds
  • $27,092Subordinated debt
  • $0All other liabilities
  • $17,198Total equity capital
  • $17,198Total bank equity capital
  • $92,546Perpetual preferred stock
  • $10,000Common stock
  • $16,922Surplus
  • $23,935Undivided profits
  • Memoranda
  • $41,689Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,114Income earned, not collected on loans
  • $3,443Earning assets
  • $967,854Long-term assets (5+ years)
  • $150,754Average Assets, year-to-date
  • $1,054,763Average Assets, quarterly
  • $1,086,713Volatile liabilities
  • $292,861Insider loans
  • $33,601FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $274,002Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $87,606Total risk weighted assets
  • $796,105Total unused commitments
  • $0Restructured Loans and leases
  • $1,549Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $70,702Total interest expense
  • $35,333Net interest income
  • $35,369Provision for loan and lease losses
  • $8,194Total noninterest income
  • $18,047Fiduciary activities
  • $6,480Service charges on deposit accounts
  • $5,196Trading account gains & fees
  • $1,624Additional noninterest income
  • $4,747Total noninterest expense
  • $38,190Salaries and employee benefits
  • $15,102Premises and equipment expense
  • $5,282Additional noninterest expense
  • $17,806Pre-tax net operating income
  • $7,032Securities gains (losses)
  • $924Applicable income taxes
  • $913Income before extraordinary items
  • $7,043Extraordinary gains - net
  • $0Net income attributable to bank
  • $7,043Net charge-offs
  • $3,581Cash dividends
  • $8,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.54%Cost of funding earning assets
  • 3.77%Net interest margin
  • 3.77%Noninterest income to earning assets
  • 1.93%Noninterest expense to earning assets
  • 4.07%Net operating income to assets
  • 0.59%Return on assets (ROA)
  • 0.67%Pretax return on assets
  • 0.75%Return on equity (ROE)
  • 7.56%Retained earnings to average equity (YTD only)
  • -1.03%Net charge-offs to loans
  • 0.60%Credit loss provision to net charge-offs
  • 228.82%Efficiency ratio
  • 71,031Assets per employee
  • 2.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 113.59%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 225.26%Noncurrent assets plus other real estate owned to assets
  • 0.44%Noncurrent loans to loans
  • 0.66%Net loans and leases to deposits
  • 68.19%Net loans and leases to core deposits
  • 91.36%Equity capital to assets
  • 8.56%Core capital (leverage) ratio
  • 8.71%Tier 1 risk-based capital ratio
  • 11.00%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,054,763Average earning assets
  • $93,141Average equity
  • $937,179Average loans

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