Lincoln County Bank in Fayetteville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 09, 2000

  • Lincoln County Bank in Fayetteville, Tennessee (TN)
  • Show street view No street view available for this location

Lincoln County Bank - Overview

  • General
  • FDIC Certificate #: 13658
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 718631
    Date Established: January 15, 1934
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 8536
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 16, 1934
    Last Structure Change Effective Date: May 09, 2000
    Last Structure Change Process Date: July 27, 2000
    Last Data Update: July 27, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 302 East College Street, Fayetteville, TN 37334
    County: Lincoln
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $146.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 62Total employees (full-time equivalent)
  • $147,283Total assets
  • $7,852Cash and due from depository institutions
  • $200Interest-bearing balances
  • $34,233Securities
  • $4,150Federal funds sold & reverse repurchase agreements
  • $92,979Net loans & leases
  • $1,573Loan loss allowance
  • $0Trading account assets
  • $3,092Bank premises and fixed assets
  • $687Other real estate owned
  • $57Goodwill and other intangibles
  • $0Life insurance assets
  • $4,233All other assets
  • $147,283Total liabilities and capital
  • $134,876Total liabilities
  • $132,353Total deposits
  • $112,762Interest-bearing deposits
  • $132,353Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $2,523All other liabilities
  • $12,407Total equity capital
  • $12,407Total bank equity capital
  • $12,407Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $500Undivided profits
  • Memoranda
  • $11,407Noncurrent loans and leases
  • $4,129Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,723Earning assets
  • $0Long-term assets (5+ years)
  • $1,867Average Assets, year-to-date
  • $131,562Average Assets, quarterly
  • $15,745Volatile liabilities
  • $149,391Insider loans
  • $147,769FHLB advances
  • $22,729Loans and leases held for sale
  • $1,144Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,129Total unused commitments
  • $0Restructured Loans and leases
  • $1,310Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $13,370Total interest income
  • $4,968Total interest expense
  • $8,402Net interest income
  • $531Provision for loan and lease losses
  • $930Total noninterest income
  • $0Fiduciary activities
  • $637Service charges on deposit accounts
  • $0Trading account gains & fees
  • $293Additional noninterest income
  • $6,726Total noninterest expense
  • $3,592Salaries and employee benefits
  • $701Premises and equipment expense
  • $2,433Additional noninterest expense
  • $2,075Pre-tax net operating income
  • $9Securities gains (losses)
  • $1,293Applicable income taxes
  • $791Income before extraordinary items
  • $0Extraordinary gains - net
  • $791Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $97Sale, conversion, retirement of capital stock, net
  • $1,103Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.93%Yield on earning assets
  • 3.69%Cost of funding earning assets
  • 6.24%Net interest margin
  • 0.69%Noninterest income to earning assets
  • 5.00%Noninterest expense to earning assets
  • 0.53%Net operating income to assets
  • 0.53%Return on assets (ROA)
  • 1.39%Pretax return on assets
  • 5.79%Return on equity (ROE)
  • -2.28%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 547.42%Credit loss provision to net charge-offs
  • 26.87%Efficiency ratio
  • 72,000Assets per employee
  • 2.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 139.44%Loss allowance to loans
  • 1.66%Loss allowance to noncurrent loans
  • 91.29%Noncurrent assets plus other real estate owned to assets
  • 1.64%Noncurrent loans to loans
  • 1.82%Net loans and leases to deposits
  • 70.25%Net loans and leases to core deposits
  • 84.82%Equity capital to assets
  • 8.42%Core capital (leverage) ratio
  • 8.71%Tier 1 risk-based capital ratio
  • 12.60%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $149,391Average earning assets
  • $13,659Average equity
  • $134,596Average loans

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